Ladli Lakshmi Yojana

Ladli Lakshmi Yojana is a financial assistance programme for the girl child (also known as ladli) education. It was launched by the State Government of Madhya Pradesh (MP) w.e.f. April 2007 as a part of the model National Ladli Lakshmi Scheme. In this article, let us learn more about this initiative, which is operational today in various states.

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What is Ladli Lakshmi Yojana?

Ladli Laxmi Yojana is an initiative of the Madhya Pradesh State Government to help create a financial net for the education and marriage expenses of a girl child or ladli. This child insurance plan is offered to a girl child belonging to a low-income family.

Objectives of Ladli Lakshmi Yojana

The key objectives behind launching the Ladli Lakshmi Yojana are as follows:

  • Provide monetary support to the ladli or girl child to ensure quality education

  • Improve health status of women in the state

  • Control population growth

  • Prevent infanticide and foeticide of female child

  • Create a positive attitude among public towards the birth of a girl child

  • Prevent child marriages

  • Spread public awareness towards gender equality

List of states implementing Ladli Laxmi Yojana 

  • Ladli Yojana, Haryana

  • Bhagya Laxmi Yojana, Uttar Pradesh

  • Delhi Ladli Yojana, New Delhi

  • Dhan Lakshmi Yojana, Chhattisgarh

  • Ladli Lakshmi Yojana, Goa

  • Lakshmi Ladli Yojana, Jharkhand

Features of Ladli Lakshmi Yojana

Let us learn the key features of MP Ladli Lakshmi Yojana from the table below:

Features Details
Launched by State Government of Madhya Pradesh (MP) in 2007
Managed by Department of Women & Child Development, MP
Beneficiaries
  • Ladli girl child (ladli) belonging to economically weaker sections
  • Maximum 2 ladli girl children can benefit from a family (except if 2nd child are twins/triplets)
Application Fees Free of cost
Application Submission
  • Birth of ladli girl child: Within 1st year of birth
  • Adoption of ladli girl child: Within 1-year of adoption
  • Demise of parents: Within 5 years of age of the ladli girl child
  • If not submitted within 1 year of birth: Submit an appeal to the District Collector
Financial Assistance
Scheme of Payment of Instalments
  • On admission in 6th Class: Rs. 2,000
  • On admission in 9th Class: Rs. 4,000
  • On admission in 11th Class: Rs. 6,000
  • On appearing in 12th Class Exams: Rs. 6,000 
  • Rest of the Rs. 1 lakh of Ladli Laxmi Fund: 
  • In Lump sum at the age of 21 years, if
  • The girl is not married before 18 years of age
  • Appeared in 12th Class exam
Additional Financial Benefits
  • Between 11th and 12th Class: Rs. 200 per month to the girl in addition to the Rs. 6,000
  • For Graduation or Professional Degree: Rs. 25,000 in instalments
  • Rs. 12,500 in 1st Year of course
  • Rs. 12,500 in Final Year of course
  • Free Higher Education: MP Government will bear the course fees of ladli girl child

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Eligibility Criteria

The detailed eligibility criteria to join the Ladli Laxmi Yojana are mentioned below:

  1. Eligibility Criteria for Parents

    • Resident of Madhya Pradesh Government

    • Not eligible to pay income tax

    • Have maximum of two ladli girl children (except if 2nd girl child is a twin or triplets)

    • Must have adopted family planning methods after second ladli girl child

  2. Eligibility Criteria for Ladli Girl Child

    • Born after 1st January 2006

    • Adopted ladli girl child after two boy/girl children is also eligible

    • Registered with nearby Anganwadi Centre

People also read: Sukanya Samriddhi Yojana

Exclusions

The following beneficiaries are not eligible to get the benefits under Ladli Laxmi Yojana:

  • If the ladli girl child dropped out of school

  • If the ladli girl child got married before attaining the maturity age of 18 years

  • If the parents have not adopted family planning after the 2nd child

Documents Required for Ladli Lakshmi Yojana

The list of documents required to join the Ladli Lakshmi Yojana are mentioned below:

Documents Required by Parents Document Required by Ladli girl child (ladli)
  • Duly filled Ladli Lakshmi Yojana form

  • Income Certificate of parents

  • Residence proof of MP state

  • ID proof of parent

  • Family Planning Certificate adopted after 2nd child

  • Date of Birth proof

  • School certificate of education

  • ID proof

  • Photograph of the ladli girl with parents

  • Bank Account details

How to Apply for Ladli Lakshmi Yojana?

You can join the Ladli Lakshmi Yojana by applying through either online or offline mode along with the required documents. 

Let us learn the application process through both modes in the section below:

  1. Online Mode of Application

    Step 1: Visit the official website of the scheme, i.e. ladlilaxmi.mp.gov.in

    Step 2: Click on the “Application Letter” tab

    Step 3: Select the option “General Public” from the given three options. These options are:

    • Public Service Management

    • General Public

    • Project Officer

    Step 4: Proceed to fill up the application form with the necessary details

    Step 5: Duly fill out the application form and click on “Save”

    Step 6: Upload the mandatory documents before submitting the form

    Step 7: Click on “Submit” 

    Once the provided details and documents are thoroughly verified, the application of the girl will be approved to get benefits under the Ladli Laxmi Yojana.

  2. Offline Mode of Application

    Step 1: Visit your nearby Anganwadi Centre/ Gram Panchayat/ Municipal Corporation to avail of the Ladli Laxmi Yojana Form

    Step 2: Duly fill out the application form and attach the required documents 

    Step 3: Submit the complete application to the Officer-in-charge of the Registration Centre at Lok Seva Kendra

    Once the officer checks the application, he will send it for further processing. 

Benefits of Ladli Lakshmi Yojana

This financial assistance initiative of the Madhya Pradesh (MP) Government provides its beneficiaries with many benefits. 

Let us learn about them through the list mentioned below:

  1. Financial Support 

    The MP government provides financial assistance to the girl child ranging between Rs. 6,000- Rs. 1,18,000 at different stages of her life.

  2. Encourages Girl Child Education

    Ladli Lakshmi Yojana supports girl child financially at different stages of school to help them get a quality education without any worries.

  3. Women Empowerment

    This initiative aims to empower the girl child by providing her with financial independence and support. This helps in improving the status of girls in society.

  4. Stop Child Marriage Incidences

    Ladli Laxmi Yojana aims to reduce the incidence of child marriage by improving quality education in women and incentivising parents to educate their girl child. Educated girls are less likely to get married at an early age.

  5. Improves Health and Nourishment in Women

    The scheme also provides financial assistance for the health of the girl child. This ensures that she receives proper healthcare and nutrition, which is essential for her overall development.

  6. Promotes Gender Equality

    This government program helps to promote gender equality by providing equal opportunities and support to the girl child. This will create a society where girls are treated with respect and hold equal rights and opportunities.

Wrapping It Up

The Ladli Laxmi Yojana is instrumental in improving the lives of ladli or girl children in Madhya Pradesh. The program is providing them with financial assistance to support their education, health, and overall development. This scheme is a great incentive for families belonging to economically weaker sections of society.

FAQ's

  • What are the benefits of Ladli scheme?

    The benefits of Ladli Lakshmi Yojana are as follows:
    • Incentivises the poor families for education of girl child
    • Promotes girl child education and health development
    • Helps women to empower themselves
    • Reduces child marriages
    • Promotes gender equality
  • What is the amount of Ladli Laxmi Yojana?

    Ladli Laxmi Yojana provides the ladli girl child with National Savings Certificates of up to Rs. 1,18,000 till she attains the age of 21 years. Also, the government provides Rs. 25,000 for the graduation and professional education of the ladli girl child.
  • What is Ladli Laxmi Yojana 2.0?

    Ladli Lakshmi Yojana 2.0 is an upgraded version of Ladli Lakshmi Yojana with following features:
    • Financial Assistance: Between Rs. 15,000 to Rs. 2,00,000 at various stages of education of the ladli girl child
    • Scholarships: Grants for meritorious girls
    • Health & Nutrition of Girls: Incentives on birth, immunization, and nutrition support to ladli girl child
    • Simplified Application Process: The scheme simplifies the application procedure further to increase the coverage of beneficiaries
    • Incentives for Inter-Caste Marriages: Supports Inter-caste marriages with financial assistance to promote social harmony and remove caste discrimination.
  • Which state launched Ladli Lakshmi Yojana?

    The State Government of Madhya Pradesh first implemented the Ladli Lakshmi Yojana in 2007. Today many states like Chhattisgarh, Bihar, Jharkhand, Goa, Delhi, and Uttar Pradesh have implemented this model scheme to provide financial support to the girl children in their states.

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