Uttarakhand Government Schemes

Uttarakhand, nestled in the lap of the Himalayas, is a state known for its breathtaking beauty and rich cultural heritage. However, behind the serene facade lies a determined effort to foster sustainable development and improve the lives of its citizens. The Uttarakhand government, through a plethora of schemes, is actively working towards achieving this goal. This article delves into the various government schemes in Uttarakhand, providing a comprehensive overview and insightful explanations.

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Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What are Uttarakhand Government Schemes?

Uttarakhand Government Schemes are initiatives launched by the state government to address various socio-economic challenges and promote the overall well-being of its residents. These schemes cover a wide spectrum of sectors, including agriculture, education, healthcare, infrastructure, social welfare, and tourism. They aim to empower marginalized communities, boost economic growth, and ensure equitable access to essential services.

The unique geographical and demographic characteristics of Uttarakhand necessitate targeted interventions. The state's mountainous terrain, dispersed population, and dependence on agriculture and tourism pose specific challenges. The government schemes are designed to address these challenges and harness the state's potential for sustainable development.

List of Uttarakhand Government Schemes

  1. Agriculture and Rural Development

    • Deen Dayal Upadhyay Kisan Kalyan Yojana: This scheme focuses on doubling farmers' income by promoting modern agricultural practices, providing access to quality seeds and fertilizers, and facilitating market linkages. It emphasizes organic farming and sustainable agriculture, aligning with the state's ecological sensitivity.

    • Mukhyamantri Ghasiyari Kalyan Yojana: Aimed to reduce women's burden in rural areas, this scheme provides packaged silage and fodder at subsidized rates. This helps alleviate the challenges of fodder collection in hilly terrains, improving livestock health and productivity.

    • National Rural Livelihoods Mission (NRLM): This national scheme, implemented in Uttarakhand as well, focuses on empowering rural women through Self-Help Groups (SHGs). It provides financial assistance, skill development training, and market access, enabling women to engage in income-generating activities.

    • Uttarakhand State Rural Livelihoods Mission (USRLM): A state specific version of NRLM, that has a more locally focused approach.

  2. Education and Skill Development

    • Sarva Shiksha Abhiyan (SSA) and Rashtriya Madhyamik Shiksha Abhiyan (RMSA): These national schemes, effectively implemented in Uttarakhand, aim to ensure universal access to elementary and secondary education. They focus on improving school infrastructure, providing quality teaching resources, and promoting inclusive education.

    • Mukhyamantri Hunar Yojana: This scheme focuses on skill development and vocational training for youth, enhancing their employability and promoting entrepreneurship. It provides training in various sectors, including tourism, hospitality, and IT.

    • Uttarakhand Skill Development Mission: This mission coordinates various skill development initiatives in the state, aligning them with industry needs and promoting employment opportunities.

    People also read: Government Schemes for Girl Child

  3. Healthcare and Family Welfare

    • Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY): This national health insurance scheme provides cashless treatment to eligible families, covering a wide range of medical expenses. It significantly reduces the financial burden of healthcare on vulnerable populations.

    • National Health Mission (NHM): This mission focuses on improving healthcare infrastructure and services in rural areas, particularly for maternal and child health. It aims to reduce infant and maternal mortality rates and improve access to essential healthcare services.

    • Mukhyamantri Swasthya Bima Yojana: A state-level health insurance scheme designed to supplement the central government’s offerings.

  4. Social Welfare and Empowerment

    • Old Age Pension Scheme: This scheme provides financial assistance to elderly citizens, ensuring their social security and dignity.

    • Widow Pension Scheme: This scheme provides financial assistance to widows, supporting them in their challenging circumstances.

    • Divyang Pension Scheme: This scheme provides financial assistance to persons with disabilities, enabling them to lead a dignified life.

    • Mukhyamantri Mahalakshmi Yojana: This scheme provides financial assistance to mothers of newborn girls, promoting gender equality and empowering women.

    • Atal Ayushman Uttarakhand Yojana: This scheme provides health insurance coverage to all residents of Uttarakhand.

    People also read: Sukanya Samriddhi Yojana

  5. Infrastructure and Connectivity

    • Pradhan Mantri Gram Sadak Yojana (PMGSY): This national scheme focuses on improving rural connectivity by constructing all-weather roads. It plays a crucial role in connecting remote villages and facilitating economic development.

    • Char Dham All Weather Road Project: This ambitious project aims to improve connectivity to the Char Dham pilgrimage sites, boosting tourism and facilitating smooth travel for pilgrims.

    • Smart City Mission: Dehradun, the capital city, is included in the Smart City Mission, focusing on improving urban infrastructure and services.

  6. Tourism and Cultural Preservation

    • Homestay Scheme: This scheme promotes homestay tourism, providing livelihood opportunities to local communities and showcasing the state's rich cultural heritage.

    • Uttarakhand Tourism Development Board (UTDB) Initiatives: The UTDB implements various initiatives to promote tourism, including adventure tourism, eco-tourism, and cultural tourism.

    • Efforts to preserve and promote local festivals and cultural events.

Conclusion

Uttarakhand Government Schemes are instrumental in driving the state's progress and improving the lives of its citizens. These schemes, spanning diverse sectors, address the unique challenges faced by the state and harness its potential for sustainable development. The government's commitment to inclusive growth and equitable access to services is evident in these initiatives. As the state continues to implement and refine these schemes, it is poised to achieve its vision of a prosperous and empowered Uttarakhand.

FAQs

  • Where can I get more information about Uttarakhand government schemes?

    For detailed information, visit https://eservices.uk.gov.in/, contact the respective department office, or call government helplines for specific schemes.
  • What documents are generally required to apply for government schemes?

    Commonly required documents include:
    • Aadhar Card

    • Residence Certificate

    • Income Certificate

    • Bank Account Details

    • Caste Certificate (if applicable)

    • Educational Qualification Certificates (for education-related schemes)

    • Business Registration (for entrepreneurship schemes)

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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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