One of the popular instruments of investment is the Unit Linked Insurance Plan which allows an investor to invest in bonds and equities. Bajaj Allianz Life Capital Goal Suraksha is also a Unit Linked Insurance Plan (ULIP), introduced in the year 2018 by Bajaj Allianz Life Insurance Co Ltd (BALIC). Similar to traditional market-linked products, Bajaj Allianz Life Capital Goal Suraksha is also subject to risks associated with the capital markets, however, would give the investor an opportunity to earn good profits through the premiums which get invested in different market instruments like debt and equity. It comes with an insurance cover and also includes the dual benefits of security and savings. Bajaj Allianz Life Capital Goal Suraksha Reviews also have confirmed the same.Read more
Peaceful Post-Retirement Life
Tax Free Regular Income
Wealth Generation to beat Inflation
10 years and 15 years
Premium Paying Term
Policy Term 10 years: 7 years
Policy Term 15 years:10 years
Premium Paying Mode
Annually, Half Yearly, Quarterly* or Monthly*
*Only under Auto-debit, as per RBI guidelines
18 -55 years, as per last birthday
28 -65 years
30 days; 15 days for Monthly mode
Minimum – Rs. 30,000
Maximum – Rs. 10,00,000
Loans are available under the plan.
Bajaj Allianz Life Capital Goal Suraksha comes packed with an array of core benefits. They are as follows:
Although Bajaj Allianz Life Capital Goal Suraksha is not like any traditional life insurance plan, there is still a survival or maturity benefit linked with this product. The maturity benefit of Bajaj Allianz Life Capital Goal Suraksha will secure the investor and his / her family against all probability with a guaranteed sum assured on maturity as a lump sum.
In case of the insured's unfortunate death during the fixed term, the beneficiary or Nominee shall receive the Death Benefit. The death benefit of Bajaj Allianz Life Capital Goal Suraksha will be calculated as per the plan details.
The investment in different fund options provides the policyholder to get better returns over some time. The Guaranteed benefits are based on the policy terms, premium payment term and other variable factors as per the plan.
The benefits received through the Bajaj Allianz Life Capital Goal Suraksha would apply to the premiums paid and benefits received as per the prevailing Income tax laws.
* Tax benefits are subject to change
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The Bajaj Allianz Life Capital Goal Suraksha premium can be either paid as a single payment option or a limited pay option. The premium can be either paid Monthly, Quarterly, Semiannually or Annual modes. Please note that the Quarterly and Monthly modes of payment will only be allowed under the auto-debit process (as per approved RBI guidelines)
Premium amounts are based on the Sum Assured, policy term, and Premium Payment term, and other plan conditions.
People looking to invest in Bajaj Allianz Life Capital Goal Suraksha can use the Bajaj Allianz Life Capital Goal Suraksha calculator available online to get a rough approximation on the premium to be paid.
Bajaj Allianz Life Capital Goal Suraksha Policy Rider information is currently not available.
Here is a rundown to the eligibility criteria for Bajaj Allianz Life Capital Goal Suraksha:
To buy Bajaj Allianz Capital Goal Suraksha policy, the following is the list of documents one would need:
In these digital times, one can buy online Bajaj Allianz Life Capital Goal Suraksha extremely conveniently from the comfort of one's home, office or place of vacation in a matter of a few clicks. Please visit the official insurance company's website of Bajaj Allianz Life Insurance or www.bajajallianzlife.com, to login and select the Unit Linked Insurance Plan. Once logged in, one will be directed to a different page group for entering the registered mobile number, email ID, user ID, and password; choose any applicable riders, and pay the respective Bajaj Allianz Life Capital Goal Suraksha premium.
You can contact a Bajaj Allianz Life Advisor for more information.
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Bajaj Allianz Life Capital Goal Suraksha not available.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
*Tax benefit is subject to changes in tax laws
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
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