With the increased cost of living today, a modest rise in annual income may not be sufficient to fulfil family needs. An effective investment plan resulting in additional earnings is extremely critical.  This is required to cope with unforeseen emergencies and provide adequate financial protection for the family’s well-being.

Read more
Best Investment Plans
  • Save Upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD+

Buy Online & Get upto 4% extra#
Get Guaranteed returns along with life cover
invest in 100% Guaranteed Return Plans Tax benefits under sec 80C & No Tax on returns*
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

Money locked-in for investment plans over a long period is not regarded as a practical option. Keeping this aspect in mind, Bharti AXA Life eFuture Invest is designed as an online investment plan providing high returns and coverage over 10 years.

Bharti AXA Life eFuture Invest Details:

Parameters  Details 
Policy Tenure 10 years
Premium Paying Term Single Payment or 5 years 
Premium Paying Mode Annually, Half-yearly, Quarterly(ECS), Monthly(ECS)
Entry Age 18-60 years 
Maturity Age Maximum – 70 years
Grace Period Monthly – 15 days Quarterly, Half-yearly, Annually – 30 days
Sum Assured Based on the age of the life assured and the annualized premium payment terms
Liquidity  Partial Withdrawals available after 5 policy years under specified conditions.

Benefits of Bharti AXA Life eFuture Invest

Bharti AXA Life eFuture Invest plan comes packed with several benefits to offer to its buyer. Listed below are the core benefits of the plan:

  • Maturity Benefit: If the policy is valid at the time of maturation, the Policy Fund Value applicable is payable to the policyholder on the date of maturity. The maturity benefit is determined as one of the following –
  • Lump-Sum amount
  • Periodic Instalments under Settlement Option 
  • Combination of lump sum and installments

If no option is specified, the entire lump sum amount is issued to the policyholder upon policy maturation.

  • Death Benefit: In the event of the insured’s death during the policy term, the family of the deceased or the nominee will be issued higher of:
  • 105% of the premiums paid till death
  • Fund Value 
  • Sum Assured(less any Partial withdrawals made in the year before death)
  • Liquidity Benefit: Emergency requirement of finances may be required at any time. As per the Bharti AXA Life eFuture Invest policy, partial withdrawal of finances is permitted if the policy tenure is at least five years.

Minimum withdrawal is Rs 1000; the maximum value is such that the policy value does not reduce below 20% of a Single Premium. Two such free withdrawals are permitted in a policy year, as per conditions.

  • Surrender Benefit: The policyholder is entitled to guaranteed surrender benefits upon applying the policy surrender at least 90 days of the event. Single-Premium policies can be surrendered anytime during the lock-in period. Other policies can be surrendered only after the lock-in period.

The surrender benefit is the Fund Value on the surrender date less dis-continuation charges.  

  • Investment Benefits: As the policy is investment-based, the returns offered are quite beneficial. A total of six investment options are available for higher returns. Additionally, if a long-term investment is required, the policyholder can invest for an extended period of up to 5 years as required. 
  • Tax Benefits: Bharti AXA Life eFuture Invest reviews mention it as a tax saving policy. The premium payment and benefits received can be claimed for tax exemption under Sections 10(10D) &80 C of the Income Tax Act, 1961. 

          * Tax benefit is subject to changes in tax laws

The Premium for Bharti AXA Life eFuture Invest

The Bharti AXA Life eFuture Invest premium payment can be made either as a Single or over a five-year term. The premium to be paid depends on the mode of payment:

Minimum – Rs 25,000 (Single Pay)

         For 5 years –

  • Monthly – Rs 1,500
  • Quarterly – Rs 4,500
  • Semi-Annual – Rs 9,000
  • Annual – Rs 18,000

Maximum – Rs 8,00,00,000 (Single Pay)

          Rs 1,00,00,000 (5 years)          

*Standard T&C Apply

To determine the exact premium to be paid, the Bharti AXA eFuture Invest premium calculator can be utilized. This is available online.

Additional Riders for Bharti AXA Life eFuture Invest

No additional riders are available under Bharti AXA Life eFuture Invest.

  1. Eligibility for Bharti AXA Life eFuture Invest

    • Entry Age: 18-60 years
    • Maturity Age: 70 years as of last birthday

What are the Documents Required to Buy this Policy?

To buy Bharti AXA Life eFuture Invest policy, the documents to be provided are:

  • Proof of identity – PAN card, AADHAR card, passport
  • Proof of residence - AADHAR card, driving license, ration card, bills
  • Income proof, such as salary slips
  • Passport size photographs

How to Buy this Plan Online?

As the name suggests, “eFuture” implies an online plan. Therefore, buying online Bharti AXA Life eFuture Invest is accomplished through the following steps:

  • On the website of Policybazaar, the customer can choose either “Discover Right Plan” or “Calculate My Premium”
  • After the plan and premium details have been finalized, select the method of payment
  • Fill in the details regarding the coverage, occupation, family history, lifestyle, etc.
  • Provide details of the nominee and make the payment

Exclusions of Bharti AXA Life eFuture Invest

Bharti AXA Life eFuture Invest reviews suggest it is an extensive plan with comprehensive benefits. However, the main exclusion listed as per policy terms and conditions is suicide.   

If the Life Insured dies by suicide within a year of the purchased plan or the policy revival date, the policy will become void. Additionally, only the Policy Fund Value will be redeemed to the family or nominee as applicable.


*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
*Tax benefit is subject to changes in tax laws
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
~Source - Google Review Rating available on:-

Investment Plan
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Invest More Get More!
You Get
₹1 Crores*
You Invest
You Get
₹80 Lakhs*
You Invest
You Get
₹50 Lakhs*
You Invest
Average Rating
(Based on 0 Reviews)
Investment Plan 3

Investment plans articles

Recent Articles
Popular Articles
Lumpsum Investment

21 May 2024

Investments are broadly classified into two categories: the SIP
Read more
Government Bonds

09 May 2024

Government bonds are debt securities issued by a government to
Read more
Monthly Investment Plan

07 May 2024

Monthly Investment Plans are financial products where investors
Read more
SBI NRI Account

07 Feb 2024

The State Bank of India (SBI) NRI account is designed for
Read more
How Thanks giving and Black Friday Affect The Indian Stock Market?

23 Nov 2023

Black Friday and Thanksgiving mark the beginning of the holiday
Read more
20 Best Investment Options in India in 2024
Investing in the best investment options in India helps to maximize your returns and fulfill your immediate and
Read more
Best NRE Savings Accounts for NRIs in 2024
India is a growing economy and is getting a lot of global recognition these days. It has shown immense growth in
Read more
Short Term Investments Options
Short-term investments are financial assets that can be easily converted to cash within a short period, ranging
Read more
How to Change Mobile Number in Post Office Account Online?
Indian Post Payment Bank (IPPB) is the banking division of the Department of Post (Ministry of Communications)
Read more
Post Office Senior Citizen Savings Scheme (SCSS) 2024
The Post Office Senior Citizen Savings Scheme (SCSS) is a government- backed scheme designed specifically for
Read more

Download the Policybazaar app
to manage all your insurance needs.