Investment
Secure
Download the Policybazaar app
to manage all your insurance needs.
Secure your child’s future with or without you
Start Investing
₹10,000/Month
& Get
₹1 Crore*
ICICI Prudential Child Care Fund
ICICI Prudential Child Care Gift Fund is a hybrid mutual fund tailored for parents planning long-term goals like a child’s education or marriage. Launched in 1993, the fund has stood the test of time with over ₹9,56,306 crore in assets under management (AUM) as of June 24, 2025. It invests primarily in equities (65–100%) and partially in debt instruments (0–35%), aiming for long-term capital growth. The fund is suitable for investors with a high-risk appetite and long investment horizon.
Investing in your child's future:Nothing is more important than securing your child's future
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Invest ₹10k/month your child will get ₹1 Cr# Tax-Free*
-
Home
-
Life Insurance
-
Child Plans
-
Children's Gift Mutual Funds
- ICICI Prudential Child Care Fund
Highlights of ICICI Prudential Child Care Fund
Here are some of the key highlights of the fund:
-
It is a long-standing hybrid fund designed to help parents build a financial cushion for their child's future.
-
Invests predominantly in equity and equity-related securities, offering potential for long-term capital growth.
-
Managed by experienced fund managers: Manish Banthia and George Heber Joseph.
-
As of June 2025, it boasts a massive AUM of ₹9,56,306 crore, reflecting strong investor trust.
-
This child investment plan allows investors to start with a SIP as low as ₹100, making it suitable for long-term, disciplined investing.
-
Rated as a "Very High" risk fund, best suited for investors with long-term goals and a higher risk appetite.
Key Information About ICICI Prudential Child Care Fund
| Fund House | ICICI Prudential Mutual Fund |
| Date of Incorporation | 12 Oct 1993 |
| Total AUM | ₹9,56,306.15Cr |
| Fund Benchmark | NIFTY 50 Hybrid Composite Debt 65:35 Index |
| NAV of the Fund | ₹360.48 (as of 24 July 2025) |
| Expense Ratio | 1.46% |
| Returns since inception | 14.68% |
| Risk Level | Very High |
| Investment Objective | The plan seeks to generate capital appreciation by creating a portfolio that is invested in equity and equity-related securities (65-100%), and debt and money market instruments, securitised Debt & Cash (including money at call) 0-35%. |
| Top Fund Managers | Lalit Kumar Sharmila D'mello Darshil Dedhia Rohit Lakhotia |
Performance of ICICI Prudential Child Care Fund
| Year | 1Y | 3Y | 5Y | All |
| Fund returns | 7.9% | 23.1% | 21.8% | 14.7% |
Top 10 Holdings of ICICI Prudential Child Care Fund
| Name | Sector | Assets |
| Ultratech Cement Ltd. | Construction | 5.57% |
| Bharti Airtel Ltd. | Communication | 5.32% |
| Interglobe Aviation Ltd. | Services | 4.57% |
| GOI | Sovereign | 4.46% |
| Mahindra & Mahindra Ltd. | Automobile | 4.12% |
| Hindustan Aeronautics Ltd. | Capital Goods | 3.33% |
| Adani Ports and Special Economic Zone Ltd. | Services | 3.20% |
| Multi Commodity Exchange Of India Ltd. | Services | 3.16% |
| PB Fintech Ltd. | Services | 3.15% |
| JSW Steel Ltd. | Metals & Mining | 3.03% |
Sector Allocation of ICICI Prudential Child Care Fund
| Sector | Allocation (%) |
| Materials | 32.9% |
| Industrials | 18.7% |
| Technology | 16.4% |
| Financial | 14.4% |
| Consumer Discretionary | 9.8% |
| Real Estate | 4.5% |
| Healthcare | 2.5% |
| Diversified | 0.5% |
| Energy & Utilities | 0.4% |
Invest More Get More
Invest ₹10K/Month YOU GET ₹1 Crores* For Your Child
Invest ₹8K/Month YOU GET ₹80 Lakhs* For Your Child
Invest ₹5K/Month YOU GET ₹50 Lakhs* For Your Child
Standard T&C Apply *
Expense Ratio, Exit Load and Taxation of the ICICI Prudential Child Care Fund
| Category | Percentage/Details |
| Expense Ratio | 1.46% |
| Exit Load | NIL |
FAQs
-
What kind of returns can I expect from this fund?
As a hybrid fund with high equity exposure, returns are market-linked and can be volatile in the short term. However, it aims to offer capital appreciation in the long term. -
What is the fund’s AUM?
The fund has a robust Asset Under Management (AUM) of ₹9,56,306 crore, indicating strong investor trust and long-term growth potential.
Investment
Secure
Secure your Child’s
Career Goal
Career Goal
Start Investing ₹10,000/Month
& Get ₹1 Crore*
*Standard T & C Apply
Insurers Offering Child Plans
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
- SIP Calculator
- Income Tax Calculator
- Compound Interest Calculator
- NPS Calculator
- Show More Calculator
Child plans Articles
Recent Articles
Popular Articles
06 Jul 2026
If you're a parent saving for your daughter's future, two names
03 Jul 2026
Every parent thinking about their daughter's college fees or
03 Jul 2026
Parents planning for their daughter's future often find
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.