Edelweiss ULIP Calculator

Why Should You Use Edelweiss ULIP Calculator?

If you are planning to grow your money to provide a secure future to yourself and your family through Edelweiss ULIP, analyzing it with the help of the Edelweiss ULIP plan calculator should be the first step for the following reasons. 

• Step-by-step Guidance: Edelweiss ULIP plan calculator will provide a step-by-step pathway through which investors and policyholders can input details such as investment amount, policy option, investing for either self or family, and policy term and find out the total tax-exempted returns at maturity.

• Free Access: Any potential investor or policyholder can easily access the Edelweiss ULIP plan calculator for free through the official website to calculate the estimated returns on investment for every Edelweiss ULIP plan.

• Finalize the ULIP Plan: The main agenda to use the Edelweiss ULIP plan calculator is to finalize the investment on a suitable ULIP scheme that will maximize benefits for a particular investor based on his/her affordability. 

• Understand Different Edelweiss ULIPs: There are three ULIP schemes provided by Edelweiss Tokio, namely Edelweiss Tokio Life - Wealth Secure Plus, Edelweiss Tokio Life - Wealth Gain Plus, and Edelweiss Tokio Life – Wealth Plus for which Edelweiss ULIP plan calculator can be used for making estimations on the returns. Furthermore, the investment calculations can be made separately for each plan by choosing suitable input values.

How to use Edelweiss ULIP Calculator?

The three ULIP plans are equipped with a separate Edelweiss ULIP Calculator page with slightly modified input variables designed according to the type of ULIP plan offered. The different steps involved in the ULIP calculations for each scheme are listed below. 

1. Edelweiss Tokio Life - Wealth Secure Plus ULIP

   • Step 1: Visit the official website and click on 'Buy Now' under Edelweiss Tokio Life - Wealth Secure Plus. Enter your details like full name, Date of Birth, mobile number, and email address. Then, click on 'Start Planning.'

   • Step 2: Enter the investment amount for this ULIP plan. (Minimum Rs1000 to Maximum Rs 10 Crore available).

   • Step 3: Choose the policy option. The different options available are:

     • Base

     • Life partner - Add spouse's name and her DOB.

     • Child (Individual life)- Add your child's name and DOB.

     • Child (Joint Life)- Your Spouse and child's name and DOB

   • Step 4: Choose for whom you are willing to invest. The different options available are:

     • Myself

     • Family

   • Step 5: Enter the policy term (Range: min- 5years to max-66years (whole life)) for which you are ready to invest. 

   • Step 6: The result of "Total Tax -Exempted Returns at the end of the policy term" will be displayed (The rate of return applicable is 4% and 8%). 

2. Edelweiss Tokio Life - Wealth Gain Plus ULIP

   • Step 1: Visit the official website and click on 'Buy Now' under Edelweiss Tokio Life - Wealth Secure Plus. Enter your details like full name, Date of Birth, mobile number, and email address. Then, click on "Calculate Premium." 

   • Step 2: Enter the investment amount for this ULIP plan. (Minimum Rs1000 to Maximum Rs 10 Crore available).

   • Step 3: Choose the policy option. The different options available are:

     • Myself

     • Family

   • Step 4: Choose the number of years you will pay the premium (Range: min- 5years to max-20 years).

   • Step 5: Choose the duration of your policy (Range:10 years to 20 years). 

   • Step 6: The result of "Total Tax -Exempted Returns at the end of the policy term" will be displayed (The rate of return applicable is 4% and 8%). 

   

3. Edelweiss Tokio Life – Wealth Plus ULIP

   • Step 1: Visit the official website and click on 'Buy Now' under Edelweiss Tokio Life - Wealth Secure Plus. Enter your details like full name, Date of Birth, mobile number, and email address. Then, click on 'Start Planning.'

   • Step 2: Enter the investment amount for this ULIP plan. (Minimum Rs1000 to Maximum Rs 10 Crore available).

   • Step 3: Choose the policy option. The different options available are:

     • Myself

     • Family

   • Step 4: Choose the number of years you are willing to pay (Range: min- 5years to max-20 years).

   • Step 5: Choose the duration of your policy (Range:10 years to 20 years). 

   • Step 6: The result of "Total Tax -Exempted Returns at the end of the policy term" will be displayed (The rate of return applicable is 4% and 8%).

Top ULIP Funds

Returns 3 Years 5 Years 10 Years

Equity (Large, Mid Cap) Balanced Debt

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Whole Life Mid Cap Equity Fund

Tata AIA

AUM:13,041 Cr

13,041 Cr

NAV

155.97

-0.88%

Returns

24.07%

Returns

29.02%

Highest Returns

Returns

20.47%

Get Details

Top 200 Fund

Tata AIA

AUM:2,044 Cr

2,044 Cr

NAV

178

-1.55%

Returns

24.74%

Returns

31.65%

Highest Returns

Returns

20.12%

Get Details

High Growth Fund

Max Life

AUM:7,665 Cr

7,665 Cr

NAV

119.16

-0.77%

Returns

29.03%

Returns

29.68%

Highest Returns

Returns

20.1%

Get Details

Multiplier

Birla Sun Life

AUM:4,680 Cr

4,680 Cr

NAV

100.49

-0.58%

Returns

24.01%

Returns

25.73%

Highest Returns

Returns

18.69%

Get Details

Virtue II

PNB Metlife

AUM:3,473 Cr

3,473 Cr

NAV

79.02

-0.57%

Returns

22.28%

Returns

27.93%

Highest Returns

Returns

18.14%

Get Details

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Whole Life Stable Growth Fund

Max Life

AUM:256 Cr

256 Cr

NAV

60.88

-0.26%

Returns

13.13%

Returns

15.92%

Highest Returns

Returns

12.62%

Get Details

Balanced Fund

Max Life

AUM:367 Cr

367 Cr

NAV

48.16

-0.13%

Returns

13.48%

Returns

15.05%

Highest Returns

Returns

11.99%

Get Details

Growth Plus Fund

Max Life

AUM:591 Cr

591 Cr

NAV

37.08

-0.13%

Returns

13.79%

Returns

15.67%

Highest Returns

Returns

11.3%

Get Details

Save N Grow Money Fund

Max Life

AUM:70 Cr

70 Cr

NAV

58.68

-0.12%

Returns

10.4%

Returns

11.99%

Highest Returns

Returns

10.83%

Get Details

Creator

Max Life

AUM:541 Cr

541 Cr

NAV

100.45

-0.23%

Returns

10.51%

Returns

12.56%

Highest Returns

Returns

10.81%

Get Details

Fund Name

AUM

NAV

Returns (in %)

3 Year

5 Year

10 Year

Pure Fund

Max Life

AUM:575 Cr

575 Cr

NAV

54.02

-0.37%

Returns

16.86%

Returns

21.81%

Highest Returns

Returns

15.22%

Get Details

Builder

Max Life

AUM:243 Cr

243 Cr

NAV

89.11

-0.06%

Returns

7.43%

Returns

8.47%

Returns

9.01%

Highest Returns

Get Details

Whole Life Income Fund

Max Life

AUM:773 Cr

773 Cr

NAV

37.75

0.00%

Returns

5.89%

Returns

6.75%

Returns

8.27%

Highest Returns

Get Details

Conservative Fund

Max Life

AUM:235 Cr

235 Cr

NAV

54.81

-0.03%

Returns

7.17%

Returns

7.87%

Returns

8.02%

Highest Returns

Get Details

Protector

Max Life

AUM:304 Cr

304 Cr

NAV

63.69

-0.02%

Returns

6.28%

Returns

7.03%

Returns

8.01%

Highest Returns

Get Details

Edelweiss ULIP Calculator Example:

1. Edelweiss Tokio Life - Wealth Secure Plus ULIP

   • Step 1: Enter your details and click on 'Start Planning.' 

   • Step 2: Investment amount=Rs 6000 per month

   • Step 3: Policy Option: Base

   • Step 4: Investing for: Myself

   • Step 5: Policy Term = 25 years

   • Step 6: Results: Total Tax -Exempted Returns at the end of the policy term= Rs.41,45,255@8%

2. Edelweiss Tokio Life - Wealth Gain Plus ULIP

   • Step 1: Enter your details and click on 'Start Planning.' 

   • Step 2: Investment amount=Rs 6000 per month 

   • Step 3: Choose the policy option= Myself 

   • Step 4: Number of years for which you will pay the premium= 19 years 

   • Step 5: Choose the duration of your policy: 20years 

   • Step 6: Results: Total Tax -Exempted Returns at the end of the policy term= Rs. 27,89,261@8%

3. Edelweiss Tokio Life – Wealth Plus ULIP

   • Step 1: Enter your details and click on 'Start Planning.'

   • Step 2: Investment amount=Rs 6000 per month

   • Step 3: Choose the policy option= Myself

   • Step 4: Number of years for which you will pay the premium= 19 years 

   • Step 5: Choose the duration of your policy: 20years

   • Step 6: Results: Total Tax -Exempted Returns at the end of the policy term= Rs. 23,47,499@8%

Advantages of Using Edelweiss ULIP Calculator

The main advantages of using the Edelweiss ULIP calculator are:

• Transparency: Edelweiss ULIP calculator provides a realistic estimate of the returns on investment so that investors get a clear idea about the different possibilities making this a transparent process.  

• Flexibility: The investor can change the variables in all the Edelweiss ULIP calculators as per their needs, making this tool quite flexible. 

• Control: The investor has complete control over the Edelweiss ULIP calculator and can vary the inputs within the range provided to compare different ULIP plans and choose the best among them. 

• Safe Investment Choice: Edelweiss ULIP calculator helps the investor to make real-time analyses on the funding options and arrive at the investment choice with minimal risk.

• Goal-Based Planning: Edelweiss ULIP calculator allows the investor to do goal-based planning as the expected returns will be calculated beforehand. It helps the investor to set a realistic goal and induce a saving habit to ensure the future financial goal is reached without hassles.

Information Required While Using Edelweiss ULIP Calculator

The different inputs required before using the Edelweiss ULIP plan calculator are listed below:

• The amount you are ready to invest in the Edelweiss ULIP plan.

• The policy chosen is whether for self or family.

• The period for which you are willing to make the premium payments.

• The duration of the policy at which you wish to receive the benefits.

• The type of Edelweiss ULIP funds chosen for investment.

• The applicable rate of returns expected from Edelweiss ULIP investment (4% and 8% available as default).

Summing It Up

Edelweiss ULIP plan calculator is an effective online tool that investors can use to estimate the expected returns on ULIP investment. The tool allows the investor to compare different Edelweiss ULIP plans and arrive at the right choice by providing complete control on the input variables. Once the right plan is finalized, the investor can proceed with the further process and start the actual investment right away and secure his/her future.