How to Make 1 Crore in 10 Years by SIP

Every investor sets some financial objectives to meet the need for future expenses. Wealth creation has also become a financial objective that every investor wishes to achieve. Therefore, the target of earning 1 crore in 10 years has become a popular financial goal for an individual. Now, the question arises, how to make 1 crore in 10 years? Well, the target is achievable. However, the investor needs to switch to a better alternative to meet the target.

Read more
Best Investment Plans
  • Guaranteed Tax Savings

    Under sec 80C & 10(10D)
  • ₹ 1 Crore

    Invest 10k Per Month*
  • Zero LTCG Tax

    Unlike 10% in Mutual Funds

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply

Top Performing SIP's with Zero Commission
Invest ₹10k/month & Get Rs 1 Cr Tax free*
+91
View Plans
Please wait. We Are Processing..
Plans available only for people of Indian origin By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company Tax benefit is subject to changes in tax laws
Get Updates on WhatsApp
We are rated
rating
58.9 million
Registered Consumers
51
Insurance
Partners
26.4 million
Policies
Sold

Systematic Investment Plan (SIP) For 1 Crore

A Systematic Investment Plan (SIP) for 1 crore in 10 years is the preferable route to achieve the target. SIP investment for 1 crore in 10 years is a perfect route offered by a Mutual fund in which an investor may invest a certain amount at regular intervals. It might be once a month or once a quarter. SIP for 1 crore in 10 years is one of the best plans for an investor to enter the world of Mutual funds. It is evident that 10 years is a long-term period, meaning an investor should start investing at an early stage to maximize the returns before retirement. The investor should enter with the apparent motive of long-term planning to achieve the objective.

In order to achieve the target, an investor must choose SIP for 1 crore in 10 years plan. It is advised to use SIP calculator online tool to analyze the SIP returns according to your investment amount. Further, an individual needs the following things before investing in SIP for 1 crore in 10 years.

  1. Fund Category

    An investor must choose the mutual fund category for investment purposes. Multiple categories are available, which may take to different routes. Hence, it is essential to select the correct category.

  2. Scheme

    A category comprises several schemes. Therefore, the scheme must be chosen by the investor to make the investment in SIP for 1 crore in 10 years.

  3. Potential Investment

    An investor must have an idea of how much he can invest every month to achieve the target. The investment depends on the basic income an individual earns monthly. So, an investor should decide the amount to invest upon analyzing the income and expenses.

  4. Risk Appetite

    Risk appetite is the most critical factor an individual should be aware of. The individual should clearly understand his risk appetite and how much risk he can take to achieve a specific target. Investments are subject to market risk. Some plans offer low risk, while other plans involve high risk. Hence, without knowing risk appetite, an individual should not invest in any investment plan.

Mutual Fund Category to Make 1 Crore in 10 Years by SIP

An individual may not have a surplus amount, such as a lakh, to invest at once. One crore is a significant amount, and if one wishes to achieve it in ten years, he must invest in equity mutual funds. It would be an ideal choice for an investor to make 1 crore in 10 years. Equity is a wise asset that is known for long-term planning and can generate considerable returns in a short span of time. Equity is considered a powerful financial instrument and better than bonds or debts for investment purposes. The equity market is highly volatile, which can work in your favor in order to make 1 crore in 10 years. However, the equity market is also associated with risks. So, it is advisable for an investor to spread the portfolio among various assets which come under safer classes. To get the better idea of SIP plans, it is suggested to study the best SIP plans in the market before investing.

Schemes under the Equity Mutual Funds Category

The second crucial step for how to make 1 crore in 10 years by SIP is the selection of an appropriate scheme provided under equity mutual funds categories. This category comprises various schemes such as Index Funds, Flexi-cap Funds, Small Cap Fund, Large Cap Fund, and Equity oriented Hybrid funds. The investor may choose to invest in all schemes by spreading the investments. However, it is at the investor's discretion to choose one of all the schemes to make 1 crore in 10 years.

Monthly Investment to Make 1 Crore in 10 Years

In order to make 1 crore in 10 years, here are the following amount one needs to invest.

  • An individual can invest INR 38,050 to get 15% annual interest. Hence, in 10 years, the amount will be INR 1,0,09,124, and the investor will achieve the target of making 1 crore in 10 years.

  • Similarly, the investor may invest INR 40,200 to get a 14% annual return to make a sum of INR 1,00,18,755 in the span of 10 years.

  • The investor can invest INR 42,400 to get an annual interest of 13% to make INR 1,00,17,070 in 10 years.

  • In addition, to make 1 crore in 10 years, an investor may further invest INR 44,900 and INR 47,100 to earn 12 and 11 percent annual interest to generate an income of INR 1,00,61,262 and INR 1,00,04,557, respectively.

Determination of Risk Appetite

An investor must determine his risk appetite to make 1 crore in 10 years. The SEBI has mandated the fund houses to categorize risk on the parameters such as moderate, moderately high, high, and very high. The individual may decide the risk parameters and invest to earn 1 crore in 10 years.

Conclusion

An investor should be disciplined towards investing money on a regular basis. The investment may bring considerable returns in the span of 10 years, and an investor can achieve the target of making one crore.

FAQ's

  • Is it possible to build a large corpus via SIPs?

    Yes, an investor may make a corpus of INR 1 crore in the span of 10 years if he is disciplined and can measure risk factors involved in the categories of mutual funds.
  • What is SIP for 1 crore in 10 years?

    SIP for 1 crore in 10 years is a route offered by Mutual Funds where an investor may invest and earns a good return over a period of time.
  • What are the types of risks involved in Mutual Funds?

    The risks under mutual funds can be categorized as moderate, moderately high, high, and very high.
Invest in SIP plans
starting ₹1,000/month

and Grow your wealth to meet
to your financial goals

View plans
Standard T & C Apply*
Smart Investment Pack
100% Capital Guarantee
100% Capital Guarantee
SIP Calculator
  • SIP
  • Lumpsum

Monthly Investment

₹500 ₹1L
Enter Monthly Investment

Total Investment

₹500 ₹10L
Enter Total Investment

Expected Rate of Return (Yearly)

1% 20%
Expected Rate of Return (Yearly)

Time Period

1 Year 30 Years
Enter Time Period
Total Investment
Interest Earned
Maturity Amount

SIP plans articles

Recent Articles
Popular Articles
Top SIP Investment Mistakes You Must Avoid

30 Mar 2023

SIP or Systematic Investment Plan is a popular mode of
Read more
Bajaj Allianz SIP

08 Feb 2023

Bajaj Allianz SIP is a great investment plan for an employee
Read more
Kotak SIP Plan

06 Feb 2023

Kotak SIP plan is one of the best ways for new investors to make
Read more
Tata AIA SIP Plan

06 Feb 2023

Tata SIP (Systematic Investment Plan) plan is an efficient way
Read more
Index Fund SIP Calculator

06 Feb 2023

Various investors may not be fully aware that SIP (Systematic
Read more
Best SIP Plans to Invest for 5 Years Investment 2023
SIPs make a great way of investing in mutual funds. It is an excellent investment method to accomplish your short
Read more
Best SIP Plans for 15 Years
Systematic Investment Plans are the new emerging investment options in India gaining huge popularity these days
Read more
SIP Plans for 1,000 Investment Per Month
SIPs are an excellent way for people on a budget to invest in market-linked markets and enjoy high returns. These
Read more
Best SIP to Invest for 10 Years
The Systematic Investment Plan or SIP allows you to choose a mutual fund plan and invest a fixed amount
Read more
Best SIP for Long Term
Under a SIP, you invest a small sum of money at regular intervals in your selected mutual fund scheme. Investment
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL