The IPPB mobile banking app offers a secure, simple, and convenient way to manage your finances on the go. Designed for both new and existing customers, it allows account access, fund transfers, bill payments, and government scheme participation directly from your smartphone. With 24/7 availability, banking is now faster, safer, and more accessible than ever.
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Investment Plans
Generate wealthEarn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^On premiums (under 80C) and on maturity (under
10(10D))
The IPPB Mobile Banking App offers a wide range of benefits that enhance the overall banking experience for both new and existing customers. Some of the key advantages include:
Convenience and Accessibility: Access your account and perform transactions at any time, from anywhere.
Security: Advanced authentication methods such as MPIN and OTP ensure that your account and transactions are protected.
Efficiency: Routine banking activities, including fund transfers, bill payments, and recharges, can be completed within minutes.
Seamless Account Management: Manage your linked Post Office Savings Accounts, request statements, and track transactions directly from the app.
Digital Payments Integration: Support for BHIM UPI allows instant money transfers across banks without additional setups.
Ease for New Customers: Open a DigiSmart Savings Account entirely through the app without visiting a branch.
Features That Make Banking Simpler
The IPPB Mobile Banking App is packed with features designed to enhance user convenience and make banking simpler:
Account Balance Enquiry: Instantly check your account balance anytime, anywhere using the IPPB Mobile Banking App without visiting a branch.
Request Account Statement: View, download, and save detailed transaction histories for any period directly through the mobile app.
Fund Transfers: Seamlessly transfer money between your IPPB accounts or to other bank accounts using secure UPI payments.
Payments Towards DoP Products: Make timely contributions to Post Office Savings Schemes such as PPF, SSY, RD, and Lard accounts.
Utility Bill Payments and Recharges: Pay electricity, water, gas, and other essential utility bills, and recharge prepaid mobile or DTH services quickly.
Sweep-in and Sweep-out Facility: Efficiently manage funds between your linked Post Office Savings Accounts, optimising liquidity and account balance management.
How to Download IPPB Mobile Banking App on Android?
Downloading and setting up the IPPB Mobile Banking App on an Android device is a straightforward process. Below is a step-by-step guide to downloading from the Google Play Store:
Open the Google Play Store on your Android device.
Search for the IPPB Mobile Banking App in the search bar.
Click on the app from the search results and tap Install.
Once installed, open the app and follow the on-screen instructions to activate banking services.
Device Compatibility and Requirements
The IPPB Mobile Banking App is compatible with most Android smartphones running Android version 5.0 and above. A stable internet connection is recommended to ensure smooth operation and uninterrupted transactions.
Registration for New Customers
To register as a new customer, please follow the steps outlined below:
Provide your personal details as requested and verify your mobile number.
Set up your MPIN for secure login and transaction authentication.
Registration for Existing Customers
To register as an existing customer, please follow the steps outlined below:
Enter your Account Number, Customer ID (CIF), Date of Birth, and Registered Mobile Number.
An OTP will be sent to your registered mobile number for verification.
Set your MPIN and enter the OTP to complete registration.
Once registered, users can access a wide range of banking services instantly.
How to Download IPPB Mobile Banking App on iOS
The IPPB Mobile Banking App is also available for iOS users, offering the same features and convenience as on Android. Here is a step-by-step guide to download from the Apple App Store:
Open the Apple App Store on your iPhone or iPad.
Search for IPPB Mobile Banking App.
Tap Get to download and install the app.
Open the app and follow the on-screen instructions to activate banking services.
Device Compatibility and Requirements
The app is compatible with iOS devices running iOS version 11.0 or later. A stable Wi-Fi or mobile data connection ensures optimal performance of the app’s services.
Registration Process
The registration process for new and existing customers on iOS mirrors that of Android users. New customers can open a DigiSmart Savings Account directly through the app, while existing customers can register by providing account details, verifying OTP, and setting up an MPIN.
Facilities Available Through IPPB Mobile Banking
IPPB Mobile Banking offers a comprehensive set of services that cater to the financial needs of both new and existing customers. Key facilities include:
Account Statement Requests: Request mini statements or detailed account statements anytime.
Fund Transfers: Transfer funds within IPPB accounts or to other bank accounts using UPI.
Utility Bill Payments: Pay water, electricity, and other utility bills conveniently.
Mobile and DTH Recharge: Recharge prepaid mobile connections and DTH services effortlessly.
Post Office Savings Scheme Payments: Make payments towards eligible schemes like PPF, SCSS, RD, and Life Insurance.
UPI Money Transfers: Send and receive funds instantly using BHIM UPI.
Linked POSA Management: Use sweep-in and sweep-out features to manage linked Post Office Savings Accounts effectively.
Key Takeaways
The IPPB Mobile Banking App offers a secure, convenient, and efficient solution for modern banking. It enables quick fund transfers, bill payments, account management, and participation in government schemes, all from a user-friendly platform. Whether opening a DigiSmart Savings Account or managing an existing one, the app ensures smooth, reliable, and safe banking anytime, anywhere. Download the app today to experience hassle-free digital banking.
FAQs
Who can use the IPPB Mobile Banking App?
Both new and existing IPPB customers can use the app to access banking services and manage their accounts.
How do I open a DigiSmart Savings Account through the app?
Download the app, follow the on-screen instructions for new customers, provide the required personal details, and verify your mobile number to open the account.
Is the IPPB Mobile Banking App secure for transactions?
Yes, the app uses modern security protocols, OTP verification, and MPIN setup to ensure safe and secure transactions.
Can I pay utility bills using the app?
Yes, the app supports payment of water, electricity, and other utility bills, as well as mobile and DTH recharges.
Is the app available for both Android and iOS devices?
Yes, the IPPB Mobile Banking App is available on the Google Play Store for Android devices and on the Apple App Store for iOS devices.
Can I transfer funds to other bank accounts using the app?
Yes, the app supports fund transfers within IPPB accounts and to other bank accounts via BHIM UPI.
˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.
Past 10 Years' annualised returns as on 01-11-2025
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan.
Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).
Generate wealth Earn 1 Cr# in maturity with Zero LTCG tax¶
Double tax savings^ On premiums (under 80C) and on maturity (under 10(10D))
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