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Axis Bank Prestige Savings Account
Axis Bank Prestige Savings Account is a premium savings account for customers looking for higher transaction limits, debit card benefits and extra banking services. It provides the facility of digital banking, cashback benefits and access to various banking products, subject to the bank’s eligibility criteria.
Guaranteed Returns
Includes Life Cover
Completely Tax Free+
3 Benefits, 1 Plan
Maximum returns offered by:
7.4%*
(Tax-Free)
Guaranteed Plan
(By Insurance companies)4.6%*
(After Tax)
Fixed Deposit
(Offered by Banks)4.0%*
Savings Account
(Post Office)We are rated++
13.2 Crore
Registered Consumer
53
Insurance Partners
6.29 Crore
Policies Sold
Get Guaranteed returns up to 7.4%*
Fully Tax-Free, Life Cover Included
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Savings Account in India 2026
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Axis Bank Savings Account
- Axis Bank Prestige Savings Account
What is the Axis Bank Prestige Savings Account?
The Axis Bank Prestige Savings Account is a value-added savings account in India that offers customers everyday banking services as well as an Axis Bank Prestige Debit Card and digital banking services. Customers will be able to enjoy internet banking, mobile banking, fund transfers and other banking services while maintaining the necessary balance. This makes it one of the best savings account options to use in daily banking.
Features and Benefits of the Axis Bank Prestige Savings Account
The Prestige Savings Account offers banking features intended for customers with higher banking requirements.
- Daily ATM withdrawal limit of up to ₹1 lakh and shopping limit of up to ₹5 lakh with the eligible Prestige Debit Card.
- Cashback offers on eligible fuel, shopping and travel transactions using the Prestige Debit Card.
- Up to 30 free ATM transactions per month at Axis Bank and other bank ATMs.
- Unlimited online NEFT, RTGS and IMPS transactions.
- Complimentary cheque books, demand drafts and pay orders, subject to applicable terms.
- Dining and entertainment via partner eligible platforms.
- Access to more than 250 banking services such as fixed deposit, recurring deposit, loan, and insurance products.
- Mobile App & Internet Banking available round the clock.
Eligibility Criteria and Documents Required
The eligibility criteria outlined by Axis Bank should include Resident individuals (singly or jointly) and Hindu Undivided Families (HUFs). You also need to keep at least ₹75,000 in the Savings Account or fulfil the bank's relationship value requirements. Documents include:
- Valid KYC documents, including PAN or Form 60, as applicable.
- Proof of identity and address.
- Passport-size photograph.
How to Open the Axis Bank Prestige Savings Account
The account can be opened in the following way:
- Visit the Axis Bank website or your nearest Axis Bank branch.
- Choose the Prestige Savings Account.
- Fill in the application form with necessary information.
- Provide required paperwork and verification of KYC.
- Make the necessary cash deposit (if required).
- Once they are successfully verified, the bank account is activated, and banking services are available.
Fees and Charges for the Prestige Savings Account
Customers should refer to the latest Schedule of Charges on the official Axis Bank website, as fees may be revised from time to time.
| Particulars | Details |
| Average Monthly Balance | ₹75,000 (or alternative eligibility criteria) |
| ATM withdrawal limit | Up to ₹1 lakh per day |
| Shopping limit | Up to ₹5 lakh per day |
| Debit Card annual fee | As per the latest Schedule of Charges |
| Online NEFT/RTGS/IMPS | Free |
FAQs
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Is the Prestige Savings Account an Axis Bank Zero Balance Account?
No. Unlike an Axis Bank Zero Balance Account, the Prestige Savings Account requires customers to maintain the applicable Average Monthly Balance and satisfy the relationship value criteria specified by the bank. -
How can I perform an Axis Bank Balance Check?
Customers can complete an Axis Bank Balance Check through the Axis Mobile App, Internet Banking, WhatsApp Banking, ATM or by visiting a branch. -
How can I check my Axis Bank Mini Statement?
You can view your Axis Bank mini statement on the Axis Mobile application, an Axis Bank ATM, or your closest bank branch. It provides you with your recent account transaction information. -
Can I open an Axis Bank Prestige Savings Account online?
Yes. The Axis Bank Prestige Savings Account can be opened online through the official website of Axis Bank. You can also go to the nearest bank branch to know more about Axis Bank Savings Account.
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ICICI Bank savings account interest calculator helps estimate˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
* Applicable for Titanium variant of Max Life Smart Fixed-return Digital (Premium payment of 5 years, Policy term of 10 years) and a healthy male of 18 years old paying Rs. 30,000/- monthly (exclusive of all applicable taxes)
** Fixed deposit rate applicable for 5 year's 1 day to
10 years for investment amount less< 2 Crore ( Not for senior citizens).
*** PPF interest rate applicable for 15 years
for investment amount upto 1.5 Lac
+ Trad plans with a premium above 5 lakhs
would be taxed as per applicable tax slabs post 31st march 2023
#Discount offered by insurance company
##The Guaranteed Returns are dependent on the policy term and premium term availed along with other variable factors. 7.4% rate of return is for an 18-year-old, healthy male for a policy term of 20 years and a premium term of 10 years with ₹5,00,000 annually installment premium. All plans listed here are from insurance companies’ funds.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ