Zuno Group Health Insurance

Zuno Financial Services Limited is a financial and investment company based in Mumbai, India. Zuno group provides a group health insurance policy with one-year renewable contract. The insurance company provides group health plans to the institutions, corporates, associations and groups defined by the Insurance Regulatory & Development Authority of India.

Read more
Tailored health plans, dedicated expertise - the perfect match for your organization's well-being
Customized plans

Affordable prices

24X7 Support

Dedicated claims manager

Total Care

All round wellness benefits

Fast-track your search with instant quotes from prominent insurers
₹1 Lakh cover starting at
₹110/month/employee+
No medical test required
Zero waiting period
Paperless claims
secure-icon We don't spam
Get Updates on WhatsApp

Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Features & Benefits of Zuno Group Health Insurance

Here are some of the features and benefits provided by the Zuno group health insurance policy:

  • The entry age to get covered under the policy is 18 years without any upper limit.
  • Benefits are available to the insured person’s dependents such as spouse and children will be covered until they are 25 years old.
  • The minimum sum insured offered is Rs 10,000 and the maximum is Rs 5,00,00,000.
  • The policy can be renewed except if there was a fraud, misinterpretation, moral hazard or non-co-operation from the insured person’s end.
  • The tenure of the policy is 1 year.
  • The coverage is provided to the spouse, dependent children, parents, parents-in-law and siblings or any other person mentioned in the policy.

Zuno Group Health Insurance: Inclusions

Zuno group health insurance policy provides coverage to the policyholder for the following:

  • Hospitalization: Hospitalization expenses are covered up to the sum insured specified in the policy documents.
  • Pre & Post-hospitalization: The insurance plan provides coverage for 30 days of pre-hospitalization expenses and 60 days of post-hospitalization expenses.
  • Day-Care Treatment: The insurance plan provides coverage for daycare treatment up to the amount of the sum insured.
  • Domiciliary Hospitalization: The insurance plan provides coverage for up to 30% of the SI amount.
  • AYUSH: The insurance plan provides coverage for AYUSH for up to 50% of the SI amount.

Optional Coverage

Here are some of the optional coverage provided under the Zuno group health insurance plan.

  • Domiciliary Hospitalization & AYUSH: Insured can opt for the domiciliary and AYUSH coverage up to the amount of sum insured without any limitation.
  • Pre & post-hospitalization Time Extention: Insured can opt for 60 days pre-hospitalization and 90 days post-hospitalization as well as 9- days pre-hospitalization and 180 days post-hospitalization also.
  • Pre-existing Disease Exclusion Waiver: Insured can opt for pre-existing disease exclusion waiver which is applicable on the opted sum insured amount.
  • Delete 30 Days & 2 Years Waiting Period: The insured can delete the 30 days waiting period that is applicable on the opted sum insured amount.
  • OPD Treatment: Insured can select the limit up to the maximum sum insured amount.
  • Maternity Treatment Expense: Insured can opt for maternity cover with or without 9 month waiting period up to Rs 1,50,000 or base sum insured or whichever is lower.
  • Baby Day One Cover: Insured can opt for baby day one care cover up to Rs 1,50,000 or whichever is lower.
  • Pre & Post-Natal Expenses: Insured can opt for Pre and Post-Natal expenses up to Rs 1,50,000 or the base sum insured, whichever is lower.
  • Emergency Ambulance: Insured can opt for ambulance expenses up to Rs 10,000
  • Extra Sum Insured for Hospitalization due to Critical Illness: Insured can opt for an additional sum insured amount up to 50% or 100% of SI due to critical illness.

*For more, refer to the policy wording of the Zuno Group Health Insurance Policy. T&C Apply

Zuno Group Health Insurance: Exclusions

Zuno group health insurance does not provide coverage for the following:

  • 30 Days Waiting Period: The insurance plan does not provide coverage for any illness within the 30 days of policy purchase.
  • Specified Disease Waiting Period: Diseases with the specified wiaiting period will not be covered until the waiting period is over.
  • 90 Days Waiting Period: The insurance policy will not provide coverage for any treatment related to diabetes for up to 90 days.
  • Pre-existing Disease: The insurance plan will not provide coverage for pre-existing diseases specified in the policy documents.
  • Sterility & Infertility: There is no coverage for sterility or infertility.
  • STD: There is no coverage provided for Sexually transmitted diseases.
  • Medical Condition Below 91 days infant: No coverage is provided to the infant below the age of 91 days.
  • Contraception or Sterilization: There is no coverage for contraception or sterilization.
  • Sleep Apnoea: There is no coverage for any treatment related to Sleep Apnoea.
  • Spas & Nature Cure Clinics: There is no coverage for any treatment received in the nature cure clinics, spas or similar establishments.
  • Acupressure: No coverage is provided for any treatment related to acupuncture, acupressure or magnetic therapy.
  • Plastic Surgery: No coverage is provided for cosmetic and plastic surgery.
  • Unproven Treatment: There is no coverage for any unproven treatment of any disease.
  • Cost of Lens & Hearing Aid: No coverage is provided to the policyholder for purchasing contact lenses, spectacles, hearing aid or routine eye and ear examination.
  • Gender Change: No coverage is provided for the treatment of gender change.
  • Donor Treatment: No coverage is provided for donor treatment including surgery, organ removal, etc.
  • Alcoholism & Drug Abuse: No coverage is provided for the treatment of alcoholism or drug abuse.
  • Nuclear, Chemical or Biological Attack: Any injury caused due to a nuclear, chemical or biological attack is not covered.

How To Raise Claim Under Zuno Group Health Insurance Policy?

Follow the steps given below to raise claim under Zuno group health insurance policy:

  • Inform the insurer: Make sure to inform the insurer about the treatment of the ailment after consulting with the doctor.
  • Ask for Claim Form: Ask the insurer about the claim form so that you can fill it up to begin the claiming process.
  • Keep Documents Ready: Make sure to keep the required documents ready so that you can attach them to the claim form and submit it.
  • Network Hospital: Look for the network hospital nearby to get the cashless claim.
  • Reimbursement: In case the insured gets admitted in a non-network hospital, he/she can raise the claim after the treatment and the insurance company will reimburse the amount paid in to the hospital for treatment.

How To Renew Zuno Group Health Insurance Policy?

In order to raise a claim under the Zuno group health insurance policy, follow the steps given below:

  • Step 1: Go to the Policybazaar Insurance Brokers Private Limited's official website.
  • Step 2: Fill in your policy number and press enter.
  • Step 3: Once you get into your account, make sure to check the insurance policy.
  • Step 4: You can add or remove any add-on as per your requirement.
  • Step 5: Addition or removal of any add-on will reflect in the final premium amount.
  • Step 6: Make the payment using your debit/credit card, UPI or net banking.
  • Step 7: Once the payment is done, the insurer will send an updated insurance policy to your registered email and a hard copy to your registered home address.

*Make sure to renew your insurance policy on time to get the benefit of coverage continuously.

FAQs

Now help your friend get Business Insurance

Your referral is greatly appreciated!

Our team will reach out to your friend soon to help with their business insurance requirements.

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Group Health Insurance Articles
GIPSA stands for General Insurance Public Sector Association.It is a group of four General insurance companies...Read more
28 Apr 2022 by Policybazaar 16069 Views
A group medical insurance scheme offers many benefits in addition to providing financial support during medical...Read more
08 Feb 2023 by Policybazaar 8099 Views
When it comes to insurance, it's important to have a clear understanding of the available options. GPA (Group...Read more
01 Jun 2023 by Policybazaar 7707 Views
Extended work hours or working on holidays and weekends have become common in workplaces. Compensatory leave for...Read more
18 Apr 2024 by Policybazaar 451 Views
Companies worldwide strive to attract top talent by offering competitive salaries and outstanding corporate...Read more
15 Sep 2023 by Policybazaar 2042 Views
Investing in Group Health Insurance (GHI) is crucial for...Read more
07 Jun 2024 by Policybazaar 27 Views
Co-pay in group health insurance was Insurers introduced the...Read more
06 Jun 2024 by Policybazaar 26 Views
In today's workplace, companies must foster a culture of support...Read more
31 May 2024 by Policybazaar 62 Views
Extended work hours or working on holidays and weekends have...Read more
18 Apr 2024 by Policybazaar 475 Views
In today's competitive job market, where top talent holds the...Read more
29 Mar 2024 by Policybazaar 276 Views
Policybazaar for Business - Group Health Insurance - Customer Reviews
View all
4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
38 users
136 users
15 users
0 users
0 users
3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
Dehradun
4.3 April 01, 2023
Mahesh
Necessary Investment
It is a good and necessary investment. Thanks PB.
Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
Bareilly
3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
Delhi
3.8 March 02, 2023
Ravi
Great Experience
I got great deals on PolicyBazaar website. Highly recommend.
Pune
4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune

Wait! Didn't find what you were looking for?

Our certified business insurance experts are just a call away.

icon Expert advice made easy icon
  • Date
  • Time

When do you want a call back?

  • Today
  • Tomorrow
  • 16 Jun
  • 17 Jun
  • 18 Jun
  • 19 Jun
  • 20 Jun

What will be the suitable time?

  • 11:00am - 12:00pm
  • 12:00pm - 01:00pm
  • 01:00pm - 02:00pm
  • 02:00pm - 03:00pm
  • 03:00pm - 04:00pm
  • 04:00pm - 05:00pm
  • 05:00pm - 06:00pm

Call scheduled successfully!

Our experts will reach out to you on 4th June between 2:00 PM - 3:00 PM

Call scheduled successfully

Thank you
Our experts will provide you assistance with your
insurance coverage. Be assured, all your questions
will be answered
  • Disclaimers+

    *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer.

    ^ The pre-existing diseases are only covered as per insurer T&Cs.

    #Tax Benefits are subject to changes in tax laws.The benefits mentioned are as per insurer T&Cs and are available with or without extra cost depending on the plan and insurer chosen .Therefore, to learn more about the benefits in detail, contact the HR department of your company or check the insurance policy documents.. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2027, License category- Composite Broker.
    *Savings of 65% are based on the comparison between the highest and lowest premiums provided by different insurance companies for Rs 5 lakh cover for 50 employees falling in the age group ranging between 19-55 years with room rent limits of 1% and 2% of sum insured for normal and ICU rooms respectively and does not include PED and maternity coverage. Premium starting from
    +₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST), Premium may vary on the basis of coverage type & add-ons, All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
    By clicking on "View Plans Instantly" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
    The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL