Ladli Lakshmi Yojana

What is Ladli Lakshmi Yojana?

Ladli Laxmi Yojana is an initiative of the Madhya Pradesh State Government to help create a financial net for the education and marriage expenses of a girl child or ladli. This child insurance plan is offered to a girl child belonging to a low-income family.

Objectives of Ladli Lakshmi Yojana

The key objectives behind launching the Ladli Lakshmi Yojana are as follows:

• Provide monetary support to the ladli or girl child to ensure quality education

• Improve health status of women in the state

• Control population growth

• Prevent infanticide and foeticide of female child

• Create a positive attitude among public towards the birth of a girl child

• Prevent child marriages

• Spread public awareness towards gender equality

List of states implementing Ladli Laxmi Yojana 

• Ladli Yojana, Haryana

• Bhagya Laxmi Yojana, Uttar Pradesh

• Delhi Ladli Yojana, New Delhi

• Dhan Lakshmi Yojana, Chhattisgarh

• Ladli Lakshmi Yojana, Goa

• Lakshmi Ladli Yojana, Jharkhand

Features of Ladli Lakshmi Yojana

Let us learn the key features of MP Ladli Lakshmi Yojana from the table below:

Investment

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₹10,000/Month

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₹1 Crore^*

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Eligibility Criteria

The detailed eligibility criteria to join the Ladli Laxmi Yojana are mentioned below:

1. Eligibility Criteria for Parents

   • Resident of Madhya Pradesh Government

   • Not eligible to pay income tax

   • Have maximum of two ladli girl children (except if 2nd girl child is a twin or triplets)

   • Must have adopted family planning methods after second ladli girl child

2. Eligibility Criteria for Ladli Girl Child

   • Born after 1st January 2006

   • Adopted ladli girl child after two boy/girl children is also eligible

   • Registered with nearby Anganwadi Centre

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Exclusions

The following beneficiaries are not eligible to get the benefits under Ladli Laxmi Yojana:

• If the ladli girl child dropped out of school

• If the ladli girl child got married before attaining the maturity age of 18 years

• If the parents have not adopted family planning after the 2nd child

Documents Required for Ladli Lakshmi Yojana

The list of documents required to join the Ladli Lakshmi Yojana are mentioned below:

How to Apply for Ladli Lakshmi Yojana?

You can join the Ladli Lakshmi Yojana by applying through either online or offline mode along with the required documents. 

Let us learn the application process through both modes in the section below:

1. Online Mode of Application

   Step 1: Visit the official website of the scheme, i.e. ladlilaxmi.mp.gov.in

   Step 2: Click on the “Application Letter” tab

   Step 3: Select the option “General Public” from the given three options. These options are:

   • Public Service Management

   • General Public

   • Project Officer

   Step 4: Proceed to fill up the application form with the necessary details

   Step 5: Duly fill out the application form and click on “Save”

   Step 6: Upload the mandatory documents before submitting the form

   Step 7: Click on “Submit” 

   Once the provided details and documents are thoroughly verified, the application of the girl will be approved to get benefits under the Ladli Laxmi Yojana.

2. Offline Mode of Application

   Step 1: Visit your nearby Anganwadi Centre/ Gram Panchayat/ Municipal Corporation to avail of the Ladli Laxmi Yojana Form

   Step 2: Duly fill out the application form and attach the required documents 

   Step 3: Submit the complete application to the Officer-in-charge of the Registration Centre at Lok Seva Kendra

   Once the officer checks the application, he will send it for further processing. 

Benefits of Ladli Lakshmi Yojana

This financial assistance initiative of the Madhya Pradesh (MP) Government provides its beneficiaries with many benefits. 

Let us learn about them through the list mentioned below:

1. Financial Support 

   The MP government provides financial assistance to the girl child ranging between Rs. 6,000- Rs. 1,18,000 at different stages of her life.

2. Encourages Girl Child Education

   Ladli Lakshmi Yojana supports girl child financially at different stages of school to help them get a quality education without any worries.

3. Women Empowerment

   This initiative aims to empower the girl child by providing her with financial independence and support. This helps in improving the status of girls in society.

4. Stop Child Marriage Incidences

   Ladli Laxmi Yojana aims to reduce the incidence of child marriage by improving quality education in women and incentivising parents to educate their girl child. Educated girls are less likely to get married at an early age.

5. Improves Health and Nourishment in Women

   The scheme also provides financial assistance for the health of the girl child. This ensures that she receives proper healthcare and nutrition, which is essential for her overall development.

6. Promotes Gender Equality

   This government program helps to promote gender equality by providing equal opportunities and support to the girl child. This will create a society where girls are treated with respect and hold equal rights and opportunities.

Wrapping It Up

The Ladli Laxmi Yojana is instrumental in improving the lives of ladli or girl children in Madhya Pradesh. The program is providing them with financial assistance to support their education, health, and overall development. This scheme is a great incentive for families belonging to economically weaker sections of society.

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