Can I activate Post Office Mobile Banking without visiting the branch?

You can activate it via the IPPB mobile app or request doorstep banking services if available.

Is there any charge for activating mobile banking in the post office?

No, activation is free of cost. However, depending on your mobile operator, standard SMS charges may apply during the OTP process.

Can I activate Post Office mobile banking online?

You can activate Post Office mobile banking online by downloading the IPPB app and registering with your registered mobile number. Once verified, you can use mobile banking without visiting the post office.

How to Activate Post Office Mobile Banking

Post Office Mobile Banking offers a convenient way for customers to access and manage their accounts. From checking balances to transferring funds, it enables smooth and secure digital transactions through the Indian Post Office app.

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Methods to Activate Post Office Mobile Banking

There are three key methods to activate mobile banking services for your Post Office Savings Account. Each method requires your account to be linked with your registered mobile number and active at your nearest post office branch.

Activation via IPPB Mobile App or Net Banking

The IPPB mobile app or Post Office internet banking is the most convenient way to activate mobile banking. Follow the steps below to get started:
- Step 1: Download the IPPB App: Login to the post office internet banking or go to the Play Store or App Store, search for IPPB Mobile Banking, and install the app.
- Step 2: Register Your Mobile Number: Enter your registered mobile number, and verify it using the OTP sent to you.
- Step 3: Set Your MPIN: Create a 4-digit MPIN to securely log in and complete transactions.
- Step 4: Link Your Post Office Savings Account: It will show automatically if your account is already linked. If not, visit the post office to link it.
- Step 5: Start Using Mobile Banking: Once activated, you can check your balance, transfer money, pay bills, and more.
Activation via Post Office Branch

If you prefer offline support, follow the steps below to activate mobile banking:
- Step 1: Visit Your Home Post Office: Carry your passbook, Aadhaar, and registered mobile number.
- Step 2: Request the Activation Form: Ask for the IPPB mobile banking activation form and fill it out.
- Step 3: Submit the Form with ID Proof: Hand over the completed form and your ID proof.
- Step 4: Receive Confirmation SMS: Once your request is processed, you’ll get an SMS confirmation.
- Step 5: Download the IPPB App & Log In: Install the IPPB app and complete setup using your mobile number and OTP as explained earlier.
Doorstep Banking Activation

IPPB offers a unique feature called doorstep banking. You can request mobile banking activation directly from your home.
- Step 1: Call IPPB Customer Care or Use the App/Website: Dial 155299 or place a doorstep request through the IPPB mobile app or official website.
- Step 2: Postman/Gramin Dak Sevak Visit: A certified agent will visit your registered address.
- Step 3: Provide Documents: Share the required documents for KYC and mobile banking registration during the visit.
- Step 4: Receive Confirmation and Set MPIN: Once activated, download the IPPB app, complete registration, and set your MPIN to start using mobile banking services.

Key Takeaways

When using mobile banking, ensure your mobile number is linked to your Post Office and IPPB accounts. If not already done, open Post Office Savings Account first. Linking may take 2 to 3 working days. If you face issues linking your account or prefer in-person help, visit your nearest post office. Doorstep banking is also available, especially useful for rural areas and senior citizens. With mobile banking, you can easily check your balance, transfer funds, pay bills, and manage your account anytime from your phone.

FAQs

Can I activate Post Office Mobile Banking without visiting the branch?

You can activate it via the IPPB mobile app or request doorstep banking services if available.
Is there any charge for activating mobile banking in the post office?

No, activation is free of cost. However, depending on your mobile operator, standard SMS charges may apply during the OTP process.
Can I activate Post Office mobile banking online?

You can activate Post Office mobile banking online by downloading the IPPB app and registering with your registered mobile number. Once verified, you can use mobile banking without visiting the post office.

˜Top plans are based on annualized premium, for bookings made through https://www.policybazaar.com in FY 25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Past 10 Years' annualised returns as on 01-08-2025

^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

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