Download the Policybazaar app
to manage all your insurance needs.
Aviva Signature Investment Plan – Limited Pay
The Aviva Signature Investment Plan – Limited Pay Plan is an Individual Unit Linked, Non-Participating Life Insurance plan under a limited premium payment structure. You can pay premiums for 5, 10, 15, or 20 years while keeping the policy active for a longer term. The plan offers 7x or 10x cover multiples, access to multiple unit-linked funds, and milestone boosters based on annualised premium slabs.
-
Home
-
ULIP Plans
-
Aviva Life ULIP Plans
- Aviva Signature Investment Plan Limited Pay
List of ULIP Funds ~
Fund Name
AUM
NAV
Returns (in %)
3 Year
5 Year
10 Year
Midcap Fund
SBI Life
AUM:67,697 Cr
67,697 Cr
NAV
49.61
-0.54%
Returns
14.7%
Opportunities Fund
HDFC Life
AUM:35,621 Cr
35,621 Cr
NAV
77.17
-0.71%
Returns
10.78%
High Growth Fund
Axis Max Life
AUM:16,228 Cr
16,228 Cr
NAV
121.17
-1.78%
Returns
20.3%
Highest Returns
Opportunities Fund
ICICI Life
AUM:3,711 Cr
3,711 Cr
NAV
58.72
-0.63%
Returns
12.09%
Highest Returns
Multi Cap Fund
Tata AIA Life
AUM:12,199 Cr
12,199 Cr
NAV
66.32
-0.71%
Returns
12.44%
see more plans
Disclaimer :
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Eligibility Criteria for Aviva Signature Investment Plan – Limited Pay
| Boundary Condition | |||||||||||||||||
| Entry & Maturity Age |
|
||||||||||||||||
| Maximum Entry Age (Last Birthday) |
|
||||||||||||||||
| Maturity Age |
|
||||||||||||||||
| Maximum Maturity Age (Last Birthday) |
|
||||||||||||||||
Key Features of Aviva Signature Investment Plan – Limited Pay
Aviva investment plans come with several key features, including:
- Limited Pay Structure:
- You can pay your premium in 5, 10, 15, or 20 years.
- Policy Length: At least 20 years, but not more than 60 years
- Sum Assured Multipliers: 7 times or 10 times the annualised premium
- Partial Withdrawal Options: With this plan, Partial Withdrawal options are available after the lock-in period, subject to policy conditions.
Policy Details of Aviva Signature Investment Plan – Limited Pay
The Aviva Signature Investment Plan - Limited Pay comes with the following policy details:
Premium & Payment Structure
- Premium Payment Term (PPT): 5 / 10 / 15 / 20 years
- Policy Term (PT): Minimum 20 years, Maximum 60 years
- Premium Frequency: Yearly, Half-Yearly, Quarterly, Monthly
- Minimum Annualised Premium: Rs. 1,20,000 (in multiples of Rs. 12,000)
Premium allocation, administration, and mortality charges are deducted as per policy terms.
Benefits of Aviva Signature Investment Plan – Limited Pay
The Aviva Signature Investment Plan - Limited Pay combines several benefits, including:
- Death Benefit: Nominee receives the sum assured or fund value pertaining to Limited/Regular Premium or 105% of total premiums received.
- Rewards for Milestones (Boosters): After the sixth year of your policy, you will earn milestone boosters every three years. Also, these percentages are set in stone and can't be changed.
Limited Annualised Premium Milestone Booster (% of Fund Value) < Rs. 2,00,000 Nil Rs. 2,00,000 to < Rs. 5,00,000 0.10% Rs. 5,00,000 to < Rs. 10,00,000 0.25% ≥ Rs. 10,00,000 0.50% - Maturity Benefit: The claimant will get the following if the life covered lives until the maturity date and the policy is still in effect:
- The value of the fund is related to the premium and any top-up premium.
- The claimant gets back up to 100% of Mortality & Policy Administration charges at maturity.
Explore some of the top investment plans in India to learn about various options available.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| Aviva Balance | ₹118.3 | ₹192 Cr | 5.2% | 7.05% | |
| Aviva Bond | ₹36.83 | ₹4 Cr | 5.76% | 5.19% | |
| Aviva Enhancer | ₹51.21 | ₹44 Cr | 4.53% | 9.2% | |
| Aviva PSU | ₹42.6 | ₹228 Cr | 17.93% | 12.6% | |
| Aviva Dynamic P-E Fund | ₹41.5 | ₹79 Cr | 5.21% | 9.26% | |
| Aviva Growth | ₹113.01 | ₹624 Cr | 4.59% | 8.35% | |
| Aviva Index | ₹40.61 | ₹56 Cr | 5.95% | 10.55% | |
| Aviva Protector | ₹40.9 | ₹15 Cr | 5.46% | 6.13% | |
| Aviva Secure | ₹47.47 | ₹74 Cr | 5.02% | 6.25% | |
| Aviva Balanced II | ₹35.84 | ₹128 Cr | 5.21% | 7.21% | |
| Aviva Bond II | ₹28.95 | ₹83 Cr | 4.73% | 4.7% | |
| Aviva Enhancer II | ₹50.63 | ₹1034 Cr | 4.87% | 9.64% | |
| Aviva Growth II | ₹40.42 | ₹152 Cr | 4.72% | 8.56% | |
| Aviva Index II | ₹42.21 | ₹51 Cr | 5.1% | 9.85% | |
| Aviva Infrastructure | ₹36.29 | ₹71 Cr | 10.69% | 12.61% | |
| Aviva Pension Growth II | ₹38.76 | ₹8 Cr | 4.85% | 7.5% | |
| Aviva Pension Index II | ₹47.49 | ₹23 Cr | 5.55% | 10.2% | |
| Aviva Pension PSU Fund | ₹44.44 | ₹11 Cr | 18.36% | 12.91% | |
| Aviva Protector II | ₹30.54 | ₹46 Cr | 4.83% | 5.66% | |
| Aviva Pension Balance | ₹90.44 | ₹43 Cr | 4.92% | 6.82% | |
| Aviva Pension Growth | ₹63.07 | ₹33 Cr | 4.73% | 7.59% | |
| Aviva Pension Index | ₹49.98 | ₹108 Cr | 5.92% | 10.55% | |
| Aviva Pension Protector | ₹35.95 | ₹13 Cr | 5.32% | 5.95% | |
| Aviva Pension Secure | ₹45.09 | ₹7 Cr | 6.03% | 6.41% | |
| Aviva Discontinued Policy Fund | ₹25.91 | ₹316 Cr | 5.63% | 5.41% | |
| Aviva Group Superannuation & Gratuity Balanced Fund | ₹47.08 | ₹19 Cr | 5.44% | - | |
| Aviva Group Superannuation & Gratuity Cash Fund | ₹36.18 | ₹6 Cr | 5.11% | - | |
| Aviva Group Superannuation & Gratuity Debt Fund | ₹41.3 | ₹233 Cr | 5.11% | - | |
| Aviva Group Superannuation & Gratuity Growth Fund | ₹59.88 | ₹27 Cr | 5.33% | - | |
| Aviva Group Superannuation & Gratuity Secure Fund | ₹47.92 | ₹60 Cr | 5.46% | - | |
| Aviva Unit Linked MidCap Fund | ₹11.64 | ₹211 Cr | - | - |
See more plans
Exclusions Under the Aviva Signature Investment Plan – Limited Pay
Suicide Clause
If the life insured commits suicide within 12 months of the Risk Commencement Date or the last policy revival date, the benefit will be limited to:
- The Fund Value as on the date of intimation of death, and the policy will terminate thereafter.
FAQs
-
Does the Aviva Signature Investment Plan- Limited Pay provide guaranteed returns?
No, being a unit-linked plan, returns depend on fund performance. The investment risk is borne by the policyholder. -
Can I withdraw money during the policy term under the Aviva Signature Investment Plan – Limited Pay?
You become eligible to make partial withdrawals after completing the 5-year lock-in period, subject to conditions and minimum fund balance requirements. No surrender or full withdrawal is allowed during the first five policy years. -
What happens if I stop paying premiums under the Aviva Signature Investment Plan – Limited Pay?
During lock-in, the policy moves to the Discontinued Policy Fund. After lock-in, it may convert to Reduced Paid-Up status. Revival is allowed within 3 years.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
- SIP Calculator
- Income Tax Calculator
- Compound Interest Calculator
- NPS Calculator
- Show More Calculator
ULIP Plans Articles
Recent Articles
Popular Articles
22 Sep 2026
ULIPs provide an investor with the option to customise their
09 Sep 2026
ULIPs offer various add-on benefits to investors, which can help
07 Sep 2026
ULIP riders can help an individual customise their ULIP andAviva ULIP Plans Reviews & Ratings
(Showing Newest 10 reviews)
Explore the popular searches and stay informed
- ULIP Calculator
- ULIP Plan
- Annuity Plan
- Child Plan
- Gift City Investment
- Guaranteed Return Plans
- Investment Plan
- LIC Calculator
- LIC
- NRI Investment Plans in India
- Pension Plan
- 1 Crore Term Insurance
- Best Term Insurance Plan
- Term Insurance for NRI
- Term Insurance
- Term Insurance Calculator
- Life Insurance
- What is Term Insurance
- Home Loan Insurance Calculator
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ