HDFC Mutual Funds Returns Last 5 Years

Top HDFC Mutual Funds Returns Last 5 Years

The top HDFC mutual funds' 5-year returns provide an overview of the best-performing schemes of HDFC mutual funds. Such mutual funds are designed for the various investor objectives, that is, growth to stability, equity, hybrid, and debt funds.

1. HDFC Infrastructure Fund Direct Growth

   This is a sector‑thematic equity scheme that invests predominantly in companies engaged in infrastructure activities. Its objective is long‑term capital appreciation by taking advantage of the growth in India’s infrastructure sector.

   Parameters	Details
   Fund Name	HDFC Infrastructure Fund Direct-Growth
   NAV	₹ 46.62 (as on 31st March, 2026)
   AUM	₹2,417.41 Crs
   Expense Ratio	1.19%
   Return 5 Years	22.54%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st January, 2013
   Asset Allocation	Equity: 95.36%, Others: 2.07%
   Top Sectors	Consumer Discretionary Industrials Energy & Utilities Financial Healthcare Technology Materials
   Top Holdings	Repo ICICI Bank Ltd Larsen & Toubro Ltd HDFC Bank Ltd Kalpataru Power Transmission Ltd J Kumar Infraprojects Ltd Interglobe Aviation Ltd State Bank of India NTPC Ltd Reliance Industries Ltd
   Fund Managers	Srinivasan Ramamurthy Dhruv Muchhal
   Fund Type	Open-ended

2. HDFC Small Cap Fund Regular Growth

   An open‑ended equity scheme that follows a “small‑cap” strategy, i.e., primarily invests in small‑capitalisation companies. This fund is suitable for investors able to tolerate higher volatility for the potential of higher long‑term growth.

   Parameters	Details
   Fund Name	HDFC Small Cap Fund Regular-Growth
   NAV	₹ 118.36 (as on 31st March, 2026)
   AUM	₹37,423.94 Crs
   Expense Ratio	1.57%
   Return 5 Years	17.49%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	3rd April, 2008
   Asset Allocation	Equity: 91.97%, Others: 8.03%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo Firstsource Solutions Ltd eClerx Services Ltd Aster DM Healthcare Ltd Bank Of Baroda Gabriel India Ltd Eris Lifesciences Ltd Fortis Healthcare Ltd Indian Bank Krishna Institute Of Medical Sciences Ltd
   Fund Managers	Chirag Setalvad Dhruv Muchhal
   Fund Type	Open-ended

3. HDFC Mid Cap Fund Regular Growth

   A mid‑cap equity scheme that invests primarily in mid‑sized companies. It aims for capital appreciation over the long term, and is thus more aggressive than large‑cap funds but less extreme than small‑cap funds.

   Parameters	Details
   Fund Name	HDFC Mid Cap Fund Regular-Growth
   NAV	₹ 180.28 (as on 31st March, 2026)
   AUM	₹94,256.90 Crs
   Expense Ratio	1.37%
   Return 5 Years	19.67%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	25th June, 2007
   Asset Allocation	Equity: 94.24%, Others: 5.76%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo Max Financial Services Ltd AU Small Finance Bank Ltd The Federal Bank Ltd Indian Bank Balkrishna Industries Ltd Coforge Ltd Fortis Healthcare Ltd Glenmark Pharmaceuticals Ltd Ipca Laboratories Ltd
   Fund Managers	Chirag Setalvad Dhruv Muchhal
   Fund Type	Open-ended

4. HDFC Focused Fund Regular Growth

    A “focused” equity fund invests in a relatively limited number of stocks rather than a broad diversified list. The objective is long‑term appreciation, with the trade‑off of higher portfolio concentration and associated risk.

   Parameters	Details
   Fund Name	HDFC Focused Fund Regular-Growth
   NAV	₹ 208.55 (as on 31st March, 2026)
   AUM	₹27,136.20 Crs
   Expense Ratio	1.62%
   Return 5 Years	18.65%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	17th September, 2004
   Asset Allocation	Equity: 89.84%, Debt: 0.19%, Others: 8.18%
   Top Sectors	Consumer Discretionary Industrials Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo HDFC Bank Ltd ICICI Bank Ltd Axis Bank Ltd State Bank of India Kotak Mahindra Bank Ltd HCL Technologies Ltd Maruti Suzuki India Ltd Cipla Ltd SBI Life Insurance Company Ltd
   Fund Managers	Roshi Jain Dhruv Muchhal
   Fund Type	Open-ended

5. HDFC Flexi Cap Fund Regular Growth

   This is a flexi‑cap equity scheme that can invest across large-cap, mid‑cap, and small‑cap stocks without being constrained by rigid allocation rules. The objective is long‑term capital appreciation by leveraging flexibility in stock‑size exposure.

   Parameters	Details
   Fund Name	HDFC Flexi Cap Fund Regular-Growth
   NAV	₹ 1,817.59 (as on 31st March, 2026)
   AUM	₹100,455.32 Crs
   Expense Ratio	1.35%
   Return 5 Years	17.9%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st January, 1995
   Asset Allocation	Equity: 90.92%, Debt: 0.51%, Others: 8.56%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo ICICI Bank Ltd HDFC Bank Ltd Axis Bank Ltd State Bank of India SBI Life Insurance Company Ltd Kotak Mahindra Bank Ltd Maruti Suzuki India Ltd Cipla Ltd HCL Technologies Ltd
   Fund Managers	Roshi Jain Dhruv Muchhal
   Fund Type	Open-ended

6. HDFC ELSS Tax Saver Fund Regular Growth

   An ELSS that offers the dual benefit of tax‑saving under Section 80C and equity market exposure. It has a minimum lock‑in of 3 years and seeks wealth creation via predominantly equity investments.

   Parameters	Details
   Fund Name	HDFC ELSS Tax Saver Fund Regular-Growth
   NAV	₹ 1,252.90 (as on 31st March, 2026)
   AUM	₹16,618.14 Crs
   Expense Ratio	1.72%
   Return 5 Years	16.47%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹500
   Risk Level	Principal at very high risk
   Launch Date	31st March, 1996
   Asset Allocation	Equity: 98.3%, Debt: 0.31%, Others: 1.39%
   Top Sectors	Industrials Consumer Staples Energy & Utilities Financial Healthcare Materials Real Estate Technology Consumer Discretionary
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Axis Bank Ltd Repo SBI Life Insurance Company Ltd Maruti Suzuki India Ltd Cipla Ltd State Bank of India Kotak Mahindra Bank Ltd Bharti Airtel Ltd
   Fund Managers	Roshi Jain Dhruv Muchhal
   Fund Type	Open-ended

7. HDFC Retirement Savings Fund Equity Plan Regular Growth

   A retirement‑oriented equity scheme that invests primarily in equity instruments to help investors meet long‑term retirement goals. It is suitable for investors with a long horizon and willing to assume higher risk.

   Parameters	Details
   Fund Name	HDFC Retirement Savings Fund - Equity Plan Regular-Growth
   NAV	₹ 44.72 (as on 31st March, 2026)
   AUM	₹6,987.38 Crs
   Expense Ratio	1.78%
   Return 5 Years	14.83%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	25th February, 2016
   Asset Allocation	Equity: 95.31%, Others: 4.13%
   Top Sectors	Real Estate Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Technology
   Top Holdings	Repo HDFC Bank Ltd ICICI Bank Ltd Axis Bank Ltd Reliance Industries Ltd Infosys Ltd Maruti Suzuki India Ltd State Bank of India Kotak Mahindra Bank Ltd Bharti Airtel Ltd
   Fund Managers	Arun Agarwal Nandita Menezes Shobhit Mehrotra Srinivasan Ramamurthy Dhruv Muchhal
   Fund Type	Open-ended

8. HDFC Balanced Advantage Fund Regular Growth

   A hybrid “balanced advantage” fund that dynamically allocates across equity and debt depending on market valuations. It aims to provide long‑term capital appreciation along with some income.

   Parameters	Details
   Fund Name	HDFC Balanced Advantage Fund Regular-Growth
   NAV	₹ 483.49 (as on 31st March, 2026)
   AUM	₹107,589.67 Crs
   Expense Ratio	1.36%
   Return 5 Years	15.43%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	11th September, 2000
   Asset Allocation	Equity: 69.46%, Debt: 25.76%, Others: 3.24%
   Top Sectors	Real Estate Technology Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials
   Top Holdings	HDFC Bank Ltd Cash Margin ICICI Bank Ltd Reliance Industries Ltd State Bank of India Bharti Airtel Ltd Repo Reverse Repo Infosys Ltd Larsen & Toubro Ltd
   Fund Managers	Anil Bamboli Gopal Agrawal Arun Agarwal Srinivasan Ramamurthy Dhruv Muchhal Nandita Menezes
   Fund Type	Open-ended

9. HDFC Large Cap Fund Direct Growth

   A large‑cap equity scheme that invests primarily in well‑established large‑market‑capitalisation companies. (General fund type; specific objective details are broadly as per the large‑cap class).

   Parameters	Details
   Fund Name	HDFC Large Cap Fund Direct-Growth
   NAV	₹ 1,107.29 (as on 31st March, 2026)
   AUM	₹40,085.19 Crs
   Expense Ratio	1.03%
   Return 5 Years	12.82%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹100
   Risk Level	Principal at very high risk
   Launch Date	1st January, 2013
   Asset Allocation	Equity: 98.55%, Debt: 0.48%, Others: 0.97%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Bharti Airtel Ltd Reliance Industries Ltd Kotak Mahindra Bank Ltd Titan Company Ltd Repo NTPC Ltd Axis Bank Ltd Infosys Ltd
   Fund Managers	Rahul Baijal Dhruv Muchhal
   Fund Type	Open-ended

10. HDFC Large and Mid Cap Fund Direct Growth

    This scheme invests in a mix of large and mid‑cap companies, thereby offering diversification across these segments and aiming for growth from both established and growing businesses.

    Parameters	Details
    Fund Name	HDFC Large and Mid Cap Fund Direct- Growth
    NAV	₹ 316.55 (as on 31st March, 2026)
    AUM	₹28,580.03 Crs
    Expense Ratio	0.88%
    Return 5 Years	16.31%
    Minimum Investment	SIP ₹1000 & Lumpsum ₹100
    Risk Level	Principal at very high risk
    Launch Date	1st January, 2013
    Asset Allocation	Equity: 98.9%, Others: 0.76%
    Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
    Top Holdings	HDFC Bank Ltd ICICI Bank Ltd Bharti Airtel Ltd Axis Bank Ltd Infosys Ltd State Bank of India Fortis Healthcare Ltd Max Financial Services Ltd Mphasis Ltd Repo
    Fund Managers	Gopal Agrawal Dhruv Muchhal
    Fund Type	Open-ended

Benefits of HDFC Mutual Fund Returns Last 5 Years 

Here are some well‑founded benefits of investing in HDFC Asset Management Company’s mutual funds for a 5‑year horizon:

1. Long-Term Growth Potential

   HDFC mutual funds offer the opportunity to grow your wealth steadily over time. By maintaining a disciplined investment option, investors can benefit from market growth trends and aim for substantial capital appreciation.

2. Diversification and risk mitigation

   HDFC Bank also highlights that mutual funds spread your money across multiple stocks, sectors, and asset classes, reducing concentration risk and smoothing the ride over market cycles.

3. Potential for higher returns over 5+ years

   Investment‑analysis sites show that several HDFC funds have delivered annualised returns of over ~20–30% for the past 5 years. This suggests that staying invested for 5 years or more can allow you to capture growth phases.

4. Tax benefits & cost efficiency

   Long‑term equity investments come with favourable tax treatment, and the mutual‑fund model allows you to access professional management with lower individual costs than direct stock investing.

Wrapping Up 

HDFC Mutual Fund returns Last 5 Years show wealth creation across equity, hybrid, and debt funds. With diversified portfolios and professional management, investors can tap into various market segments. Investing through a SIP adds the benefit of disciplined investing and rupee-cost averaging, helping grow wealth steadily. By choosing funds aligned with their goals, risk tolerance, and investment horizon, investors can effectively build a growing portfolio.