LIC Nivesh Plus Calculator

You can get accurate returns and benefits calculations of your single premium ULIP plan with the LIC Nivesh Plus 749 calculator.

Read on to know more about the LIC Nivesh Plus Returns Calculator.

LIC Nivesh Plus Plan – An Overview

LIC Nivesh Plus plan 749 is a Unit Linked Insurance Product (ULIP) by the LIC of India, which offers the combined benefit of protection and wealth creation. This plan provides the policyholder the opportunity to invest in varied funds for maximum returns. The LIC Nivesh Plus Plan offers features such as life protection, fund switching, partial withdrawals, and loyalty additions. Unlike a pure term insurance plan that focuses only on financial protection for the nominee, Nivesh Plus aims to help investors build long-term wealth while also providing insurance coverage.

As an investor, it is important for you to understand how the LIC Nivesh Plus plan works for you. Knowing the LIC Nivesh Plus plan details, such as fund performance, returns, guaranteed additions, etc., will help you make an informed investment decision. Therefore, the LIC Nivesh Plus 749 plan calculator is useful for calculating and analysing returns and premiums.

What is LIC Nivesh Plus Return Calculator?

LIC Nivesh Plus Returns Calculator is a free online tool provided by LIC of India that helps you estimate your premium amount, maturity benefits, and expected returns based on the amount you wish to invest and your chosen policy tenure. It is also commonly referred to as the Nivesh Plus LIC Calculator. This calculator takes the following into consideration:

• Single premium amount

• Chosen sum assured multiplier
  Policy term

• Expected returns based on guaranteed additions and on NAVs

• Flexible selection of funds

This online tool helps the investors make a right decision by showing what can be expected at maturity or in case of an unforeseen event. You can also use the LIC Nivesh Plus Maturity Calculator feature to estimate the maturity value of your policy.

Note: You may also find this calculator named according to the plan version, e.g., LIC Nivesh Plus 849 Calculator.

How To Use LIC Nivesh Plus Returns Calculator?

The following are the simple steps for using the LIC Nivesh Plus Returns Calculator:

From the Official LIC Website:

Step 1: Go to the official website of LIC.

Step 2: Scroll down and find "Coverage Calculator" and "Premium Calculator". Click on Premium Calculator.

Step 3: Enter general information such as name, DOB, gender, contact, email, PIN, etc. Click on Next. Thereafter, click on "Quick Quote".

Step 4: You will be directed to “Select Product”. Here you can select your LIC policy name. Select your policy by ticking the box next to your policy name and click “Coverage”.

Step 5: This is the page where you have to fill in the necessary information and click on “Get Illustration.” Your Nivesh Plus LIC policy calculator will depict the estimated returns based on the provided data.

Note: The LIC Nivesh Plus Returns Calculator is made available by LIC for illustrative/analytical purposes only. The returns projected by this calculator are not guaranteed, as they are subject to market performance and other factors that may affect such performance.

From Policybazaar:

You can use the LIC NIvesh Plus returns calculator on policybazaar using the following easy steps:

Step 1: Go to LIC on Policybazaar
Step 2: Fill in the form in the top right corner. Mention your name and contact number and click on “View Plans”
Step 3: Look for Nivesh Plus (Plan no. 749) and click on “View Details”
Step 4: Provide the required details and check for the investments and withdrawals account.

With these details, you can understand how your investment in the LIC Nivesh Plus plan will work.

Key Features of LIC Nivesh Plus Returns Calculator

• Easy to Use: The LIC Nivesh Plus Returns Calculator is just as easy to use as the regular LIC calculator on the website. You can easily enter the information you need.

• Policy Details: The Nivesh Plus calculator needs information like how long the policy will last, how often and how much the premiums will be paid, and which funds to choose.

• Fund Performance: The 749 Nivesh Plus Maturity Calculator also looks at how the fund has done in the past to help estimate returns. The tool gives the investor a full picture of how the fund did over a certain time period.

• Maturity Amount: The Nivesh Plus LIC Calculator uses the input values to figure out the maturity amount, which is the sum assured, the fund value, and the bonuses.

• Projected Returns: The Nivesh Plus LIC Policy calculator gives you an idea of the rate of return you can expect based on how well the fund does and the policy term you choose.
  Flexibility: With the LIC Nivesh Plus Returns Calculator, you can try out different premium amounts, policy terms, and fund amounts.

How Does The LIC Nivesh Plus Returns Calculator Work?

The LIC Nivesh Plus Calculator 2026 requires the following details to compute your returns accurately:

• Plan Option: Option 1 is 1.25 times the single premium, Option 2 is 10 times the single premium.

• Fund Type: The plan offers Bond, Growth, Balanced, or Secured fund options for Unit Fund investment.

• Policy Term: Choose a policy term ranging from 10 to 25 years for coverage.

• Amount of Premium: The minimum premium is Rs. 125,000.

The LIC Nivesh Plus calculator gives you, within minutes, the amount of money you might get back once you feed in this information. Therefore, it facilitates comparing different investments before you make your choice.

Sample Returns Illustration of LIC Nivesh Plus Plan

What are the Benefits of Using the LIC Nivesh Plus Returns Calculator?

Here are some advantages of using the LIC Nivesh Plus Returns Calculator. Take a look:

• Informed Decision Making: The LIC Nivesh Plus Maturity Calculator enables an investor to make well-informed decisions regarding the return on investment offered by the Nivesh Plus Plan from an LIC investments perspective.

• Financial Planning: Using the LIC Nivesh Plus calculator, people can match their investment plans with the expected returns and make financial plans accordingly.

• Comparisons: The LIC Nivesh Plus Plan calculator enables the comparison of different investment choices in order to help the individual decide the best premium rate and term and investment distribution.

• Risk Analysis: With the help of the fund allocation facility available in the LIC Nivesh Plus Returns calculator, customers can analyze risks associated with market variability regarding potential returns.

• Transparency: LIC Nivesh Plus Calculator provides transparency about how your investment may increase in value with time and hence makes it easier to understand and trust the LIC Nivesh Plus investment decision.

Wrapping Up

The LIC Nivesh Plus Returns Calculator is a helpful tool for investors who are interested in the LIC Nivesh Plus plan. The calculator provides an approximation of the returns for the LIC Nivesh Plus plan, an important figure to consider before purchasing the single premium ULIP plan.

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