New India Assurance Group Health Insurance

New India Assurance Insurance Company is based in Mumbai, Maharashtra and offers general insurance policies. The insurer also offers a tailor-made group health insurance policy that provides coverage to a group of employees and their dependents such as spouses, kids and parents.

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Whom do you want to insure?

  • Employee, spouse & kids

  • Employee only

Features & Benefits of New India Assurance Group Health Insurance

Here are some of the features and benefits of New India Assurance group health insurancepolicy:

  • Pre-hospitalization expenses are covered in the New India Group policy for up to 30 days
  • Post-hospitalization expenses are coveredin the New India Assurance Group health insurance for up to 60 days
  • Room rent, boarding and nursing expense are covered but should not exceed 1% of SI for one day or actual, whichever is less
  • ICU, ICCU expenses are covered but should not exceed 2% of SI/day or actual, whichever is less
  • Surgeons, medical practitioners, anesthetists and consultants’ specialist fees are coveredas well
  • Cashless hospitalization facitlity is available to the insured members under the New India Group Health Insurance Plan

New India Assurance Group Health Insurance: Inclusions

New India Assurance group health insurance policy provides coverage for the following:

  • The insurance company will cover the charges for Cataract and it will be limited to an actual or maximum of Rs 24,000 per eye, whichever is less. The charges will be inclusive of all taxes.
  • The insurance company will provide coverage for expenses incurred in Ayurvedic, Homeopathic or Unani treatment for up to 25% of the SI. The insured must get admitted to a government hospital or an institute recognized by Government
  • The insurance plan provides coverage for ambulance charges for up to 1% of the SI or actual, whichever is less
  • Coverage for treatment for the injuries caused due to an accident
  • Coverage for dental treatment is provided under this insurance plan
  • Domiciliary hospitalization is covered
  • Daycare treatments/modern treatments like deep brain stimulation, oral chemotherapy, high intensity focused ultrasoundarealso covered under this insurance policy
  • Inpatient treatment in which the patient has to stay in a hospital for more than 24 hours is covered
  • OPD treatment in which the insured goes to a clinic/hospital for consultation and diagnosis is also covered
  • Any pre-existing disease or injury was diagnosed and received medical advice or treatment within 48 months before the initiation of the policy is covered
  • Charges for services and supplies during the period of stay at the hospital are also covered

New India Assurance Group Health Insurance: Exclusions

New India Assurance group mediclaim does not provide coverage for the followingexpenses:

  • New India Assurance group mediclaim policy does not provide coverage for the vaccination and inoculation
  • Any injury or disease caused due to war invasion, nuclear attack, radiation, contamination of radioactivity or due to any nuclear fuel or waste is not covered
  • Cosmetic, circumcision and plastic surgery unless required to treat injury or illness is not covered
  • Braces cost, external prosthetic devices, non-durable implants, contact lenses cost, hearing aids along with cochlear implants and durable medical equipment expenses are not covered
  • All kinds of Dental treatments except those arising out of an accident are not covered
  • Bodily injury or sickness caused due to willful exposure to danger is not covered
  • Any injury caused due to active participation in any hazardous sports event
  • Any injury sustained due to participating in any criminal activity is not covered
  • Maternity expenses apart from the abdominal operation for extra uterine pregnancy which the insured has to prove by submitting the ultrasonographic report and certification by a Gynecologist stating that it is life-threatening
  • Genetic disorders are not covered
  • If the insured gets the treatment outside of India then the insurer will not provide coverage for it
  • Naturopathy treatment is not covered
  • Stem cell implantation or surgery is not covered
  • Experimental and unproven treatments are not covered
  • Changing the treatment from one way to another is not covered unless a hospital or consultant has not recommended it
  • Service charges or any other charges are not covered except the registration and admission charges
  • Treatments such as Rotational Field Quantum Magnetic Resonance (RFQMR) Hyperbaric Oxygen Therapy, External Counter Pulsation are treatments related to Age macular degeneration are not covered

How To Raise Claim Under New India Assurance Group Health Insurance Policy?

To raise the claim under the New India Assurance group mediclaim policy, follow the steps given below:

  • Tell the Insurance Company: Inform your insurance provider about the incident after consulting with the doctor
  • Ask the Insurer for Group Health Insurance Claim Form: Once you inform the insurer about the treatment, you need to ask your insurer for a claim form
  • Keep Required Documents Handy: Along with the claim form, you will have to attach certain documents to the claim form before submitting it. Keep those documents handy
  • Network Hospital: Yu can ask your insurer or look for yourself for a nearby network hospital where the treatment can be performed
  • Cashless Claim or Reimbursement: If you get the treatment done in a network hospital then you will get a cashless claim and if you get the treatment in a non-network then you will have to pay for the treatment out of your pocket and the insurer will reimburse the paid amount in a few days

How To Renew New India Assurance Group Health Insurance Policy?

You can renew the New India Assurance group mediclaim policy online by following the steps mentioned below:

  • Step 1: Visit the Policybazaar Insurance Brokers Private Limited's official website
  • Step 2: Fill in your New India Group Mediclaim Policy number
  • Step 3: Once you access your account, review the insurance plan
  • Step 4: You can add or remove any add-oncoveras per your requirement
  • Step 5: If you add an add-on the insurance premium will increase and if you remove an add-on then the premium will decrease according to the price of that add-on
  • Step 6: Now you can make the payment using your debit or credit cards, UPI or net banking facility
  • Step 7: Once you make the payment the insurance company will send the updated New India Assurance Group Health Insurance policy to your registered email as well as a hard copy to your registered home address

*Make sure to renew your insurance policy on time to get the benefit of coverage continuously.

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Policybazaar for Business - Group Health Insurance - Customer Reviews
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4.4/5
Based on 189 reviews
4.4
out of 5
Based on 189 reviews
38 users
136 users
15 users
0 users
0 users
3.8 April 09, 2023
Mansi
Excellent Support
It was easy to buy insurance from PolicyBazaar website and customer support was also amazing to clear all the doubts.Thankyou. Highly worth it.
Dehradun
4.3 April 01, 2023
Mahesh
Necessary Investment
It is a good and necessary investment. Thanks PB.
Lucknow
4.3 March 24, 2023
Surya
Provides Satisfactory Results
I purchased Group health insurance at policybazaar recently and i am so much satisfied with the plan. The application process was smooth and efficient, making the typically tedious task of getting insurance surprisingly hassle-free.Thanks PB.
Bareilly
3.8 March 16, 2023
Naveen
Helpful In Making Decisions
When it came to selcting the right Group Health Insurance, Policybazaar offered an impressive range of options from reputable insurers. I appreciated the comprehensive details avalable for each policy which helped me to take the better decisions. Thankyou.
Delhi
4.3 March 15, 2023
Rajesh
Increases Clients Expectations
I recently had the pleasure of securing a Group Health Insurance policy throug PolicyBazaar and I must say the Entire process exceeded my expectations! From start to finish, their service werw great. Thankyou.
Delhi
3.8 March 02, 2023
Ravi
Great Experience
I got great deals on PolicyBazaar website. Highly recommend.
Pune
4.3 February 17, 2023
Diljeet
Excellent Purchase
It was a excellent purchase at PolicyBazaaar. Thankyou team.
Coimbatore
4.3 February 04, 2023
Satya
Prompt Services
Policybazaar's efficient claims process was impressive. In case of any medical emergencies, my employees were able to get their claims settled swiftly, allowing them to focus on their health and recovery without worrying about financial aspects.Thankyou
Chennai
4.3 January 22, 2023
Abhishek
Budget Friendly Purchase
Thankyou PolicyBazaar for providing such a great plan at affordable premium rates. It was a budget-freindly purchase.
Delhi
4.3 January 09, 2023
Abhash
Multiple Range Of Benefits
I purchased Group health Insurance which offered me plans with affordable rates Thankyou PB.
Pune

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  • Disclaimers+

    *Product information is authentic and solely based on the information received from the Insurer. Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer.

    ^ The pre-existing diseases are only covered as per insurer T&Cs.

    #Tax Benefits are subject to changes in tax laws.The benefits mentioned are as per insurer T&Cs and are available with or without extra cost depending on the plan and insurer chosen .Therefore, to learn more about the benefits in detail, contact the HR department of your company or check the insurance policy documents.. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.Policybazaar is acting only as a facilitator and claims settlement shall be at the sole discretion of the Insurer. STANDARD TERMS AND CONDITIONS APPLY. For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale.Policybazaar is registered as a Composite Broker | Registration No. 742, Registration Code No. IRDA/ DB 797/ 19, Valid till 09/06/2024, License category- Composite Broker.
    *Savings of 65% are based on the comparison between the highest and lowest premiums provided by different insurance companies for Rs 5 lakh cover for 50 employees falling in the age group ranging between 19-55 years with room rent limits of 1% and 2% of sum insured for normal and ICU rooms respectively and does not include PED and maternity coverage. Premium starting from
    +₹110/Employee/Month for ₹1 Lac Sum Insured covering Health & Wellness Needs (excluding GST), Premium may vary on the basis of coverage type & add-ons, All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
    By clicking on "View Plans Instantly" you agree to our Privacy Policy and Terms Of Use and also provide us a formal mandate to represent you to the insurer and communicate to you the grant of a cover.
    The details of insurance coverage, inclusions and exclusions are subject to change as per solutions offered by insurance providers. The content has been curated based on the general practices in the industry. Policybazaar is not responsible for the factual correctness of these details.

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