Future Generali India Introduces Assured Money Back Plan

Future Generali India Life Insurance Company (FGILI) has launched ‘Assured Money Back Plan’, a non-linked and non-participating money back plan. "This is a simple insurance plan which combines certainty along with returns at regular intervals," Future Generali said.

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The plan is devised to meet needs of customers who are unsure about their ability to pay premium for the entire policy term. It gives flexibility to choose from four limited premium payment terms, starting from five years. A policyholder enjoys a life cover along with 200% of the sum assured as guaranteed money back during the policy term.

"The concept of paying premiums for a limited period while enjoying a longer life cover with guaranteed money backs is best suited for customers who do not have a regular income. Given that the market scenario is usually uncertain and volatile, customers opt for products which have guaranteed returns,” said Mr. Munish Sharda, Managing Director and CEO, Future Generali Life Insurance. This guaranteed money back plan helps customers save for their important occasions by paying premiums for a limited duration.

Source: This news was published on April 22, 2015 in timesofindia.indiatimes.com under the title: Future Generali India launches Assured Money Back Plan

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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in

Past 10 Years' annualised returns as on 01-03-2026

^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).