Bharti AXA Life Grow Wealth

Bharti AXA Life Grow Wealth is a saving-oriented policy that offers various options for investment. It also includes life cover for both individuals and other members. The policy provides scope to increase the fund value by making various loyalty additions. They can also make more benefits by selecting among the listed funds as per their choice and ability to invest.

Read more
kapil-sharma
  • 4.8++ Rated
  • 10.5 Crore Registered Consumer
  • 51 Partners Insurance Partners
  • 5.3 Crore Policies Sold

Investment Plans

  • Guaranteed Tax Savings^Under sec 80C & 10(10D)
  • Under sec 80C & 10(10D)Invest ₹10k Per Month*
  • Zero LTCG Tax^
Buy Online & Get upto 4% extra#
Get Guaranteed returns along with life cover
invest in 100% Guaranteed Return Plans Tax benefits under sec 80C & No Tax on returns*
+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated++
rating
10.5 Crore
Registered Consumer
51
Insurance Partners
5.3 Crore
Policies Sold

The tax deduction facilities help to increase the profitability of the money invested. The policyholders can avail the necessary flexibility of premium payment choices to ensure that the policy will offer high benefits with a low investment cost. Thus, the policy provides insurance for both life and financial obligations.

Bharti AXA Life Grow Wealth Details:

Tenure 5/10/15/20 years
Premium Payment Terms
  • Limited Pay: 5/7/10/15/20 years
  • Single Pay
Premium Payment  Mode Monthly, Quarterly, Semi-Annually, Annually.
Entry Age Minimum Age
  • 5- years Policy term: 13 years
  • 10- years policy term: 8 years
  • 15 -years policy term: 3 years
  • 20 -years policy term: 91 days(0 years)
Maximum Age For Single Life Cover:
  • 5-year policy term: 64 years
  • 10-years policy term: 60 years
  • 15- years policy term: 55 years
  • 20- years policy term: 50 years
For Joint Life Cover:
  • 5-year policy term:  70 years
  • 10-years policy term:  70 years
  • 15- years policy term:  70 years
  • 20- years policy term: 64  years
Maturity Age
  • 70 years- Single Life Cover
  • 85 years-Joint Life Cover 
Grace Period
  • 15 days (Monthly premium mode)
  • 30 days other modes
Sum Insured Minimum:
  • Single Pay: Rs.1,25,000 (online payment) and Rs. 1,87,500 (other than online payment)
  • Limited/Regular Pay: Rs.2,60,000 (online payment) and Rs. 3,50,000 (other than online payment )
The maximum amount is chosen as per underwriting norms.
Liquidity The policy allows making a partial withdrawal as a liquidity facility.

Benefits of Bharti AXA Life Grow Wealth

The key benefits of Bharti AXA Life Grow Wealth are as follows:

  • Flexibility: Bharti AXA Life Grow Wealth Policy allows choosing different premium payment modes and terms as suitable. It includes a partial withdrawal facility to manage the funds and financial investments better. It has Single Life (for one individual) or Joint Life Options (for two individuals).
  • Death Benefit: The policy offers death benefits as the higher amount of the policy fund value or 105%* of all premiums paid till the date of death or assured sum less all the partial withdrawals till two years before the date of death. (*Standard T&C Apply)
  • Maturity Benefit: The policyholders will get the policy fund value and applicable loyalty additions at the maturity date. The benefits depend on the market conditions and choice of funds made.
  • Settlement Options: The settlement period starts after the maturity period ends. The policyholders will be able to withdraw money as regular or installment payouts. However, they will not be able to get any life insurance benefit or make a partial withdrawal.
  • Loyalty Additions: Bharti AXA Life Grow Wealth Policy offers loyalty additions starting from the 6th policy year as varying percentages of the Fund Value as mentioned in the policy document. (*Standard T&C Apply)
  • Tax Benefits: The policy offers tax benefits* as per income tax act 1961. The services offered also depend on the premiums paid and facilities taken. (*Tax benefit is subject to changes in tax laws.)

The Premium for Bharti AXA Life Grow Wealth

The policyholders must pay premiums as per the Bharti AXA Life Grow Wealth Premium payment options and channels chosen. The minimum amount of premium the policyholders are required to pay is below. 

  • Limited Premium Payment Term: Rs. 26,000 for online premium channels and Rs.35, 000 for other premium payment channels.
  • Single-Premium Payment Term: Rs. 1, 00,000 for online premium payment channels and Rs. 1, 50,000 for other premium payment channels. 

Maximum Premium has no max limit and is subject to underwriting guidelines.

The policyholders can select the Bharti AXA Life Grow Wealth Premium amount by accessing Bharti AXA Life Grow Wealth Calculator available online.

Additional Riders for Bharti AXA Life Grow Wealth

Not Available.

Eligibility for Bharti AXA Life Grow Wealth

Entry Age:

  • The Minimum age for 5 years, 10 years, 15 years, and 20 years policy term is 13 years, 8 years, 3 years, and 91 days respectively. 
  • The maximum age for 5 years, 10 years, 15 years, and 20 years policy term is 64 years, 60 years, 55 years, and 50 years.

Maturity Age: 

  • 70 years

What are the Documents Required to Buy this Policy 

  • Identity proof such as voter's ID, PAN card, Aadhar card, driving license, passport
  • Address proof such as voter's ID, Aadhar card, driving license, passport, ration card
  • Income proof such as salary slips, income tax returns

How to Buy this Plan Online? 

Bharti AXA Life Grow Wealth Policy is not an online plan. To buy the policy, interested individuals must follow the steps mentioned below.

  • Contact the branch office of Bharti AXA Life Insurance Company Ltd.
  • Give details regarding premium amount, premium term, assured sums, etc.
  • Fill up and sign the application form under the care of the financial advisors of the company.
  • Make a cheque premium payment in favour of Bharti AXA Life Insurance Company Ltd.

However, before buying the policy, they must assess Bharti AXA Life Grow Wealth reviews available online and select the premium amount through the online Bharti AXA Life Grow Wealth Calculator to make a better decision. 

Exclusions of Bharti AXA Life Grow Wealth

The policy excludes benefits in case of death of assured life due to suicide attempts. However, the beneficiary will get the Fund Value applicable if the death takes place within one year from the risk commencement date or policy revival date. Any policy charges accrued post the date of death will also be paid back to the beneficiary.

FAQ's


˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Invest More Get More!
You Get
₹1 Crores*
You Invest
₹10K/month
You Get
₹80 Lakhs*
You Invest
₹8K/month
You Get
₹50 Lakhs*
You Invest
₹5K/month
Average Rating
(Based on 1286 Reviews)

Investment plans articles

Recent Articles
Popular Articles
17 Short Term Investment Options in 2025

08 Jul 2025

Short term investments are financial assets that can be easily
Read more
Marriage Investment Plans

23 Jun 2025

A Wedding Day is a once-in-a-lifetime event, and it must only be
Read more
Punjab Government Schemes

28 May 2025

Punjab, the land of five rivers, is known for its vibrant
Read more
Short Term Investment Plans for 1 Month

19 May 2025

When you need to park your money safely for just a month
Read more
Short Term Investment Plan for 6 Months

19 May 2025

For investors seeking the best investment plan for 6 months, the
Read more
Best Investment Options in India in 2025
  • 04 Apr 2014
  • 1972512
In India, there are many safe and reliable options to grow your money with minimal risk. Whether you are new to
Read more
Investment Options for Senior Citizens
  • 06 Nov 2024
  • 27066
As we age, managing finances becomes increasingly important. Senior citizens often seek safe and stable
Read more
Post Office Senior Citizen Savings Scheme (SCSS) 2025
  • 13 Feb 2020
  • 158886
The Post Office Senior Citizen Savings Scheme (SCSS) is a government-backed scheme designed specifically for
Read more
Government Schemes to Invest in India in the Year 2025
  • 23 Dec 2021
  • 31604
Government schemes offer secure returns, tax benefits, and long-term growth. In 2025, top schemes like PPF, SSY
Read more
Best Saving Plans in India 2025
  • 30 Jan 2019
  • 205140
Saving money is an important step towards achieving financial independence and security. Whether you're looking
Read more

Bharti AXA Life Grow Wealth Reviews & Ratings

4.6 / 5 (Based on 1286 Reviews)
(Showing Newest 10 reviews)
Divya
Ranchi, June 22, 2025
Kotak E Invest plus Policybazaar equal Win
Best combo. Policybazaars help made it stress free.
Harsha
Guwahati, June 21, 2025
Promise for Growth Plus Is Understated
It quietly delivers what it promises. Good pick.
Meera
Vellore, June 20, 2025
Click to Invest Makes Investing Fun
Simple UI digital first and a great entry level product.
Nikhil
Shimla, June 19, 2025
Goal Assure IV Seems Tailored for Me
Plan gives control over fund choice and returns.
Aditi
Vijayawada, June 16, 2025
Policybazaar Helped Me Choose Confidently
Smart Fortune Plus was explained so well. Really appreciated the clarity.
Nidhi
Indore, June 11, 2025
Birla Wealth Smart Plus Has Solid Features
Low charges and good growth options. Very happy.
Siddharth
Kochi, May 10, 2025
Pramerica Smart Invest Was a Pleasant Surprise
Didnt expect it to be this flexible. Great choice.
Aisha
Kolkata, April 09, 2025
ICICI Signature Plan Was a Smart Decision
Liked the balance between life cover and returns
Raghav
Ahmedabad, April 08, 2025
LIC Index Plus is a No Brainer
Safe low risk and time tested. I didnt have to think twice.
Amit
Guwahati, March 26, 2025
Reliable and Safe Investment
Policybazaar is reliable for investment. HDFC Life Dynamic Advantage Fund performs well and is safe for long term.
top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL