HDFC Life ProGrowth Plus Returns Calculator

HDFC Life ProGrowth Plus Returns Calculator is a ULIP calculator that helps to know the policy details like maturity amount or premium payments. A ULIP plan combines both investment (in Market-Linked Schemes) and life insurance. HDFC Life is one of the industry leaders to offer a multiverse of services under an umbrella. They also offer HDFC Life ProGrowth Plus Returns Calculator to know the policy benefits and components beforehand.

Read more
Best Investment Plans
  • Guaranteed Tax Savings

    Under sec 80C & 10(10D)
  • ₹ 1 Crore

    Invest 10k Per Month*
  • Zero LTCG Tax

    Unlike 10% in Mutual Funds

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Top performing plans with High Returns*

Invest ₹10K/month & Get ₹1 Crore returns*

View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp
We are rated
58.9 million
Registered Consumers
26.4 million

Investment Return Calculator (Power of Compounding)
/ Year
Sensex has given 10% return from 2010 - 2020
View Plans

Why Should You Use HDFC Life ProGrowth Plus Returns Calculator?

The following points further explain why a ULIP investor should use the HDFC Life ProGrowth Plus Returns Calculator:

  • Access to all: Every individual can access HDFC Life ProGrowth Plus Returns Calculator. Anyone can access it by visiting the official website of HDFC Life according to their convenience.
  • Simple to use: This ULIP calculator has easy steps and a clean interface. Within a few clicks, you can find information on your preferred policy.
  • Free access: The calculator is available online free of cost for everyone to use. You can access it any time of the day from across the globe.

How to Use HDFC Life ProGrowth Plus Returns Calculator?

The HDFC Life ProGrowth Plus Returns Calculator is designed in such a way that the user doesn't need an advanced knowledge of finances to use.

The steps required to use this calculator are:

  • Step 1: Visit the official website of HDFC life, click on all plans. Next, under the ULIP section, click on HDFC Life ProGrowth Plus, then click on "calculate premium".
  • Step 2: Now, you have to enter the plan details. First, enter the "sum Assured", then enter "Premium Amount" and "Premium Frequency".
  • Step 3: Select the plan option. Two plan options are available, Life and Extra Life.
  • Step 4: Enter a few details, like name, date of birth, whether you are buying for yourself or not, whether you are an NRI or not, etc.
  • Step 5: Enter fund details.
  • Step 6: Click on "Calculate". 
  • Step 7: Choose the policy term.
  • Step 8: Choose the "Rate of Return", either 8% or 4%.
  • Step 9: Use the slider or click on proceed/submit.

The results will be displayed on the screen. You can also try different combinations of values to choose your suitable policy.

HDFC Life ProGrowth Plus Returns Calculator Example

  • Step 1 – Enter plan details: Sum assured – INR 30,00,000
  • Step 2: Premium amount: Let's enter INR 8,000
  • Step 3: Premium frequency: Let's enter "Monthly". It means you will be paying a premium of INR 8,000 every month.
  • Step 4: Select plan options – Life or Early Life: Let's select "Life."
  • Step 5: Enter the life assured details.
  • Step 6: Under "Fund Details" Let's select "Equity Fund" and enter 100% in "Equity Plus Fund". 
  • Step 7: Click on "Calculate".
  • Step 8: – Policy term: Let's choose 20 Years.
  • Step 9: Use the Slider that is provided. Let's slide it to the end, where it shows maturity to see the maturity amount.
  • Step 10: Total Benefit = INR 33,98,491.

The calculation is done, and the result shows that the maturity amount is INR 33,98,491 and a life cover of 30 Lakhs.

So, you will get Rs 33,98,491 at the end of 20 years by just investing Rs 8,000 monthly for 20 years.

Advantages of HDFC Life ProGrowth Plus Returns Calculator

Some advantages of HDFC Life ProGrowth Plus Returns Calculator are:

  • Calculating the future financial needs: This calculator allows you to calculate the maturity amount of the plan, which helps you decide how much you should invest to meet your needs.
  • Easy to understand: Calculations are simple and fast. Just enter a few details, and you will understand the plan's details, which makes understanding the functioning of the plan simple for ordinary people.
  • Setting up a financial goal: It can help set up your financial goals in life, such as investment goals and life coverage goals to protect your loved ones.

Information Required

  • Coverage amount
  • Premium amount
  • Premium frequency 
  • Plan option (Life or Early life)
  • Basic information about the insured
  • Name, Date of Birth, Gender, Email ID, Mobile Number
  • Fund allocation
  • Policy term
  • Rate of return

Benefits of Buying HDFC Life ProGrowth Plus Plan

Benefits of buying the HDFC Life ProGrowth Plus are:

  • Investments in Market-Linked Schemes: The HDFC Life ProGrowth Plus plan invests your money into equity and debt funds. These market-linked schemes help investors earn better returns than conventional investment instruments such as gold and FDs.
  • Diverse range of funds: This plan provides multiple fund options to choose from. It gives the investor the option of equity fund, balanced fund, and debt fund.
  • Flexibility: This fund asks you to choose the life coverage, i.e. the sum assured. It helps investors to a great extent because every investor has different financial needs.
  • Investing habit: Investing in a ULIP will help you build the practice of investing. Since the interest rates are going down rapidly and inflation is soaring, you must earn better returns to ensure a promising future for you and your family.
  • Family protection: A ULIP plan generates wealth for you and gives your family financial protection in case of a mishap.
  • Financial Goals: You must have a financial goal in your life to retire at a pre-decided age. And ULIPs help you with that. The HDFC Life ProGrowth Plus Returns Calculator estimates the returns on your investment which will help you to plan your retirement better. 
  • Tax Benefits: HDFC Life ProGrowth Plus plan is eligible for income tax deduction under Section 80Cup to INR 1.5 lakh pa. The maturity proceeds of this plan can also be exempt from tax under Section 10(10D). Also, in case of the death of the ULIP investor, the amount received by the family will be exempt from tax u/s 10(10D) of The Income Tax Act 1961.

In Conclusion

The HDFC Life ProGrowth Plus Returns Calculator will help you enormously in your family financial planning. The calculator also allows you to select options like several policy terms, several funds to invest in like equity, balanced, and debt. Every investor and policyholder can use it easily to know certain details.


Grow your wealth & meet your Financial goals

Systematically Invest in high growth plans with returns upto 18%*
View plans
Standard T & C Apply*
HDFC Life ULIP Plans Insurers
HDFC Life ULIP Plans
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Invest more get more
capital guarantee
Investment Calculator
  • One time
  • Monthly
/ Year
Sensex has given 10% return from 2010 - 2020
You invest
You get
View plans

Ulip plans articles

Recent Articles
Popular Articles
Tata AIA ULIP Plan Calculator

07 Feb 2023

A Tata AIA ULIP Plan Calculator is a premium and returns
Read more
Difference between ULIP and Traditional Plans

03 Feb 2023

ULIP or Unit Linked Insurance Plan offers two options to a
Read more
How are ULIPs Surviving in the World of Mutual Funds?

31 Jan 2023

Often, investors get confused while comparing mutual funds with
Read more
How ULIP can build a Good Retirement Corpus

31 Jan 2023

Retirement planning becomes the primary concern of an employee
Read more
ULIP Vs. Fixed Deposit: Which is Better and Why?

31 Jan 2023

A Fixed deposit is the preferred saving option of many as it
Read more
ULIP Calculator
A ULIP calculator is a specifically developed tool which helps the insurance buyers to calculate the premium
Read more
ULIP Fund Returns
ULIP or Unit Linked Insurance plan  provides a combined benefit of investment and life cover. According to the
Read more
7 Things to Know About the Tax Benefits of ULIPs
Nowadays, Unit Linked Insurance Plans, i.e., ULIPs, have evolved as the popular income tax saving investment
Read more
SBI Life Smart Privilege Plan - All You Need to Know About Benefits & Features
One of the most trusted life insurance companies in India, SBI Life has recently come up with a new SBI Life
Read more
11 ULIP Charges You Should Know About
Unit-Linked Insurance plan (ULIP) offers dual benefits of insurance and investment. Unlike traditional insurance
Read more

  • Zero% commission
  • No hidden charges
  • Expert Advice
  • 100% calls recorded
Invest ₹10k/month Get ₹1Cr
Tax free on maturity*
Mobile +91
*T&C Applied.
Download the Policybazaar app
to manage all your insurance needs.