Best SIP for Long Term

Under a SIP, you invest a small sum of money at regular intervals in your selected mutual fund scheme. Investment is made mostly in equity-based mutual fund schemes. Many SIP schemes let you save money for a long-term period. This way, you end up saving a lot of money by making small periodic investments.

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Best SIPs for Long Term

Some of the best SIP schemes in India for long-term investment are listed below.

  1. Best Large-Cap Funds for Long Term SIPs

    • Axis Bluechip Fund - Growth: The fund’s objective is to achieve long-term capital growth by investing in a mixed portfolio that consists of equity and its related securities of large-cap or bluechip companies.

      • The fund’s risk profile is moderately high.

      • The NAV of the fund is Rs 48.44, as of November 15th, 2021.

      • The fund charges no entry load.

      • The minimum limit for SIP investment is Rs 500.

      • CAGR since inception is 14.2%.

    • Canara Robeco Bluechip Equity Fund - Growth: The fund aims to multiply capital by investing in large market capitalization companies.

      • This is an open-ended large-cap equity fund.

      • The fund is moderately risky.

      • The NAV of the fund is Rs 43.32, as of November 15th, 2021.

      • The fund does not charge any Entry Load.

      • The minimum limit for SIP investment is Rs 1000.

      • Annualized Returns since inception is 13.9%.

  2. Best Mid-Cap Funds for Long Term SIPs

    • Axis Mid-Cap Fund - Growth: Fund’s objective is to achieve long-term capital appreciation by investing in equity and equity-related instruments of mid-size companies. The main focus would be on investing in large companies in this category.

      • This is an open-ended mid-cap equity fund.

      • The fund has a moderately high-risk profile.

      • The NAV of the fund is Rs 73.07, as of November 15th, 2021.

      • The fund does not charge any entry load.

      • The minimum limit for SIP investment is Rs 500.

      • CAGR since inception is 20.3%.

    • PGIM India Mid-Cap Opportunities Fund - Growth: The fund aims to achieve long-term capital appreciation by investing in equity and equity-related mid-cap instruments of mid-cap companies.

      • This is an open-ended mid-cap equity fund.

      • The fund is categorized as highly risky.

      • NAV of the fund is Rs 45.2, as of November 15th, 2021.

      • No entry load is charged.

      • The minimum SIP investment limit is Rs 1000.

      • CAGR since inception is 20.9%

  3. Best Small-Cap Funds for Long Term SIPs

    • Kotak Small-Cap Fund- Growth: The fund’s investment objective is to have capital growth from a diversified portfolio of equity and related securities.

      • This is an open-ended small-cap equity fund.

      • The fund’s risk profile is moderately high.

      • Fund’s NAV as of November 15th, 2021, is Rs 171.005.

      • No entry load is charged.

      • The minimum limit for SIP investment is Rs 1000.

      • CAGR since inception is 18.5%.

    • SBI Small-Cap Fund - Growth: The scheme seeks to generate income and long-term capital growth by investing in a portfolio of equity and related securities of small and mid-cap companies.

      • This is an open-ended small-cap equity fund.

      • The fund is rated moderately risky on the risk meter.

      • NAV for the fund as of November 15th, 2021, is Rs 108.09.

      • The fund does not charge any entry load.

      • The minimum SIP investment limit is Rs 500.

      • CAGR since inception of the fund is 21.6%.

  4. Best Diversified Funds for Long Term SIPs

    • Parag Parikh Long Term Equity Fund - Growth: The fund aims to generate long-term capital growth from a promptly managed portfolio consisting mainly of equity and equity-related investment securities.

      • The fund is an open-ended multi-cap equity fund.

      • The fund has a risk factor of moderately high.

      • NAV for the fund as of November 15th, 2021, is Rs 52.22.

      • The fund does not charge any entry load.

      • The minimum SIP investment limit is Rs 1000.

      • CAGR for the fund since inception is 21.5%.

    • UTI Equity Fund - Growth: This fund aims at investing in a portfolio of equity and equity-related securities as well as fixed-income securities to generate regular income along with capital appreciation.

      • This is an open-ended hybrid equity fund.

      • This fund has a risk factor of moderately high.

      • NAV for the fund as of November 15th, 2021, is Rs 258.736.

      • The fund charges no entry load.

      • The minimum SIP investment limit is Rs 500.

      • CAGR since inception is 15.4%.

  5. Best Sector Fund for Long Term SIPs

    • IDFC Infrastructure Fund - Growth: The fund’s objective is to generate long-term capital growth through an active diversified portfolio of equity and equity-related instruments of companies that are participating in and benefiting from growth in Indian infrastructure and related infrastructural activities. 

      • The fund is an open-ended sectoral equity fund.

      • The risk factor of the fund is high.

      • NAV of the fund as of November 15th, 2021, is Rs 25.56.

      • The fund charges no entry load.

      • Minimum investment in SIP has a limit of Rs 100.

      • Fund’s CAGR since inception is 9.2%.

In Conclusion

Before investing in a SIP scheme, you must be aware of the best ones available in the market. SIP calculator online tool can be used to analyse the SIP returns. Amongst the suggested names, you can easily opt for a scheme that seems suitable to you. Also, by assessing the basic details of the schemes, you can make up your mind regarding the type of investment scheme you want to be associated with.

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