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Sahara Dhan vriddhi Jeevan Bima Plan
Sahara Dhanvriddhi Jeevan Bima Plan is a traditional non-participating Money-back Plan which provides periodical payouts to meet liquidity requirements and at the same time providing life insurance benefits by paying only once at the inception
Investment plans
- Take the first step to ₹1 Crore
- Plans delivering up to 18% CAGR
- 100% online, Zero paperwork
- Expert help at no extra cost
- 4.8++ Rated
- 15.8 Crore Registered Consumer
- 53 Partners Insurance Partners
- 7.16 Crore Policies Sold
In-Built life cover
Top performing plans˜ with High Returns**
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
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Investment Plan
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Sahara Life Investment Plans
- Sahara Dhan Vriddhi Jeevan Bima Plan
Key Features
- It is a non-participating plan with Single Premium payment option
- The premium paid and Guaranteed Addition is paid on maturity
Benefits
- On maturity, the single premium is paid along with a one- time Guaranteed Addition
- The Guaranteed Addition is expressed as a % of Single Premium and depends on the term and the amount of cover chosen
- On death of the policyholder ,125% of the Single Premium is paid if age is less than 45 years or 110% of the Single Premium is paid for ages 45 years and above
- Survival benefits @ 15% of the Sum Assured is paid from the end of the 3rd year and every 3 years thereof
- Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.
Product Specification:
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Minimum |
Maximum |
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Entry Age (Nearest Birthday) |
9 years |
60 years |
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Maturity Age (Nearest Birthday) |
- |
70 years |
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Policy Term (PT) in years |
9, 12, 15 |
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Premium Paying Term (PPT) in years |
Single Pay |
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Yearly Premium |
Depends on SA, age and term |
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Sum Assured |
50,000 |
1 crore |
Details About Premium
Annual premium in Rupees for a policy term of 9 years
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Age |
Premium |
Sum Assured |
Survival Benefits |
Maturity benefit including Guaranteed Addition |
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35 years |
56,908 |
80,000 |
12,000 paid at the end of 3rd and 6th year |
59,184 |
Policy Details
Grace Period: grace period is not applicable
Policy Termination or Surrender Benefit: Policyholder is allowed to surrender the policy anytime. The Surrender Value will be higher of the Guaranteed Surrender Value or the Special Surrender Value.
GSV = GSV % of Single Premium paid net of Survival Benefits already paid
Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
Additional Features or Riders
- The rate of Guaranteed Addition can go as high as 20% of the Single Premium
Inclusions
- Loan facility is not available
Exclusions
- In case of suicide committed within 12 months of policy inception only 80% of premiums paid are returned to the nominee.
Documents Required
Policyholder has to fill up an ‘Application form/ proposal form’ with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person.
Insurers Offering Investment Plans
Disclaimer: Policybazaar Insurance Brokers Private Limited does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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29 Sep 2026
While full online updates aren't possible due to mandatory UIDAISahara Life Traditional Plans Reviews & Ratings
(Showing Newest 10 reviews)
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar Insurance Brokers Private Limited does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ