BHARTI AXA LIFE eFuture INVEST

With the increased cost of living today, a modest rise in annual income may not be sufficient to fulfil family needs. An effective investment plan resulting in additional earnings is extremely critical.  This is required to cope with unforeseen emergencies and provide adequate financial protection for the family’s well-being.

Read more
kapil-sharma
  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

Investment Plans

  • Guaranteed Tax Savings^Under sec 80C & 10(10D)
  • Under sec 80C & 10(10D)Invest ₹10k Per Month*
  • Zero LTCG Tax^
Buy Online & Get upto 4% extra#
Get Guaranteed returns along with life cover
invest in 100% Guaranteed Return Plans Tax benefits under sec 80C & No Tax on returns*
+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold

Money locked-in for investment plans over a long period is not regarded as a practical option. Keeping this aspect in mind, Bharti AXA Life eFuture Invest is designed as an online investment plan providing high returns and coverage over 10 years.

Bharti AXA Life eFuture Invest Details:

Parameters  Details 
Policy Tenure 10 years
Premium Paying Term Single Payment or 5 years 
Premium Paying Mode Annually, Half-yearly, Quarterly(ECS), Monthly(ECS)
Entry Age 18-60 years 
Maturity Age Maximum – 70 years
Grace Period Monthly – 15 days Quarterly, Half-yearly, Annually – 30 days
Sum Assured Based on the age of the life assured and the annualized premium payment terms
Liquidity  Partial Withdrawals available after 5 policy years under specified conditions.

Benefits of Bharti AXA Life eFuture Invest

Bharti AXA Life eFuture Invest plan comes packed with several benefits to offer to its buyer. Listed below are the core benefits of the plan:

  • Maturity Benefit: If the policy is valid at the time of maturation, the Policy Fund Value applicable is payable to the policyholder on the date of maturity. The maturity benefit is determined as one of the following –
  • Lump-Sum amount
  • Periodic Instalments under Settlement Option 
  • Combination of lump sum and installments

If no option is specified, the entire lump sum amount is issued to the policyholder upon policy maturation.

  • Death Benefit: In the event of the insured’s death during the policy term, the family of the deceased or the nominee will be issued higher of:
  • 105% of the premiums paid till death
  • Fund Value 
  • Sum Assured(less any Partial withdrawals made in the year before death)
  • Liquidity Benefit: Emergency requirement of finances may be required at any time. As per the Bharti AXA Life eFuture Invest policy, partial withdrawal of finances is permitted if the policy tenure is at least five years.

Minimum withdrawal is Rs 1000; the maximum value is such that the policy value does not reduce below 20% of a Single Premium. Two such free withdrawals are permitted in a policy year, as per conditions.

  • Surrender Benefit: The policyholder is entitled to guaranteed surrender benefits upon applying the policy surrender at least 90 days of the event. Single-Premium policies can be surrendered anytime during the lock-in period. Other policies can be surrendered only after the lock-in period.

The surrender benefit is the Fund Value on the surrender date less dis-continuation charges.  

  • Investment Benefits: As the policy is investment-based, the returns offered are quite beneficial. A total of six investment options are available for higher returns. Additionally, if a long-term investment is required, the policyholder can invest for an extended period of up to 5 years as required. 
  • Tax Benefits: Bharti AXA Life eFuture Invest reviews mention it as a tax saving policy. The premium payment and benefits received can be claimed for tax exemption under Sections 10(10D) &80 C of the Income Tax Act, 1961. 

          * Tax benefit is subject to changes in tax laws

The Premium for Bharti AXA Life eFuture Invest

The Bharti AXA Life eFuture Invest premium payment can be made either as a Single or over a five-year term. The premium to be paid depends on the mode of payment:

Minimum – Rs 25,000 (Single Pay)

         For 5 years –

  • Monthly – Rs 1,500
  • Quarterly – Rs 4,500
  • Semi-Annual – Rs 9,000
  • Annual – Rs 18,000

Maximum – Rs 8,00,00,000 (Single Pay)

          Rs 1,00,00,000 (5 years)          

*Standard T&C Apply

To determine the exact premium to be paid, the Bharti AXA eFuture Invest premium calculator can be utilized. This is available online.

Additional Riders for Bharti AXA Life eFuture Invest

No additional riders are available under Bharti AXA Life eFuture Invest.

  1. Eligibility for Bharti AXA Life eFuture Invest

    • Entry Age: 18-60 years
    • Maturity Age: 70 years as of last birthday

What are the Documents Required to Buy this Policy?

To buy Bharti AXA Life eFuture Invest policy, the documents to be provided are:

  • Proof of identity – PAN card, AADHAR card, passport
  • Proof of residence - AADHAR card, driving license, ration card, bills
  • Income proof, such as salary slips
  • Passport size photographs

How to Buy this Plan Online?

As the name suggests, “eFuture” implies an online plan. Therefore, buying online Bharti AXA Life eFuture Invest is accomplished through the following steps:

  • On the website of Policybazaar, the customer can choose either “Discover Right Plan” or “Calculate My Premium”
  • After the plan and premium details have been finalized, select the method of payment
  • Fill in the details regarding the coverage, occupation, family history, lifestyle, etc.
  • Provide details of the nominee and make the payment

Exclusions of Bharti AXA Life eFuture Invest

Bharti AXA Life eFuture Invest reviews suggest it is an extensive plan with comprehensive benefits. However, the main exclusion listed as per policy terms and conditions is suicide.   

If the Life Insured dies by suicide within a year of the purchased plan or the policy revival date, the policy will become void. Additionally, only the Policy Fund Value will be redeemed to the family or nominee as applicable.

FAQ's


˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Invest More Get More!
You Get
₹1 Crores*
You Invest
₹10K/month
You Get
₹80 Lakhs*
You Invest
₹8K/month
You Get
₹50 Lakhs*
You Invest
₹5K/month
Average Rating
(Based on 1286 Reviews)

Investment plans articles

Recent Articles
Popular Articles
Marriage Investment Plans

23 Jun 2025

A Wedding Day is a once-in-a-lifetime event, and it must only be
Read more
Punjab Government Schemes

28 May 2025

Punjab, the land of five rivers, is known for its vibrant
Read more
Short Term Investment Plans for 1 Month

19 May 2025

When you need to park your money safely for just a month
Read more
Short Term Investment Plan for 6 Months

19 May 2025

For investors seeking the best investment plan for 6 months, the
Read more
Short Term Investment Plans for 3 Months

19 May 2025

Short-term investment plans for 3 months are financial
Read more
Best Investment Options in India in 2025
  • 04 Apr 2014
  • 1970782
In India, there are many safe and reliable options to grow your money with minimal risk. Whether you are new to
Read more
Post Office Senior Citizen Savings Scheme (SCSS) 2025
  • 13 Feb 2020
  • 157159
The Post Office Senior Citizen Savings Scheme (SCSS) is a government-backed scheme designed specifically for
Read more
Investment Options for Senior Citizens
  • 06 Nov 2024
  • 25736
As we age, managing finances becomes increasingly important. Senior citizens often seek safe and stable
Read more
Government Schemes to Invest in India in the Year 2025
  • 23 Dec 2021
  • 31319
Government schemes offer secure returns, tax benefits, and long-term growth. In 2025, top schemes like PPF, SSY
Read more
Best Saving Plans in India 2025
  • 30 Jan 2019
  • 203723
Saving money is an important step towards achieving financial independence and security. Whether you're looking
Read more

Bharti AXA Life eFuture Invest Reviews & Ratings

4.6 / 5 (Based on 1286 Reviews)
(Showing Newest 10 reviews)
Divya
Ranchi, June 22, 2025
Kotak E Invest plus Policybazaar equal Win
Best combo. Policybazaars help made it stress free.
Harsha
Guwahati, June 21, 2025
Promise for Growth Plus Is Understated
It quietly delivers what it promises. Good pick.
Meera
Vellore, June 20, 2025
Click to Invest Makes Investing Fun
Simple UI digital first and a great entry level product.
Nikhil
Shimla, June 19, 2025
Goal Assure IV Seems Tailored for Me
Plan gives control over fund choice and returns.
Aditi
Vijayawada, June 16, 2025
Policybazaar Helped Me Choose Confidently
Smart Fortune Plus was explained so well. Really appreciated the clarity.
Nidhi
Indore, June 11, 2025
Birla Wealth Smart Plus Has Solid Features
Low charges and good growth options. Very happy.
Siddharth
Kochi, May 10, 2025
Pramerica Smart Invest Was a Pleasant Surprise
Didnt expect it to be this flexible. Great choice.
Aisha
Kolkata, April 09, 2025
ICICI Signature Plan Was a Smart Decision
Liked the balance between life cover and returns
Raghav
Ahmedabad, April 08, 2025
LIC Index Plus is a No Brainer
Safe low risk and time tested. I didnt have to think twice.
Amit
Guwahati, March 26, 2025
Reliable and Safe Investment
Policybazaar is reliable for investment. HDFC Life Dynamic Advantage Fund performs well and is safe for long term.
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL