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Axis ULIP Calculator - Calculate Your Returns Online
Axis ULIP (Unit Linked Insurance Plan) comprises of an investment and insurance policy. Due to the hybrid nature of the plan, one portion of the fund is deposited into the investment plan. At the same time, the remaining fund is utilized in order to cover the life insurance of a policyholder. Axis ULIP is an incredible product to achieve long-term financial objectives such as children's education, a luxury car or dream house, retirement, etc.
ULIP Plans
- Plan starting from ₹1,000/month
- Save upto ₹46,800 in Tax under section 80C^
- Zero LTCG Tax¶
- In built life cover
- 4.8++ Rated
- 13.2 Crore Registered Consumer
- 53 Partners Insurance Partners
- 6.29 Crore Policies Sold
We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Top performing plans˜ with High Returns**
Get High Returns up to 18%^
- Home
- Life Insurance
- Ulip Plans
- Axis ULIP Calculator
Investment Return Calculator (Power of Compounding)
- One Time
- Monthly
- Yearly
₹
Top Funds with High Returns (Past 7 Years)
11.66%
Top 300 Fund
13.77%
Opportunities Fund
17.61%
High Growth Fund
11.94%
Opportunities Fund
22%
Multi Cap Fund
13.34%
Accelerator Mid-Cap Fund II
14.86%
Multiplier
12.62%
Classic Opportunities Fund
14.19%
Virtue II
9.89%
Equity II Fund
9.8%
Blue-Chip Equity Fund
14.18%
Growth Opportunities Plus Fund
10.88%
Equity Top 250 Fund
11.79%
Future Opportunity Fund
10.71%
Pension Dynamic Equity Fund
13.07%
Accelerator Fund
View Plans
A policyholder may invest in any of the markets he deems fit in order to accumulate a significant corpus.
An investor with a high-risk appetite may consider equity to invest in the remaining fund after covering the life insurance. Further, to reduce the risk, he may invest in debt or consider a hybrid form of investment. However, before making any investment, a policyholder must determine the cost of the premium and returns offered by an Axis ULIP plan. While investing in insurance and investment products, the growth of wealth must be compared with the cost and the returns it offers.
Axis ULIP calculator
The Axis ULIP calculator is designed to assist the investor in order to calculate and understand the ULIP products and returns an investor may expect from the investment. As a result, the investor may conclude the most suitable plan offered by the ULIP. The calculation of returns and investment can be made based on equity, debt, and hybrid origin. By selecting the average rate of returns, the investor may calculate the total income he is entitled to get on the expiry or maturity of the product. In addition, the investor can also draw comparisons among various ULIP products by calculating the premium and returns.
Benefits of Axis ULIP Calculator
The Axis ULIP calculator is a digital device that helps investors calculate the returns they may accumulate in long-term investment planning. Let us understand some of the benefits an investor is likely to utilize by using the Axis ULIP calculator.
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Precise result
The Axis ULIP calculator shows a clear and accurate result to the investor. It is a computerized calculator which always provides the right calculation. The investor may select the expected returns and the amount he is likely to invest in the ULIP plan in order to get the total returns.
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Accessibility
An investor can easily access the Axis ULIP calculator online. He is not required to visit the offices or banks in order to acquire information about his investment. The Axis ULIP calculator is available online, which helps the investor to get the exact result without leaving the comfort zone of the home.
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Convenient
Due to the user-friendly interface, the Axis ULIP calculator is convenient for investors. One may visit the official website of Axis bank to search for accurate and precise investment results. The investor may fill in the required details such as premium amount, expected outcome, and a portion of the fund towards insurance and investment and may get a clear result quickly.
Optimize your investments using: SIP Calculator
Key Information Required to Use the ULIP Calculator
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Frequency
An investor must fill in the details of the stipulated period or frequency of payment of the premium amount in order to calculate the result. The frequency refers to the time period when the policyholder is required to pay the premium amount. For example, it could be on a monthly, quarterly, or annual basis.
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Premium
It is at the discretion of the investor to select the premium amount he is likely to allocate at the stipulated period to accumulate a significant fund. Axis ULIP plans offer multiple premium options, allowing investors to choose an amount that suits their savings capacity and income pattern, much like selecting the best SIP plan based on affordability.
Additionally, the investor is also required to select the portion of the fund he is likely to dedicate or allocate his premium amount. He may decide to allocate more towards the investment products and less to the insurance policy. If the plan of the investor is to generate more returns, he should allocate at least 60 percent of the premium amount towards the investment product. Or else he can allocate 50-50 towards both products.
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Type of Fund
There are three types of funds that exist under a ULIP plan. These are,
Equity: Equity is regarded as a risk-associated fund that can potentially offer a significant result on the investment.
Debt: Debt is a low-risk fund that offers a fair investment return.
Hybrid: It comprises both equity and debt and is a low to moderate-risk associated fund with significant returns.
An investor may select any of them while calculating the returns.
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Expected Rate of Return
The investor needs to fill in the rate of return he expects from a product. For example, regarding risk-free instruments, the rate of returns varies from one to nine percent. However, in terms of market-linked instruments, the rate of returns varies from one to fifteen percent. Hence, one may consider seven percent as the average rate of return.
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Investment Duration
Lastly, a policyholder should fill in the duration of the investment. For example, it could be ten to sixty years.
ULIP Plan Calculators
Conclusion
The Axis ULIP calculator is the best tool to estimate the returns on the investment. It allows the investor to draw several comparisons between the ULIP and traditional plan. In addition, the investor is not bound to purchase a product after using the Axis ULIP calculator. It explicitly depends on the choice of the investor if he wishes to proceed forward with the Axis ULIP plan.
Latest ULIP NAVs
| Fund Name | NAV  |
AUM |
5 Yr Returns |
10 Yr Returns | |
|---|---|---|---|---|---|
| SBI Life Balanced Fund | ₹69.13 | ₹21160 Cr | 7.13% | 9.38% | |
| SBI Life Bond Fund | ₹50.28 | ₹16781 Cr | 5.47% | 6.72% | |
| SBI Life Equity Fund | ₹179.55 | ₹81025 Cr | 8.69% | 10.96% | |
| SBI Life Equity Optimiser Fund | ₹50.13 | ₹2622 Cr | 9.42% | 10.84% | |
| SBI Life Growth Fund | ₹87.68 | ₹2913 Cr | 8.34% | 10.67% | |
| SBI Life Money Market Fund | ₹36.68 | ₹444 Cr | 5.76% | 6% | |
| SBI Life Top 300 Fund | ₹52.61 | ₹1981 Cr | 8.83% | 11.66% | |
| SBI Life Pure Fund | ₹24.33 | ₹1150 Cr | 8.08% | - | |
| SBI Life Bond Optimiser Fund | ₹21.91 | ₹3238 Cr | 6.97% | - | |
| SBI Life Balanced Pension | ₹69.63 | ₹805 Cr | 7.82% | 10.26% | |
| SBI Life Bond Pension | ₹44.7 | ₹530 Cr | 5.35% | 6.99% | |
| SBI Life Equity Pension | ₹67.78 | ₹11842 Cr | 9.73% | 11.82% | |
| SBI Life Growth Pension | ₹68.71 | ₹632 Cr | 8.97% | 11.18% | |
| SBI Life Money Market Pension | ₹33.9 | ₹142 Cr | 5.71% | 5.98% | |
| SBI Life Equity Optimiser Pension | ₹53.7 | ₹976 Cr | 9.34% | 11.67% | |
| SBI Life Top 300 Pension | ₹51.11 | ₹710 Cr | 8.87% | 11.73% | |
| SBI Life Midcap Fund | ₹43.85 | ₹55035 Cr | 16.18% | - | |
| SBI Life Corporate Bond Fund | ₹16.37 | ₹1025 Cr | 5.5% | - | |
| SBI Life Equity Elite II | ₹47.44 | ₹12182 Cr | 8.32% | 10.63% | |
| SBI Life Index | ₹43.37 | ₹102 Cr | 9.14% | 11.15% | |
| SBI Life Index Pension | ₹45.27 | ₹27 Cr | 9.26% | 11.19% | |
| SBI Life Discontinued Policy Fund | ₹25.38 | ₹10703 Cr | 5.67% | 6.03% | |
| SBI Life Equity Elite | ₹80.84 | ₹13 Cr | 11.25% | 13.48% | |
| SBI Life P-E Managed | ₹35.93 | ₹215 Cr | 7.96% | 9.39% | |
| SBI Life Guaranteed Pension GPF070211 | ₹26.42 | ₹2 Cr | 5.13% | 6.55% | |
| SBI Life Bond Pension II | ₹23.32 | ₹29088 Cr | 5.24% | 6.36% | |
| SBI Life Equity Pension II | ₹37.9 | ₹12141 Cr | 8.77% | 11.42% | |
| SBI Life Money Market Pension II | ₹20.71 | ₹1532 Cr | 5.48% | 5.73% | |
| SBI Life Discontinue Pension Fund | ₹21.43 | ₹6775 Cr | 5.68% | - | |
| SBI Life Group Growth Plus Fund | ₹54.28 | ₹3 Cr | 7.55% | - | |
| SBI Life Group Debt Plus Fund | ₹39.74 | ₹113 Cr | 6.16% | - | |
| SBI Life Group Balance Plus Fund | ₹46.99 | ₹11 Cr | 6.94% | - | |
| SBI Life Group Balance Plus Fund II | ₹25.75 | ₹869 Cr | 6.91% | - | |
| SBI Life Group Debt Plus Fund II | ₹25.81 | ₹281 Cr | 6.29% | - | |
| SBI Life Group Growth Plus Fund II | ₹25.48 | ₹237 Cr | 7.79% | - | |
| SBI Life Group Short Term Plus Fund II | ₹21.46 | ₹19 Cr | 5.95% | - | |
| SBI Life Group Money Market Plus Fund | ₹12.47 | ₹2 Cr | 0.99% | - |
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FAQ's
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What if the policyholder died?
Upon the policyholder's demise, his loved ones, known as the product's beneficiary, are authorized to claim the returns on the investment. Hence, all the benefits of the Axis ULIP plan are meant to be utilized by the beneficiary of the policyholder. -
How can the policyholder enjoy tax exemption under Axis ULIP Plan?
The policyholder may enjoy the tax benefits in two different ways.
Under section 80C of the Income Tax Act 1961, the policyholder may claim a deduction of up to INR 1,50,000 on the premium he allocated during a financial year. In addition, a policyholder is entitled to receive the total returns on the investment, and no tax could be assessed on the returns under section 10 (10D) of the Income Tax Act 1961. -
Which fund should I select to invest in the ULIP plan?
An investor with a high-risk appetite should approach equity, while an investor who wishes to reduce the risk should invest in debt. However, a hybrid fund is also a considerable choice that offers from less to moderate risk. -
What is the lock-in period in the Axis ULIP plan?
Five years is the lock-in period in the Axis ULIP plan. Before 2010, it was three years. However, the lock-in period was extended to five years after an amendment to the plan made by IRDAI (Insurance Regulatory and Development Authority of India). -
Do I require giving any personal detail in order to use the Axis ULIP calculator?
No, the Axis ULIP calculator does not ask for any personal details. An investor is only required to fill in the expected returns along with the premium amount to calculate the total income he may expect on a given rate of interest.
Insurers Offering ULIPs
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or
insurance product offered by an insurer.
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˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
*All savings are provided by the insurer as per the IRDAI approved insurance
plan.
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
+Returns Since Inception of LIC Growth Fund
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.