Madhya Pradesh Pension Schemes Explained

Madhya Pradesh Pension Schemes are welfare programmes designed to support elderly people, women, persons with disabilities, and other vulnerable groups. Most schemes offer a monthly pension starting from around ₹600 (amounts may vary by scheme and category). While the pension amount is usually the same, eligibility rules and age limits differ for each scheme. These programmes aim to ensure financial security and social dignity.

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What are Madhya Pradesh Pension Schemes?

Madhya Pradesh Pension Schemes are financial schemes that assist individuals who lack adequate income to sustain themselves. The process of application is hassle-free and most of the requests are granted in 15 working days. The schemes primarily assist the elderly, women, people with disabilities, abandoned individuals and other less privileged people within the society. To receive benefits, most schemes require that the applicant be registered on the Samagra portal.

Key Pension Schemes in Madhya Pradesh

The Madhya Pradesh Pension System has 12 major government pension schemes. Every scheme is structured towards a given beneficiary group and has its own eligibility criteria, age restrictions, registration, and monthly pension rate. All schemes are discussed in detail below, with details on who may apply, minimum age, obligatory registration and financial aid offered.

  1. Chief Minister Social Security Kalyani Pension Scheme

    The Chief Minister Social Security Kalyani Pension Scheme is a welfare programme of the Government of Madhya Pradesh, started in 2018. It provides monthly financial assistance to eligible women who are permanent residents of Madhya Pradesh.

    The applicants should be 18 years and above and not employed in any government institution. The scheme applies to women who do not pay income tax, do not receive any Kalyani family pension and are enrolled in the portal of Samagra. Its general aim is to provide social security, financial stability, and dignity to economically weaker section women. The main particulars of the plan are as follows:

    Particulars Details
    Year of Start 2018
    Objective Women's welfare and social security
    State Residency Must be a native of Madhya Pradesh
    Minimum Age 18 years
    Income Tax Status Not an income taxpayer
    Employment Status Not a government employee/officer
    Other Pension Should not receive Kalyani family pension
    Registration Must be registered on the Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  2. Indira Gandhi National Old Age Pension Scheme (IGNOAPS)

    The Indira Gandhi National Old Age Pension Scheme is a Government of India social security program, which was introduced on August 15, 1995. It provides monthly financial assistance to senior citizens aged 60 years and above who are permanent residents of Madhya Pradesh and belong to families living below the poverty line.

    The program assists the elderly citizens who lack a stable income and require government assistance to live at a basic standard. Key points of the scheme are as follows:

    Particulars Details
    Year of Start August 15, 1995
    Beneficiary Category Senior citizens (60+ years)
    Objective Financial support to elderly persons below poverty line
    State Residency Must be a native of Madhya Pradesh
    Minimum Age 60 years
    Income Category Below Poverty Line (BPL)
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  3. Girl Child Guardian Pension Scheme

    Girl Child Guardian Pension Scheme is a Government of Madhya Pradesh social welfare program, which was introduced on April 1, 2013. It offers monthly financial support to eligible couples who have daughters only and no living sons, where one of the spouses is 60 years or older and must be living in economically disadvantaged sections. The scheme aims to provide social security, support families with girl children, and encourage gender equality.

    The table below gives the most important information about the scheme:

    Particulars Details
    Year of Start April 1, 2013
    Beneficiary Category Couples with only daughters and no living sons
    Objective Support families raising girl children
    State Residency Must be a native of Madhya Pradesh
    Minimum Age One spouse must be 60 years or above
    Income Tax Status Not an income taxpayer
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  4. Indira Gandhi Rashtriya Widow Pension Scheme

    The Indira Gandhi Rashtriya Widow Pension Scheme is a social security initiative of the Government of India, launched on April 1, 2009. It gives monthly financial aid to women aged between 40 and 79 years who are members of families living below the poverty line and are permanent residents of Madhya Pradesh. The scheme focuses on helping women who have lost their spouses and have no steady income, enabling them to meet essential needs with dignity. The following are the highlights of the scheme:

    Particulars Details
    Year of Start April 1, 2009
    Beneficiary Category Widowed women
    Objective Financial support to women below poverty line
    State Residency Must be a native of Madhya Pradesh
    Age Limit 40 to 79 years
    Income Category Below Poverty Line (BPL)
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  5. Indira Gandhi National Disability Pension Scheme (IGNDPS)

    Indira Gandhi National Disability Pension Scheme is a social security program of the Government of India, which was initiated on April 1, 2009. It gives monthly financial aid to individuals with severe disability between 18 and 79 years, living in families below the poverty line and residing permanently in Madhya Pradesh. The program seeks to help people with disabilities have basic financial security and enhance their living conditions.

    Particulars Details
    Year of Start April 1, 2009
    Beneficiary Category Persons with disabilities (18–79 years)
    Objective Financial support to disabled persons below poverty line
    State Residency Must be a native of Madhya Pradesh
    Age Limit 18 to 79 years
    Income Category Below Poverty Line (BPL)
    Disability Requirement 80% or severe disability as per applicable Acts
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  6. Financial Assistance to Mentally Retarded / Multi-Disabled

    The Financial Assistance to Mentally Retarded / Multi-Disabled Scheme is a welfare initiative of the Government of Madhya Pradesh, launched on June 18, 2009. It offers monthly financial assistance to individuals with multiple disabilities and those who are mentally challenged. The scheme seeks to promote social security, economic stability, and improved living conditions for disabled persons and their families.

    Particulars Details
    Year of Start June 18, 2009
    Beneficiary Category Persons with multiple disabilities and mentally retarded persons
    Objective Financial support for persons with disabilities
    State Residency Must be a native of Madhya Pradesh
    Minimum Age Above 6 years
    Disability Requirement 40% or more disability
    Registration Must be registered on Samagra and verified on Sparsh Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  7. Social Security Old Age Pension Scheme

    The Social Security Old Age Pension Scheme is a welfare initiative of the Government of Madhya Pradesh, launched in 1981. It provides monthly financial assistance to destitute and helpless elderly persons aged 60 years and above who are permanent residents of Madhya Pradesh and do not have regular sources of income. The scheme seeks to provide basic financial safety, respect, and social support for elderly citizens at risk. The essential points of this scheme are described below:

    Particulars Details
    Year of Start 1981
    Beneficiary Category Destitute elderly persons (60+ years)
    Objective Financial support to helpless senior citizens
    State Residency Must be a native of Madhya Pradesh
    Minimum Age 60 years
    Economic Status Destitute / Helpless
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  8. Social Security Relative Pension Scheme

    The Social Security Relative Pension Scheme is a welfare initiative of the Government of Madhya Pradesh, launched in 1981. It provides monthly financial assistance to abandoned women aged between 18 and 59 years who belong to families living below the poverty line and are permanent residents of Madhya Pradesh. The scheme aims to support women who have been deserted by their families and lack stable sources. Here are some of the key aspects to know:

    Particulars Details
    Year of Start 1981
    Beneficiary Category Abandoned women (18–59 years)
    Objective Financial support to deserted women below poverty line
    State Residency Must be a native of Madhya Pradesh
    Age Limit 18 to 59 years
    Income Category Below Poverty Line (BPL)
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  9. Social Security Disability Pension Scheme

    The Social Security Disability Pension Scheme is a welfare initiative of the Government of Madhya Pradesh, launched in 2016. It provides monthly financial assistance to persons with disabilities aged 18 years and above who are permanent residents of Madhya Pradesh and have limited sources of income. The scheme aims to ensure financial security, social inclusion, and dignity for persons with disabilities.

    The important aspects of this scheme are shown below:

    Particulars Details
    Year of Start 2016
    Beneficiary Category Persons with disabilities (18+ years)
    Objective Financial support for disabled persons
    State Residency Must be a native of Madhya Pradesh
    Minimum Age 18 years
    Disability Requirement 40% or more disability
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  10. Divyang Education Promotion Scheme

    The Divyang Education Promotion Scheme is a welfare initiative of the Government of Madhya Pradesh, launched in 2016. It provides monthly financial assistance to children with disabilities aged between 6 and 18 years who are permanent residents of Madhya Pradesh and are pursuing education. The scheme aims to promote inclusive education, reduce dropout rates, and support the academic development of children with disabilities.

    The key details of this scheme are outlined below:

    Particulars Details
    Year of Start 2016
    Beneficiary Category Children with disabilities (6–18 years)
    Objective Promote education among Divyang students
    State Residency Must be a native of Madhya Pradesh
    Age Limit 6 to 18 years
    Disability Requirement 40% or more disability
    Registration Must be registered on Samagra and verified on Sparsh Portal
    Monthly Assistance ₹600
    Processing Time 15 working days
  11. Inhabitant Pension Scheme for Residents of Comprehensive Social Security Old Age Homes

    The Inhabitant Pension Scheme for Residents of Comprehensive Social Security Old Age Homes is a welfare initiative of the Government of Madhya Pradesh, launched in 2016. It provides monthly financial assistance to senior citizens aged 60 years and above who are residing in government-recognised old age homes in Madhya Pradesh. The scheme provides elderly residents with financial security, dignity and basic support in comprehensive social security old age homes. Listed below are the most important details of this scheme:

    Particulars Details
    Year of Start 2016
    Beneficiary Category Residents of recognised old age homes (60+ years)
    Objective Financial support for elderly inmates
    State Residency Must be a native of Madhya Pradesh
    Minimum Age 60 years
    Residence Status Must reside in a department-recognised old age home
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days
  12. Chief Minister Unmarried Pension Scheme

    The Chief Minister Unmarried Pension Scheme is a Government of Madhya Pradesh welfare scheme, which was initiated in 2018. It gives financial support to unmarried women in the age category of 50 years and above who are permanent residents of Madhya Pradesh and lack sources of income. The scheme is to provide social security, financial stability, and dignity to unmarried women who are part of economically weaker groups.

    Particulars Details
    Year of Start 2018
    Beneficiary Category Unmarried women (50+ years)
    Objective Financial support for unmarried women
    State Residency Must be a native of Madhya Pradesh
    Minimum Age 50 years
    Income Tax Status Not an income taxpayer
    Employment Status Not a government or honorarium employee
    Family Pension Should not be receiving a family pension
    Registration Must be registered on Samagra Portal
    Monthly Pension ₹600
    Processing Time 15 working days

Key takeaways

Madhya Pradesh Pension Schemes are significant in ensuring financial stability of the vulnerable members of society. The majority of schemes pay ₹600 a month as a pension to assist beneficiaries in covering basic expenses. In most cases, registration on the Samagra portal is mandatory, and the applications are generally approved within 15 working days. With such programmes, the government is able to provide timely help, social dignity and better living conditions to eligible citizens.

Frequently Asked Questions

  • Q1.What is the old age pension scheme in Madhya Pradesh?

    The Madhya Pradesh old age pension scheme offers financial support of ₹600 a month to elderly people aged 60 years and more who form the economically weaker classes. It is supposed to be used to assist elderly individuals who lack regular sources of income and require assistance to cover basic living costs.
  • Q2.How to apply for the MP pension in India?

    Applicants are able to apply MP pension both offline and online. Applications can be done offline at any Gram Panchayat, Janpad Panchayat, Municipal Corporation, Municipality, or Nagar Parishad. The Samagra Pension Portal will allow making an online application with the 9-digit Samagra ID and the necessary documents.
  • Q3.Who is eligible for Madhya Pradesh pension schemes?

    The eligibility varies depending on the scheme. Overall, elderly individuals, women, the disabled, abandoned persons, and children with special needs are the beneficiaries. The majority of the applicants should be permanent residents of Madhya Pradesh, and fulfil the age and income eligibility requirements, registered on the Samagra portal.
  • Q4.What is the amount of pension provided in the MP pension schemes?

    In the majority of the Madhya Pradesh pension plans, the monthly amount paid to eligible beneficiaries is ₹600. The sum is credited to the bank account of the beneficiary to make sure that payments are made in time and transparently.

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in


Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

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^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

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^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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