Why Should You Use Edelweiss ULIP Calculator?
If you are planning to grow your money to provide a secure future to yourself and your family through Edelweiss ULIP, analyzing it with the help of the Edelweiss ULIP plan calculator should be the first step for the following reasons.
- Step-by-step Guidance: Edelweiss ULIP plan calculator will provide a step-by-step pathway through which investors and policyholders can input details such as investment amount, policy option, investing for either self or family, and policy term and find out the total tax-exempted returns at maturity.
- Free Access: Any potential investor or policyholder can easily access the Edelweiss ULIP plan calculator for free through the official website to calculate the estimated returns on investment for every Edelweiss ULIP plan.
- Finalize the ULIP Plan: The main agenda to use the Edelweiss ULIP plan calculator is to finalize the investment on a suitable ULIP scheme that will maximize benefits for a particular investor based on his/her affordability.
- Understand Different Edelweiss ULIPs: There are three ULIP schemes provided by Edelweiss Tokio, namely Edelweiss Tokio Life - Wealth Secure Plus, Edelweiss Tokio Life - Wealth Gain Plus, and Edelweiss Tokio Life – Wealth Plus for which Edelweiss ULIP plan calculator can be used for making estimations on the returns. Furthermore, the investment calculations can be made separately for each plan by choosing suitable input values.
How to use Edelweiss ULIP Calculator?
The three ULIP plans are equipped with a separate Edelweiss ULIP Calculator page with slightly modified input variables designed according to the type of ULIP plan offered. The different steps involved in the ULIP calculations for each scheme are listed below.
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Edelweiss Tokio Life - Wealth Secure Plus ULIP
- Step1: Visit the official website and click on 'Buy Now' under Edelweiss Tokio Life - Wealth Secure Plus. Enter your details like full name, Date of Birth, mobile number, and email address. Then, click on 'Start Planning.'
- Step2: Enter the investment amount for this ULIP plan. (Minimum Rs1000 to Maximum Rs 10 Crore available).
- Step3: Choose the policy option. The different options available are:
- Base
- Life partner - Add spouse's name and her DOB.
- Child (Individual life)- Add your child's name and DOB.
- Child (Joint Life)- Your Spouse and child's name and DOB
- Step4: Choose for whom you are willing to invest. The different options available are:
- Myself
- Family
- Step5: Enter the policy term (Range: min- 5years to max-66years (whole life)) for which you are ready to invest.
- Step6: The result of "Total Tax -Exempted Returns at the end of the policy term" will be displayed (The rate of return applicable is 4% and 8%).
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Edelweiss Tokio Life - Wealth Gain Plus ULIP
- Step1: Visit the official website and click on 'Buy Now' under Edelweiss Tokio Life - Wealth Secure Plus. Enter your details like full name, Date of Birth, mobile number, and email address. Then, click on "Calculate Premium."
- Step2: Enter the investment amount for this ULIP plan. (Minimum Rs1000 to Maximum Rs 10 Crore available).
- Step3: Choose the policy option. The different options available are:
- Myself
- Family
- Step4: Choose the number of years you will pay the premium (Range: min- 5years to max-20 years).
- Step5: Choose the duration of your policy (Range:10 years to 20 years).
- Step6: The result of "Total Tax -Exempted Returns at the end of the policy term" will be displayed (The rate of return applicable is 4% and 8%).
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Edelweiss Tokio Life – Wealth Plus ULIP
- Step1: Visit the official website and click on 'Buy Now' under Edelweiss Tokio Life - Wealth Secure Plus. Enter your details like full name, Date of Birth, mobile number, and email address. Then, click on 'Start Planning.'
- Step2: Enter the investment amount for this ULIP plan. (Minimum Rs1000 to Maximum Rs 10 Crore available).
- Step3: Choose the policy option. The different options available are:
- Myself
- Family
- Step4: Choose the number of years you are willing to pay (Range: min- 5years to max-20 years).
- Step5: Choose the duration of your policy (Range:10 years to 20 years).
- Step6: The result of "Total Tax -Exempted Returns at the end of the policy term" will be displayed (The rate of return applicable is 4% and 8%).

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Edelweiss ULIP Calculator Example:
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Edelweiss Tokio Life - Wealth Secure Plus ULIP
- Step1: Enter your details and click on 'Start Planning.'
- Step 2: Investment amount=Rs 6000 per month
- Step 3: Policy Option: Base
- Step4: Investing for: Myself
- Step5: Policy Term = 25 years
- Step6: Results: Total Tax -Exempted Returns at the end of the policy term= Rs.41,45,255@8%
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Edelweiss Tokio Life - Wealth Gain Plus ULIP
- Step1: Enter your details and click on 'Start Planning.'
- Step2: Investment amount=Rs 6000 per month
- Step3: Choose the policy option= Myself
- Step4: Number of years for which you will pay the premium= 19 years
- Step5: Choose the duration of your policy: 20years
- Step6: Results: Total Tax -Exempted Returns at the end of the policy term= Rs. 27,89,261@8%
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Edelweiss Tokio Life – Wealth Plus ULIP
- Step1: Enter your details and click on 'Start Planning.'
- Step2: Investment amount=Rs 6000 per month
- Step3: Choose the policy option= Myself
- Step4: Number of years for which you will pay the premium= 19 years
- Step5: Choose the duration of your policy: 20years
- Step6: Results: Total Tax -Exempted Returns at the end of the policy term= Rs. 23,47,499@8%
Advantages of Using Edelweiss ULIP Calculator
The main advantages of using the Edelweiss ULIP calculator are:
- Transparency: Edelweiss ULIP calculator provides a realistic estimate of the returns on investment so that investors get a clear idea about the different possibilities making this a transparent process.
- Flexibility: The investor can change the variables in all the Edelweiss ULIP calculators as per their needs, making this tool quite flexible.
- Control: The investor has complete control over the Edelweiss ULIP calculator and can vary the inputs within the range provided to compare different ULIP plans and choose the best among them.
- Safe Investment Choice: Edelweiss ULIP calculator helps the investor to make real-time analyses on the funding options and arrive at the investment choice with minimal risk.
- Goal-Based Planning: Edelweiss ULIP calculator allows the investor to do goal-based planning as the expected returns will be calculated beforehand. It helps the investor to set a realistic goal and induce a saving habit to ensure the future financial goal is reached without hassles.
Information Required While Using Edelweiss ULIP Calculator
The different inputs required before using the Edelweiss ULIP plan calculator are listed below:
- The amount you are ready to invest in the Edelweiss ULIP plan.
- The policy chosen is whether for self or family.
- The period for which you are willing to make the premium payments.
- The duration of the policy at which you wish to receive the benefits.
- The type of Edelweiss ULIP funds chosen for investment.
- The applicable rate of returns expected from Edelweiss ULIP investment (4% and 8% available as default).

Summing It Up
Edelweiss ULIP plan calculator is an effective online tool that investors can use to estimate the expected returns on ULIP investment. The tool allows the investor to compare different Edelweiss ULIP plans and arrive at the right choice by providing complete control on the input variables. Once the right plan is finalized, the investor can proceed with the further process and start the actual investment right away and secure his/her future.
FAQ's
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Ans: The minimum lock-in period for Edelweiss ULIP Plan is five years, where the investor is not allowed to withdraw or liquidate the accumulated funds.
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Ans: Yes. Edelweiss's ULIP plan provides death and maturity benefits for the policy holder's family in case of his/her unfortunate demise.
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Ans: The minimum investment allowed in the Edelweiss ULIP plan is Rs.1000 per month
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Ans: No. Edelweiss ULIP Calculator only provides an estimate of the returns on investment for the ULIP plans based on the input values.
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Ans: The maximum tax benefit amount available on Edelweiss ULIP plan investment is Rs1.5 lakhs under Section 80C of the Income Tax Act, 1961.