National Group Mediclaim Insurance

National insurance company limited is general insurance providing company in India.The company was formed in 1906 and its headquarter is located in Kolkata, West Bengal. National Insurance company limited offers a National group mediclaim insurance policy. This insurance policy is designed as per the needs of the policyholder and comes with several other features.

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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Features & Benefits of National Group Health Insurance Policy

National group mediclaim insurance policy comes with several features and benefits. They are as follows:

  • A national group mediclaim insurance policy provides coverage to a group of employees.
  • This insurance plan provides coverage to the employee’s dependents such as spouses, kids, and parents. 
  • The employer can get tax benefits by providing a group health insurance policy.
  • By providing a National group health insurance policy, the employer can create goodwill among the employees.
  • The company will stand out in the market and will attract more candidates to work with them.
  • Providing this insurance policy will help in boosting the workforce in the company.
  • The claiming process will be smoother as the insurance company’s executive will give priority to the employees.

National Group Mediclaim Insurance Policy: Inclusions

The National group health insurance policy provides coverage for the following:

  • Room charges such as boarding, nursing care and RMO charges are covered. 
  • Room charges are covered for 1% of the sum insured to a maximum of Rs 5000 per day.
  • Blood transfusion/injection and administrative charges for IV fluids are also covered.
  • Medical practitioner fees such as Surgeons, consultants, and anesthetists are covered.
  • Coverage for dialysis, chemotherapy, radiotherapy, etc. is provided.
  • Coverage for medicines and surgical appliances is provided.
  • Organ donation treatment coverage is provided.
  • Reimbursement for ambulance charges that is 1% of the sum insured amount and a maximum up to Rs 1000 is provided.

National Group Mediclaim Insurance Policy: Exclusions

The National group health insurance policy does not provide coverage for the following:

  • The insurance policy will provide coverage for the pre-existing diseases until the policy completes the 48 months tenure.
  • HIV, AIDS, STDs treatment is not covered.
  • Congenital external anomaly and general debility treatment cover is not provided.
  • Coverage for sterility, infertility and assisted conception procedure is not provided.
  • Eye-sight corrections surgery is not covered.
  • Obesity treatment is not covered.
  • Genetic disorders and stem cell surgery are not covered.
  • Intentional self-inflicted injury and psychiatric disorders are not covered.
  • Circumcision until necessary for treatment is not covered.
  • Inoculation and vaccination are not covered.
  • Sex change operations, plastic surgery, cosmetic surgery and hormone replacement treatments are not covered.
  • Expenses coming out of Naturopathy, massages, Spa and Steambath are not covered.
  • Outpatient treatment and dental treatments are not covered.
  • Treatment caused due to intoxication is not covered.
  • Hospitalization that is not medically necessary won’t be covered.
  • Irrelevant treatment is not covered.
  • Registration fees and service charges are not covered.
  • Injury caused during a war is not covered.
  • Injury or diseases arising due to adventure sports such as scuba diving, parachuting, hang gliding, rock climbing, etc. are not covered.

How To Raise Claim Under National Group Mediclaim Insurance Policy?

Follow the steps given below to raise a National group health insurance claim:

  • Inform Insurer: Inform the insurance company about the incident once you consult with the doctor.
  • Get a Claim Form: ask your insurer for a claim form to fill so the claiming procedure can begin.
  • Keep Required Documents: You need to keep the documents ready that you will have to submit along with the claim form.
  • Network Hospital: You can look for the network hospital online or ask the insurer for any nearby hospital where you can get a cashless claim.
  • Reimbursement: If you do not get the treatment in a network hospital then you will have to make the payment out of your pocket and then submit the final payment receipt with the insurer and then they will reimburse the paid amount in a few days.

How To Renew National Group Mediclaim Insurance Policy? 

Follow the steps given below for the National group health insurance renewal:

  • Step 1: Visit the official website of Policybazaar Insurance Brokers Private Limited.
  • Step 2: Fill in the policy number of your insurance plan.
  • Step 3: Review the insurance plan once you get acces to your account.
  • Step 4: If you want, you can add or remove any add-on as per your requirement.
  • Step 5: Addition and removal of any add-on will reflect in the final premium amount of the insurance policy.
  • Step 6: Once you are done, you can make the payment using your credit or debit cards, net banking or UPI. 
  • Step 7: Once the payment is complete, the insurance company will send the updated National group health insurance policy documents to your mail as well as a hard copy to the registered address.

*It is important to renew the insurance plan before the expiry so do not forget.

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Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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Policybazaar for Business - Group Health Insurance - Customer Reviews
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4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
38 users
136 users
15 users
0 users
0 users
3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
Dehradun
4.3 April 01, 2023
Mahesh
Necessary Investment
It is a good and necessary investment. Thanks PB.
Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
Bareilly
3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
Delhi
3.8 March 02, 2023
Ravi
Great Experience
I got great deals on PolicyBazaar website. Highly recommend.
Pune
4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune

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  • Disclaimers+

    *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer.

    ^ The pre-existing diseases are only covered as per insurer T&Cs.

    #Tax Benefits are subject to changes in tax laws.The benefits mentioned are as per insurer T&Cs and are available with or without extra cost depending on the plan and insurer chosen .Therefore, to learn more about the benefits in detail, contact the HR department of your company or check the insurance policy documents.. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Composite Broker.
    *Savings of 65% are based on the comparison between the highest and lowest premiums provided by different insurance companies for Rs 5 lakh cover for 50 employees falling in the age group ranging between 19-55 years with room rent limits of 1% and 2% of sum insured for normal and ICU rooms respectively and does not include PED and maternity coverage. Premium starting from
    +₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST), Premium may vary on the basis of coverage type & add-ons, All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
    By clicking on "View Plans Instantly" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
    The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

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