20000 SIP for 5 years

Example for 20000 SIP for 5 years

• Monthly Investment: ₹20000

• Duration: 5 years

• Investment Categories: Small Cap (16%), Mid Cap (14%), Large Cap (12%)

SIP Investment Breakdown by Fund Type

Small Cap Investment (16% Annual Return)

Using the SIP calculator and assuming return of 16% (annually). We will get:

1. Monthly SIP:

   • Monthly Investment: ₹20000

   • Duration: 5 years

   • Expected Annual Rate of Return: 16%

   • Fund Type: Small Cap

   • Total Investment: ₹12 L

   • Total Returns: ₹5.9 L

   • Total Corpus: ₹17.9 L

2. Yearly SIP:

   If you invest 2.4 L yearly for 5 years , you will get:

   • Yearly Investment: ₹2.4 L

   • Duration: 5 years

   • Expected Annual Rate of Return: 16%

   • Fund Type: Small Cap

   • Total Investment: ₹12 L

   • Total Returns: ₹7.15 L

   • Total Corpus: ₹19.15 L

3. Lumpsum Investment:

   • Lumpsum Investment = ₹12 L

   • Duration: 5 years

   • Expected Annual Rate of Return: 16%

   • Fund Type: Small Cap

   • Total Investment: ₹12 L

   • Total Returns: ₹13.2 L

   • Total Corpus: ₹25.2 L

Mid-Cap Investment (14% Annual Return)

Using the SIP calculator and assuming return of 14% (annually). We will get:

1. Monthly SIP:

   • Monthly Investment: ₹20000

   • Duration: 5 years

   • Expected Annual Rate of Return: 14%

   • Fund Type: Mid Cap

   • Total Investment: ₹12 L

   • Total Returns: ₹5.04 L

   • Total Corpus: ₹17.04 L

2. Yearly SIP:

   If you invest 2.4 L lumpsum for 5 years , you will get:

   • Yearly Investment: ₹2.4 L

   • Duration: 5 years

   • Expected Annual Rate of Return: 14%

   • Fund Type: Mid Cap

   • Total Investment: ₹12 L

   • Total Returns: ₹6.09 L

   • Total Corpus: ₹18.09 L

3. Lumpsum Investment:

   • Total Investment = ₹12 L

   • Duration: 5 years

   • Expected Annual Rate of Return: 14%

   • Fund Type: Mid Cap

   • Total Investment: ₹12 L

   • Total Returns: ₹11.1 L

   • Total Corpus: ₹23.1 L

Large Cap Investment (12% Annual Return)

Using the SIP calculator and assuming return of 12% (annually). We will get:

1. Monthly SIP:

   • Monthly: ₹20000

   • Duration: 5 years

   • Expected Annual Rate of Return: 12%

   • Fund Type: Large Cap

   • Investment: ₹12 L

   • Returns: ₹4.22 L

   • Total Corpus: ₹16.22 L

2. Yearly SIP:

   If you invest 2.4 L lumpsum for 5 years , you will get:

   • Investment: ₹12 L

   • Duration: 5 years

   • Expected Annual Rate of Return: 12%

   • Fund Type: Large Cap

   • Total Investment: ₹12 L

   • Returns: ₹5.08 L

   • Total Corpus: ₹17.08 L

3. Lumpsum Investment:

   • Total Investment = ₹12 L

   • Duration: 5 years

   • Expected Annual Rate of Return: 12%

   • Fund Type: Large Cap

   • Total Investment: ₹12 L

   • Total Returns: ₹9.15 L

   • Total Corpus: ₹21.15 L