How to buy LIC 1 Crore Plans?

LIC 1 Crore Plan provides comprehensive financial protection to your family after your demise and helps them to fulfill their life goals. Along with this, these plans also offer the maturity benefits of Rs. 1 Crore in case the policyholder outlives the policy tenure.

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LIC 1 Crore Plan- An Overview

LIC 1 Crore Plans are specially designed to safeguard the future of your and your loved ones. These plans come with a high sum assured of Rs. 1 Crore, which ensures to provide financial support at the time of need. These LIC plans come with death and maturity benefits which help you to plan your financial expenses in a better way.

Who Should Buy LIC 1 Crore Plans?

1 Crore LIC plans are a perfect way of ensuring guaranteed returns. You can consider buying these plans if:

  1. You want to secure the financial needs of your family

    Your family will never be able to cope up with the pain of losing you, however, as a responsible earning member of the family, it is your responsibility to ensure that your family does not face any hurdles in your absence..

  2. You wish to accomplish your future goals

    Achieving your financial milestones such as purchasing a big house, sending your kids abroad for higher studies, or marrying off your kids needs a lot of money. With LIC 1 Crore Policies, you can ensure that by investing regularly you will get the guaranteed returns at the time of maturity.

  3. Securing your post-retirement life is the goal

    Life post-retirement can be quite challenging if you do not prepare an effective strategy in your earning days. With LIC 1 Crore policies, you can ensure that you have enough funds to enjoy your post-retirement life.

How to Buy LIC Plans from Policybazaar?

Step 1: Visit LIC of India

Step 2: Fill in the form with your name and contact number

Step 3: Next, fill in your age and current city

Step 4: Once done, on the next page you can check the plans available and customize the amount and time period for your investments

Step 5: Choose the plan, and pay your premiums online.

Best LIC Plans with 1 Crore Sum Insured

Below mentioned are the top 10 LIC 1 Crore Plans. Take a look:

Plan Name Entry Age Maturity Age Policy Tenure
LIC Bima Jyoti 90 Days-60 years 75 years 15-20 years
LIC SIIP 90 Days-65 years 18-85 years 10-25 years
LIC Jeevan Umang 90 Days-55 years 30-70 years (100 – age at entry) years
LIC Bima Ratna 90 Days-65 years 65 years 15/20/25 years
LIC Jeevan Shiromani 18-55 years 69 years 14/16/18/20 years
LIC Dhan Varsha 3-60 years 75 years 10 & 15 years
LIC New Tech Term 18-65 years 80 years 10-40 years
LIC New Jeevan Amar 18-65 years 80 years 10-40 years
LIC New Endowment Plus 90 Days-50 years 18-60 years 10-20 years
LIC New Jeevan Anand 18-50 years 75 years 15-35 years

**Note: To calculate the premiums of LIC 1 Crore plans, you can refer to the LIC Premium & Maturity Calculator page, and check the premiums you need to pay against your policy.

Benefits of Buying LIC 1 Crore Plan

LIC 1 Crore plans offer the below-mentioned benefits that make it one of the ideal choices for investing your money. Have a look at them:

  1. Financial Support to your family after death

    With LIC 1 crore plans, after your demise, your nominee will get the guaranteed death benefit of Rs. 1 Crore. The benefit ensures that your family doesn’t have to comprise their basic needs.

  2. Achieve your Financial Goals

    You will get a maturity benefit of Rs.1 Crore if you survive till the end of the policy tenure. With LIC 1 Crore plans, you can achieve your financial goals.

  3. Post-retirement security

    With LIC 1 Crore Policy, you can save your money effectively for your post-retirement life and can live your golden days without depending on anyone else.

  4. Tax Benefits

    Premiums paid against 1 Crore LIC plans are eligible for deductions under Section 80C of the Income Tax Act 1961.


  • Q: How can I calculate the premiums of my LIC 1 Crore policy?

    Ans: To calculate the premiums, you can use the LIC Premium and maturity calculator of Policybazaar. With this calculator, you can get an estimate of the amount you need to pay against your policy and can choose the one that fits your budget.
  • Q: Is it compulsory to buy LIC 1 Crore Policy?

    Ans: No, it is not compulsory. However, you should choose a plan that fits your current and future needs. To choose the ideal cover for your insurance policy, analyze your financial obligations and then choose your ideal sum assured.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
+Returns Since Inception of LIC Growth Fund
~Source - Google Review Rating available on:-
++Returns are 10 years returns of Nifty 100 Index benchmark

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