Bhagya Lakshmi Yojana

Key Information on Bhagya Lakshmi Yojana

Objectives of the Bhagya Lakshmi Yojana

The objectives of the Bhagya Lakshmi Yojana are:

• Encourage poor families to have more baby girls.

• Improve the position of girls in society.

• Help economically disadvantaged families have girls and uplift their standing in the family and community.

• Offer financial support to girls through their parents or guardians if they meet certain requirements.

What are the Benefits of the Bhagya Lakshmi Yojana?

The following are the benefits of the Bhagya Lakshmi Yojana:

• Financial assistance at birth: The mother of a girl child born under the scheme receives a one-time financial assistance of Rs. 19,300.

• Health insurance: All girl children under the scheme are covered by health insurance of up to Rs. 25,000 per year.

• Education scholarship: Girl children under the scheme are eligible for an annual scholarship of Rs. 300 to Rs. 1,000 from class 1 to 10.

• Maturity benefit: Upon completion of 18 years of age, the girl child receives a lump sum amount of Rs. 34,751.

• Death benefit: In case of the accidental death of the girl child, her parents receive a compensation of Rs. 1 lakh. In case of the natural death of the girl child, her parents receive a compensation of Rs. 42,500.

Below mentioned is the yearly scholarship amount offered from standard 1st grade to 10th grade:

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What is the Eligibility Criteria for Bhagya Lakshmi Yojana?

The eligibility criteria for Bhagya Lakshmi Yojana are as follows:

• The girl child must be born in a Below Poverty Line (BPL) family in Karnataka.

• The girl child must be born after March 31, 2006.

• The girl child must be registered with the scheme within one year of her birth.

• The girl child must be immunized as per the government schedule.

• The girl child must not be married before the age of 18.

• The girl child must complete her eighth grade education.

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What are the Documents Required for Bhagya Lakshmi Yojana?

The following are the documents required for Bhagya Lakshmi Yojana:

• Application form of the Bhagya Lakshmi Yojana

• Authenticated copy of the birth certificate of the girl child

• Income proof of the parents

• Address proof of the parents of the girl child

• BPL Card

• Bank details of the girl child

How to Apply for the Bhagya Lakshmi Yojana?

To apply for the Bhagyalakshmi Scheme in Karnataka if you are below the poverty line and have a girl child, follow these steps:

ONLINE PROCESS

1. Visit the Official Website:

   • Go to the official website of Bhagyalakshmi Yojana Karnataka: http://blakshmi.kar.nic.in:8080/First.jsp.

2. Obtain the Application Form:

   • Download the application form from the official website or collect it physically from any of the following sources:

   • Gram Panchayat office

   • Anganwadi Center

   • NGOs

   • Authorised banks

   • Municipal Corporations

3. Fill out the Application Form:

   • Complete the application form with accurate information.

   • Include the date of birth and details of the parents.

   • Ensure all details are filled correctly.

4. Attach/Upload Required Documents:

   • Depending on your chosen mode of application (online or offline), you will need to either attach physical copies or upload digital copies of the required documents. These documents may include:

   • Birth certificate of the girl child

   • BPL (Below Poverty Line) certificate

   • Aadhar card of parents

   • Passport-size photographs

   • Bank account details of the applicant (if required)

5. Submission of Application:

   • Submit the completed application form along with the attached/uploaded documents to the concerned person.

   • The concerned person may be the district’s Deputy Director of Women and Child Development or the Child Development Project Officer.

6. Follow-up:

   • Keep a record of your application submission for future reference.

   • If required, follow up with the concerned authorities for updates on your application.

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OFFLINE PROCESS

To apply for the Bhagyalakshmi Scheme offline, candidates can visit the following locations:

• NGOs

• Authorized Banks

• Municipal Corporations

• Anganwadi Center

• Gram Panchayat Office

Conclusion

Since its inception, Bhagya Lakshmi Yojana has brought about positive changes in the lives of numerous girls, though continuous efforts are needed to further enhance its impact. This initiative underscores the government's commitment to uplift the status of the girl child, offering them a brighter future and a place of honor within their families and communities.

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