Bharti AXA Life Future Invest Plan

Bharti AXA Life Future Invest Plan is an investment policy that requires you to pay premiums for one time or five years only to leverage a benefit for ten years. The policy makes the policyholders responsible for taking the risk for the investment made. However, it will offer key benefits such as partial withdrawal, extended investment benefits, and other facilities to help the policyholders meet their financial obligations as required and get considerable benefits from the money invested.

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They can opt for various premium payment modes and other options available, provided they meet the mandatory criteria mentioned in the policy. The policy also offers tax benefits, which further add value to overall investment outcomes.

Bharti AXA Life eFuture Invest Details:

Tenure Ten years
Premium Payment Terms
  • Single Pay
  • Limited Pay-5 years
Premium Payment  Mode Monthly, Quarterly, Half-Yearly, Yearly, Single
Entry Age
  • Minimum: 18 years
  • Maximum: 59 years
Maturity Age 69 years
Grace Period
  • 15 days (Monthly premium mode)
  • 30 days (Quarterly, Semi-annual, Annual premium mode)
Sum Insured
  • 125% X Single Premium; for Single Premium Payment terms
  • Higher of ((10 X Annualized Premium) or (50% of Annualized Premium X policy term)), for 5 years premium payment term
Liquidity The policyholders can make a partial withdrawal after five policy years.

Benefits of Bharti AXA Life Future Invest Plan

The key benefits of Bharti AXA Life Future Invest Plan are as follows:

  • Life Cover: Bharti AXA Life Future Invest Policy offers life insurance benefits as higher of the sum assured, fund value, or 105% of all premiums paid.
  • Switch and Premium Redirection Facility: It helps the policyholders transfer their funds between debt and equity to maintain more risk-free investment. 
  • Settlement Facility: The policy offers the facility benefits from the invested funds even after five years from the date of maturity. During this period, the policyholders can withdraw the balance fund as applicable. However, they are not liable to get any life insurance benefit.
  • Partial Withdrawal Facility: The policyholders can withdraw money from the fund after a 5-years lock-in period. The minimum withdrawal amount should be Rs.1, 000. After withdrawal, the fund value should not fall below 120% of the annualized Bharti AXA Life Future Invest Plan Premium.
  • Maturity Benefits: As maturity benefits, the policyholders can claim a lump-sum payment of policy fund value or withdrawal of fund value at a fixed interval or the combination of both. 
  • Tax Benefits: Bharti AXA Life Future Invest Policy offers tax benefits as per Section 10(10D) & Sec 80C of the Indian Income Tax Act, 1961. (*Tax benefit is subject to change)

The Premium for Bharti AXA Life Future Invest Plan

If the policyholders buy Bharti AXA Life Future Invest Plan, their minimum premium amount as mentioned below:

The minimum premium amount for five years premium terms:

  • Monthly premium mode: Rs. 1,500
  • Semi-annual premium mode: Rs. 4,500
  • Quarterly premium mode: Rs. 9,000
  • Annual premium mode: Rs. 18,000

The minimum premium amount for a single pay premium term is Rs. 50,000. The policyholders can access the Bharti AXA Life Future Invest Plan Calculator available online to select the premium amount. 

Additional Riders for Bharti AXA Life Future Invest Plan

Not Available.

Eligibility for Bharti AXA Life Future Invest Plan

The policyholders must consider the eligibility mentioned below to buy Bharti AXA Life Future Invest Plan.

  • Entry Age: The minimum age requirement is 18 years, and the maximum age requirement is 59 years.
  • Maturity Age: 69 years

What are the Documents Required to Buy the Policy? 

  • Proof of Identity, such as voter's card, PAN card, AADHAR card, Passport, or driving license
  • Proof of Address, such as voter's card, AADHAR card, Passport, driving license, or ration card 
  • Proof of Income, such as salary slips or income tax returns

How to Buy this Plan Online? 

The interested individuals will not find the online Bharti AXA Life Future Invest Plan. It is a direct investment plan. To buy the policy, the policyholders must follow the four steps mentioned below:

Step 1: The interested individuals must visit the official website of Policybazaar Insurance Brokers Private Limited (formerly known as Policybazaar Insurance Web Aggregator Private Limited).

Step 2: They must choose the Bharti AXA Life Future Invest Plan Premium amount, terms, and modes. 

Step 3: The applicants are required to fill the application form by providing the necessary details with the assistance of the financial advisor of the company.

Step 4: Make the payment.

However, they must read Bharti AXA Life Future Invest Plan reviews carefully and access the Bharti AXA Life Future Invest Plan Calculator available online to decide the premium amount and other necessary details before buying the policy.

Exclusions of Bharti AXA Life Future Invest Plan

In case of death due to a suicide attempt, the policy will not offer any benefit. However, if the death takes place within one year from the risk commencement date or policy revival date, the company will pay the policy fund value as applicable. 

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