Ageas Federal Incomesurance Guaranteed Money Back Insurance Plan

Ageas Federal Incomesurance guaranteed money back insurance plan is a traditional money back plan with a fixed policy term which provides liquidity through cash backs immediately after the premium payment term is completed to enable the policyholder to meet his cash requirements.

Read more
Best Investment Plans
  • Save Upto ₹46,800 in tax under Sec 80C

  • Inbuilt Life Cover

  • Tax Free Returns Unlike FD+

Buy Online & Get upto 4% extra#
Get Guaranteed returns along with life cover
invest in 100% Guaranteed Return Plans Tax benefits under sec 80C & No Tax on returns*
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs
Get Updates on WhatsApp
We are rated~
6.7 Crore
Registered Consumers
Insurance Partners
3.4 Crore
Policies Sold

Ageas Federal Incomesurance Guaranteed Money Back Insurance - Key Features

  • As traditional money back plan it provides a limited premium payment term of 5 years.
  • The policy term is fixed at 10 years.
  • Guaranteed Annual Payouts depend on the age of the policyholder. 

Ageas Federal Incomesurance Guaranteed Money Back Insurance - Benefits

  • Guaranteed annual payouts start immediately after the PPT and are expressed as a percent of the annual premium.
  • If the policy holder dies, higher of the maturity sum assured 10 * annual premium or 105% of premiums paid till death is paid to the nominee.
  • Maturity sum assured is the aggregate of the guaranteed annual payouts.
  • The plan also provides an opportunity to avail tax benefit under sections 10(10D) and 80C of income tax act on premium paid and claim received. 

Ageas Federal Incomesurance Guaranteed Money Back Insurance - Product Specification:




Entry Age (Last Birthday)

18 years

55 years

Maturity Age (Last Birthday)


65 years

Policy Term (PT) in years


Premium Paying Term (PPT) in years


Premium Paying Frequency




Not applicable


Details About Premium

Annual premium in Rupees for a male aged 30 years


35 years

45 years




Sum Assured payable on death



Sum Assured payable on Maturity



Survival Benefits paid from 6th year onwards



Ageas Federal Incomesurance Guaranteed Money Back Insurance - Policy Details

Grace Period: A grace period of 30 days’ is allowed for premium payment. The policy discontinues if the insured fails to make payment within 30 days.

Policy Termination or Surrender Benefit: The insured person can surrender the policy after 2 full years’ premium has been paid.Either the special surrender value or the guaranteed Surrender Value will be paid as the surrender value.

GSV = GSV Factor * Basic premiums paid excluding survival benefits already paid. 

Free Look Period:  Within a free look period of 15 days from the date of policy issued the insurance holder can cancel the policy if they are not satisfied with the terms and conditions of the policy. However, it can only come into action if there has been no claim made during this period.


    Up to 85% of the surrender value the plan offers loan facility.  


  If the insured commits suicide within a year of policy inception or within a year of policy renewal, in both the cases 80% of premium paid or higher of acquired surrender value id paid to the beneficiary of the policy.  

Documents Required

Policyholder needs to fill up an ‘Application form/ proposal form’ with all pertinent medical information and history with acceptable government ID for KYC and address verification. In handful of cases, an additional medical examination may be necessary on the basis of applicant’s age and sum assured. 

You may also like to read: Ageas Federal Life Investment Plans

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*Please note that the quotes shown will be from our partners
*Tax benefit is subject to changes in tax laws
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
~Source - Google Review Rating available on:-

Investment Plan
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Invest More Get More!
You Get
₹1 Crores*
You Invest
You Get
₹80 Lakhs*
You Invest
You Get
₹50 Lakhs*
You Invest
Investment Plan 3

Investment plans articles

Recent Articles
Popular Articles
Difference Between Savings and Investment Plans

17 Jun 2024

Savings and investment plans are important financial tools with
Read more
Best Long-Term Investment Plans in 2024

05 Jun 2024

In today's dynamic financial landscape, choosing the right
Read more
Lumpsum Investment

21 May 2024

Investments are broadly classified into two categories: the SIP
Read more
Government Bonds

09 May 2024

Government bonds are debt securities issued by a government to
Read more
Monthly Investment Plan

07 May 2024

Monthly Investment Plans are financial products where investors
Read more
Best NRE Savings Accounts for NRIs in 2024
India is a growing economy and is getting a lot of global recognition these days. It has shown immense growth in
Read more
20 Best Investment Options in India in 2024
Investing in the best investment options in India helps to maximize your returns and fulfill your immediate and
Read more
Short Term Investments Options
Short-term investments are financial assets that can be easily converted to cash within a short period, ranging
Read more
Post Office Senior Citizen Savings Scheme (SCSS) 2024
The Post Office Senior Citizen Savings Scheme (SCSS) is a government-backed scheme designed specifically for
Read more
How to Change Mobile Number in Post Office Account Online?
Indian Post Payment Bank (IPPB) is the banking division of the Department of Post (Ministry of Communications)
Read more

Download the Policybazaar app
to manage all your insurance needs.