The Government of Goa implements a wide range of welfare schemes and projects to promote inclusive development, social security, education, health, women empowerment, and economic self-reliance. These schemes target various segments of the population, including women, senior citizens, students, farmers, and marginalized communities, with the goal of improving their socio-economic status and quality of life.
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The Goa government implements a range of schemes aimed at various sections of society to foster social and economic development. These initiatives encompass financial assistance for housewives, support for the girl child through different life stages, and aid for self-help groups and other organizations focused on women's empowerment. There are also government schemes providing financial help for housing, especially for economically weaker sections and scheduled tribes, as well as support for education, including financial incentives for high-performing students and fee waivers for certain communities. Furthermore, the government offers schemes for employment generation, financial assistance for specific professions, and support for the agricultural and fisheries sectors. These schemes are often implemented through various government departments and are accessible through online portals and designated offices.
Top Goa Government Schemes
Dayanand Social Security Scheme
This scheme provides financial assistance to senior citizens, single women, disabled persons, and HIV/AIDS patients, focusing on the most vulnerable sections of society.
Griha Aadhar Scheme
Aimed at supporting housewives and homemakers from middle, lower-middle, and poor sections, this scheme offers a monthly financial benefit to help families cope with rising living costs. Married women above 18 years who have been residents of Goa for at least 15 years and meet the income criteria are eligible.
Laadli Laxmi Scheme
This flagship scheme provides a financial gift of â‚ą1 lakh to every eligible girl on her marriage. It aims to counter female foeticide and change perceptions about the birth of a girl child. Eligibility includes residency and parental income criteria.
Women and Child Development
Vidyalaxmi Education Scheme
Designed to promote education among girls from Scheduled Tribe (ST) communities, this scheme provides financial support for their education.
Training and Self-Help Group Support
The government offers various training programs and financial incentives for Mahila Mandals and Self-Help Groups to empower women through skill development and entrepreneurship.
Goa is the first state to offer a universal health insurance scheme benefiting all residents, regardless of income. Families of up to three members receive insurance coverage of â‚ą2.5 lakh, while larger families get â‚ą4 lakh. The government pays the annual premium.
Goa Mediclaim Scheme
This scheme provides financial support for medical expenses, with hundreds of beneficiaries receiving assistance annually.
Education and Youth Schemes
Goa Employment Exchange Portal
An online platform for youth to register for employment opportunities, replacing manual registration and helping create a database of job seekers.
Assistance for Adoption of Government Schools
This initiative supports government primary and middle schools with poor enrollment by providing grants for maintenance and academic improvement.
Vocational Guidance and Bursary Schemes
Vocational education at the +2 stage prepares students for specific occupations. Bursary schemes offer fee waivers for marginalized students, especially from SC/ST communities.
Targeted at Scheduled Tribes, this scheme provides financial assistance of up to â‚ą10 lakh for individuals and â‚ą15 lakh for groups to start self-employment ventures.
General Term Loans Scheme
Supports small and medium enterprises in acquiring fixed assets for eligible industrial activities, promoting entrepreneurship and economic growth.
Ashraya Adhar Scheme
Offers house loan assistance to Scheduled Tribe members for repair, renovation, or reconstruction of homes, addressing the basic need for shelter.
Atmanirbhar Bharat Swayampurna Goa Scheme
This ambitious initiative focuses on making every Goan village self-reliant by harnessing local resources and promoting economic activities within the community.
Special Schemes
Mukhyamantri Devdarshan Yatra Yojana
A state-sponsored pilgrimage scheme that enables residents to undertake religious journeys, promoting cultural and spiritual well-being.
Sheti Samrudhi Yojana
Aims to support community-level agricultural initiatives, especially for Scheduled Tribe cultivators and forest dwellers, by providing financial assistance for cooperative activities and infrastructure.
Conclusion
Goa’s government schemes collectively address social security, health, education, women’s empowerment, and economic development. Through direct support, financial assistance, and targeted interventions, these schemes aim to foster inclusive growth and improve the well-being of all Goan citizens.
FAQs
Are there any schemes for students from economically weaker sections in Goa?
Yes, schemes like the Vidyalaxmi Education Scheme, bursary schemes for SC/ST students, and vocational education support are available. These provide financial assistance, fee waivers, and skill development opportunities.
How does the Self-Employment Scheme for Scheduled Tribes work?
This scheme offers financial assistance up to â‚ą10 lakh for individuals and â‚ą15 lakh for groups from Scheduled Tribe communities to start or expand self-employment ventures. The scheme covers various sectors, including agriculture, trade, and services.
How can I check the status of my application for any Goa government scheme?
Most schemes offer online tracking through the Goa Online portal. Applicants can log in using their credentials and check the status of their application under the respective scheme.
˜Top 5 plans based on annualized premium, for bookings made through https://www.policybazaar.com in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
Past 10 Years' annualised returns as on 01-08-2025
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).
Generate wealth Earn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^ On premiums (under 80C) and on maturity (under 10(10D))
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