LIC Bima Sakhi Yojana

What is LIC Bima Sakhi Yojana?

LIC Bima Sakhi Yojana (also called the MCA Scheme) is an initiative of Life Insurance Corporation of India (LIC). This is a government-supported salaried scheme exclusively designed for women in rural and semi-urban areas. LIC provides them with training, fixed stipends and long-term income opportunities.

Prime Minister Narendra Modi officially launched the LIC Bima Sakhi Yojana on December 9, 2024 in Panipat Haryana, to empower 2 lakh (2,00,000) women across the country.

The LIC Bima Sakhi Scheme 2026 is a three-year stipendiary programme that appoints women as volunteer insurance agents popularly known as Bima Sakhis. Eligible women can complete the LIC Bima Sakhi Yojana Scheme Apply Online process through the Bima Sakhi Yojana Official Website.

At present LIC accepts applications only through the online registration portal making it convenient for eligible candidates to submit their details from anywhere.

Key Highlights of LIC Bima Sakhi Yojana

Key Features and Benefits of the Bima Sakhi Yojana

The Bima Sakhi Scheme has been started by LIC to create employment opportunities for women living in rural India. The primary focus of this life insurance scheme is to strengthen insurance awareness and financial literacy among the rural population of India.

• Under LIC Bima Sakhi Scheme 2026, eligible women receive complete professional training, financial support through stipends and commissions in the starting years. The scheme also introduces long-term career opportunities with LIC.

• Under this Mahila Career Agent LIC Scheme, women between the ages of 18 and 70 will be selected and trained over a three-year period. During this period, they will get a Bima Sakhi salary and career support from LIC through which they can achieve financial independence. This is a visionary project as LIC aims to enrol 1 lakh women and convert them into Bima Sakhi.

• This women career agent LIC scheme is primarily aimed at rural and semi-urban areas, where people generally have very limited knowledge of insurance. Enabling these local women to become insurance agents not only closes the gap but also fosters the acceptance of insurance in these areas.

• The aim of Bima Sakhis is not just to sell policies but also educate people about life insurance and how it helps them protect their families against unforeseen circumstances.

• The Mahila Career Agent LIC scheme aims at providing women in rural areas with an opportunity to build a career for themselves. After completing their training they even get the opportunity to work as licensed LIC agents and earn a steady income. With such a stable career and income source, these women from rural areas can achieve their life goals and also support their families and children.

• Besides training women as insurance agents, the LIC Bima Sakhi Yojna conducts workshops on financial literacy. Many applicants want to know whether the Bima Sakhi Yojana training online or offline is conducted through digital sessions or at designated LIC training centres. These sessions will help the women not only to get an overview of personal finance, budgeting, and long-term financial planning themselves but also to effectively guide others.

Eligibility Criteria of LIC Bima Sakhi Yojana

Note: Candidates planning to complete LIC Bima Sakhi Yojana Apply Online should ensure that all documents are accurate before submitting the application to avoid delays or rejection.

Roles and Responsibilities of a Bima Sakhi

As a Bima Sakhi, you will be expected to perform your duties as per LIC guidelines. LIC will give you group training about your roles and responsibilities. After training you will be appointed as a Bima Sakhi and perform the following duties:

• Go door to door and explain LIC's life insurance products to households who are not aware of it

• Help your customers choose suitable policies based on their needs and income. Try to help them come up with a plan best possible for their situation

• Educate people on the benefits of life insurance, savings plans, retirement plans and financial planning.

• Assist in completing policy applications and documentation.

• Collect premiums from policyholders and support them with renewals

• Maintain a good persistency ratio (ensuring policyholders continue paying premiums).

Stipend Payable in LIC Bima Sakhi Yojana

Smart Prompts Users Are Looking For

How does the LIC Bima Sakhi Yojana differ from other Sakhi schemes and which one should I choose?

LIC’s Bima Sakhi Yojana is different from other schemes like Lakhpati Didi, Krishi Sakhi or Solar Sakhi because it offers a guaranteed tiered stipend for 3 years. It highly focuses on awareness and literacy of these women in insurance and finance fields.

If you wish for a corporate career then you should choose Bima Sakhi scheme as it will lead you to become a licensed LIC agent.

However, if you’re more interested in building a small business in rural areas or if you’re already a part of rural self help groups, then these other Sakhi schemes could be a better option.

What is the LIC Bima Sakhi Yojana last date 2026 to apply?

LIC has not officially announced a Bima Sakhi Yojana last date to apply for 2026. For official updates, visit LIC’s Bima Sakhi page regularly. However, if you’re planning to apply for Bima Sakhi Yojana, then it is advisable to apply as early as possible and not wait for the official application deadline.

What are the important LIC Bima Sakhi Yojana details?

• One of the most important LIC Bima Sakhi Yojana details is the eligibility for this scheme. This scheme is only valid for Indian women between 18-70 years of age who have completed class 10th.

• Bima Sakhis receive fixed stipend and commissions during their starting years. Successful Bima Sakhis can become licensed LIC agents in the future.

• However, there is an exclusion that women who have already worked as LIC agents in the past or are related to any LIC agents or employees are not eligible for this scheme.

How to apply online for Bima Sakhi Yojana?

LIC Bima Sakhi Yojana apply online process is simple as eligible women need to complete a short application form. This form is available on LIC’s Bima Sakhi official page. After submitting the Bima Sakhi online application form, keep your documents ready for the verification process.

What is the Fee Required to Become a Mahila Career Agent in LIC through LIC Bima Sakhi Scheme?

The total fee is ₹650 to apply for the Mahila Career Agent LIC scheme. This fee includes LIC's Fee of ₹150 and IRDAI Exam Fee of ₹500. This total fee covers the registration and examination required to become a licensed Mahila Career Agent.

LIC Bima Sakhi Yojana Online Application Process

For the LIC Bima Sakhi scheme, candidates can only apply online as there is no offline method available currently. The LIC Bima Sakhi Yojana apply online process is simple but you need to meet the eligibility criteria. Eligible women can apply through the LIC website.

Step 1: On the LIC website, search for "Bima sakhi".

Step 2: On the Bima Sakhi page scroll down until you see "Click Here for Bima Sakhi" and click on it.

Step 3: Now the actual registration form will open.

Step 4: Fill this application form with all the required details. All your information should be accurate and also match your documents.

Step 5: Enter the captcha code and click "Submit"

Note: Applicants searching for the LIC Bima Sakhi Yojana Form Online Apply 2026 Last Date should note that LIC has not announced any official deadline yet.

Documents Required for LIC Bima Sakhi Yojana Application

LIC Bima Sakhi online application is followed by a candidate verification process. For this, eligible women need to submit the following documents:

• Aadhaar Card (identity and address proof)

• PAN Card

• Class 10 (Matriculation) mark sheet/certificate as educational proof

• Passport-size photographs

• Bank account details (passbook or cancelled cheque) for stipend and commission disbursal

• Address proof (if different from Aadhaar)

• Any other document if demanded by LIC

Government’s Long-Term Vision for Women's Empowerment

Bima Sakhi Yojana is more than just an insurance awareness program; it is a means of securing long-term socio-economic development. It enables women to become financial educators and insurance agents, thus solving the two most significant issues, basically, financial illiteracy and the lack of economic opportunities for women. Besides that, this scheme is completely in line with the aspirations of financial inclusion, women's economic independence, and universal insurance.

LIC Bima Sakhi Yojana Last Date

There is no last date for application in LIC Bima Sakhi Yojana till now. Many interested candidates look for the LIC Bima Sakhi Yojana Last Date 2026 Apply Online before starting the registration process. However, the Life Insurance Corporation of India (LIC) has not announced any official deadline to apply for this scheme as of now.

If you are planning for LIC Bima Sakhi Yojana apply online, it is advisable to complete your registration as early as possible. Instead of waiting for a deadline, you must apply online as you might miss the announcement.

For the latest notifications, including the LIC Bima Sakhi Yojana apply online last date, you should regularly visit the LIC's Bima Sakhi Yojana official page available on LIC portal.

Final Thoughts

The LIC Bima Sakhi Yojana is a great initiative by LIC. This is one of those schemes that will help empower women not only because they get a stipend but also because they gain knowledge with which they can build a full time career. Bima Sakhis can turn into licensed LIC agents if they perform well. This will give these women financial independence and a chance to lead a better life. The Bima Sakhi Yojana is only for Indian women who are 18-70 years old and have at least passed 10th class. LIC provides eligible women with complete training, stipend for 3 years and commissions during early years. Interested women should complete the LIC Bima Sakhi Yojana apply online process through the LIC website.

LIC Resources

FAQs