SIP Interest Rate

SIP interest rate refers to the expected rate of return on investments made through SIPs in mutual funds. Unlike fixed deposit interest rates, SIP returns are not guaranteed and can fluctuate based on market conditions and the performance of the selected mutual fund. Investors use the SIP interest rate as a guideline to estimate potential returns, but the actual outcome may vary. Tools like SIP calculator help project future values by factoring in the investment amount, duration, and anticipated rate of return.

Read more

Invest Today, Secure Tomorrow

  • Take the first step to ₹1 Crore

    Start SIP in just 2 minutes

  • 100% online, Zero paperwork

    150+ Fund Options Available

  • Funds delivering up to 18% CAGR+

    Expert help at no extra cost

Best SIP Funds

Tax Saving FundsLarge Cap Low Return FundsMid Cap Mid Return FundsMulti CapDebt FundsShariah FundsBalanced Funds
Payment Mode
Invest
₹ 10,000
Invest for
AUM (Cr)

₹11,852

NAV

₹168.87

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.71 20.36 18.27 %

View Fund
Instant tax receipt
AUM (Cr)

₹3,206

NAV

₹69.17

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.42 16.6 15.31 %

View Fund
Instant tax receipt
AUM (Cr)

₹2,581

NAV

₹70.98

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13 15.35 15.28 %

View Fund
Instant tax receipt
AUM (Cr)

₹34,475

NAV

₹78.23

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.5 15.71 14.74 %

View Fund
Instant tax receipt
AUM (Cr)

₹5,492

NAV

₹81.4

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.63 14.15 14.43 %

View Fund
Instant tax receipt
AUM (Cr)

₹422

NAV

₹66.39

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.02 12.99 14.22 %

View Fund
Instant tax receipt
AUM (Cr)

₹4,838

NAV

₹67.17

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.29 14.17 13.98 %

View Fund
Instant tax receipt
AUM (Cr)

₹206

NAV

₹47.11

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.82 13.8 13.65 %

View Fund
Instant tax receipt
AUM (Cr)

₹136

NAV

₹54.13

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.88 13.38 13.44 %

View Fund
Instant tax receipt
AUM (Cr)

₹3,452

NAV

₹40.01

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.79 12.15 13.34 %

View Fund
Instant tax receipt
AUM (Cr)

₹3,206

NAV

₹69.17

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.42 16.6 15.31 %

View Fund
AUM (Cr)

₹2,581

NAV

₹70.98

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13 15.35 15.28 %

View Fund
AUM (Cr)

₹422

NAV

₹66.39

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.02 12.99 14.22 %

View Fund
AUM (Cr)

₹4,838

NAV

₹67.17

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.29 14.17 13.98 %

View Fund
AUM (Cr)

₹206

NAV

₹47.11

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.82 13.8 13.65 %

View Fund
AUM (Cr)

₹136

NAV

₹54.13

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.88 13.38 13.44 %

View Fund
AUM (Cr)

₹3,452

NAV

₹40.01

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.79 12.15 13.34 %

View Fund
AUM (Cr)

₹7,369

NAV

₹148.42

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.55 13.47 13.19 %

View Fund
AUM (Cr)

₹3,154

NAV

₹67.61

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 11.4 13.12 12.96 %

View Fund
AUM (Cr)

₹77,698

NAV

₹189.12

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.77 10.62 11.42 %

View Fund
AUM (Cr)

₹11,852

NAV

₹168.87

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 18.71 20.36 18.27 %

View Fund
AUM (Cr)

₹34,475

NAV

₹78.23

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.5 15.71 14.74 %

View Fund
AUM (Cr)

₹5,492

NAV

₹81.4

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.63 14.15 14.43 %

View Fund
AUM (Cr)

₹10,579

NAV

₹64.82

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 21 21.17 22 %

View Fund
AUM (Cr)

₹13,736

NAV

₹120.02

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 20.25 22.01 19.11 %

View Fund
AUM (Cr)

₹1,042

NAV

₹72.72

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.91 14.39 14.97 %

View Fund
AUM (Cr)

₹13,101

NAV

₹68.72

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.34 13.27 13.24 %

View Fund
AUM (Cr)

₹1,050

NAV

₹53.22

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 12.62 12.69 12.69 %

View Fund
AUM (Cr)

₹3,457

NAV

₹58.77

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 13.3 12.8 12.6 %

View Fund
AUM (Cr)

₹498

NAV

₹55.78

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 10.3 11.5 11.36 %

View Fund
AUM (Cr)

₹224

NAV

₹27.09

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.02 9.05 10.14 %

View Fund
AUM (Cr)

₹847

NAV

₹41.14

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.53 6.84 7.23 %

View Fund
AUM (Cr)

₹532

NAV

₹38.53

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.12 6.76 6.93 %

View Fund
AUM (Cr)

₹131

NAV

₹30.32

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.85 6.61 6.84 %

View Fund
AUM (Cr)

₹72

NAV

₹41.67

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.37 6.45 6.78 %

View Fund
AUM (Cr)

₹91

NAV

₹39.3

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.1 6.45 6.55 %

View Fund
AUM (Cr)

₹166

NAV

₹47.21

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 4.52 5.93 6.54 %

View Fund
AUM (Cr)

₹16,641

NAV

₹50.26

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.13 6.23 6.54 %

View Fund
AUM (Cr)

₹1,080

NAV

₹47.04

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.53 6.3 6.51 %

View Fund
AUM (Cr)

₹1,623

NAV

₹43.98

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 5.21 5.99 6.39 %

View Fund
AUM (Cr)

₹896

NAV

₹101.09

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 14.83 15.99 15.5 %

View Fund
AUM (Cr)

₹348

NAV

₹47.14

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.19 10.06 10.23 %

View Fund
AUM (Cr)

₹4,753

NAV

₹38.98

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.15 9.05 9.89 %

View Fund
AUM (Cr)

₹62

NAV

₹59.84

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.09 8.85 9.85 %

View Fund
AUM (Cr)

₹438

NAV

₹101.65

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.99 8.94 9.77 %

View Fund
AUM (Cr)

₹765

NAV

₹38.76

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.65 9.3 9.53 %

View Fund
AUM (Cr)

₹20,171

NAV

₹70.89

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 7.48 8.7 9.52 %

View Fund
AUM (Cr)

₹6,428

NAV

₹106.79

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8 8.94 9.4 %

View Fund
AUM (Cr)

₹260

NAV

₹30.32

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 8.12 8.78 9.29 %

View Fund
AUM (Cr)

₹1,682

NAV

₹42.96

Estimated Value

₹

After 5 years After 7 years After 10 years
Returns (p.a.)

+ 9.18 9.27 9.24 %

View Fund
View More

How SIP Interest Rates Work?

SIP return rates are linked to the performance of the underlying fund scheme. This means your returns can vary depending on market performance.

Here's how it works:

  1. Investment:

    When you invest in a SIP, your money is invested in market-linked funds.

  2. Fund Performance:

    The fund manager invests your money in various assets like stocks, bonds, or a combination of both.

  3. Returns:

    The performance of these assets determines the fund's returns. If the assets perform well, the fund's value increases, and your investment grows. If they perform poorly, the value decreases, and your investment may shrink.

  4. Rupee Cost Averaging:

    One of the benefits of SIPs is rupee cost averaging. This means you buy more units when the fund's price is low and fewer units when the price is high, potentially reducing your average cost over time.

Factors Affecting SIP Interest Rates

SIPs do not have a fixed interest rate. Unlike traditional bank deposits, SIP return rate are not guaranteed and can vary depending on the fund's performance. You can check the best sip to invest on Policybazaar also. The factors that influence SIP return rate are:

  1. Market Performance:

    The overall performance of the stock market or bond market significantly impacts your returns.

  2. Fund Selection:

    Choosing a well-performing fund with a good track record is important.

  3. Investment Horizon:

    The longer you invest, the more time your money has to grow through compounding.

  4. Fund Manager's Skill:

    The skill and experience of the fund manager can influence the fund's performance.

SIP Calculator

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Total Wealth ₹1.03 Cr
View Plans
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
Years
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 29
  • 31
  • 32
  • 33
  • 34
  • 36
  • 37
  • 38
  • 39
  • 40
Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
% Annually
  • 1
  • 2
  • 3
  • 4
  • 6
  • 7
  • 8
  • 9
  • 11
  • 12
  • 13
  • 14
  • 16
  • 17
  • 18
  • 19
  • 21
  • 22
  • 23
  • 24
  • 26
  • 27
  • 28
  • 30
Monthly Investment ₹22.4 L
View Plans
Top Funds with High Returns (Past 7 Years)
Equity Pension
12.44%
Equity Pension
Opportunities Fund
14.74%
Opportunities Fund
High Growth Fund
19.11%
High Growth Fund
Opportunities Fund
12.6%
Opportunities Fund
Multi Cap Fund
22%
Multi Cap Fund
Accelerator Mid-Cap Fund II
14.43%
Accelerator Mid-Cap Fund II
Multiplier
16.3%
Multiplier
Frontline Equity Fund
13.98%
Frontline Equity Fund
Virtue II
15.31%
Virtue II
Growth Plus Fund
10.52%
Growth Plus Fund
Blue-Chip Equity Fund
10.23%
Blue-Chip Equity Fund
Global Equity Growth Fund
16.13%
Global Equity Growth Fund
Growth Opportunities Plus Fund
14.97%
Growth Opportunities Plus Fund
Equity Top 250 Fund
11.36%
Equity Top 250 Fund
Future Apex Fund
13.44%
Future Apex Fund
Pension Dynamic Equity Fund
11.15%
Pension Dynamic Equity Fund
Accelerator Fund
13.65%
Accelerator Fund

Why are SIP Returns Not Fixed?

SIP (Systematic Investment Plan) returns are not fixed because they are directly linked to the performance of the underlying mutual fund, which in turn depends on market conditions and several other variables. Unlike fixed deposits or recurring deposits, where the rate of return is predetermined and guaranteed, SIPs invest in market-linked instruments like equities or debt securities, whose values fluctuate based on market dynamics.

Key reasons why SIP interest rate returns are not fixed include:

  1. Market Volatility:

    The value of investments can rise or fall due to changes in financial markets. This means the returns from SIPs can vary significantly over time, depending on whether the markets are bullish or bearish.

  2. Investment Horizon:

    The duration for which you remain invested impacts your returns. Longer investment periods generally allow for greater compounding and can help smooth out short-term market fluctuations, but do not guarantee a fixed rate.

  3. Fund Selection:

    Different mutual funds have varying objectives, risk profiles, and management strategies. The performance of the chosen fund directly affects your SIP returns.

  4. No Guaranteed Returns:

    Mutual funds, by their nature, do not promise fixed returns because their performance is subject to market risks and other economic factors.

  5. Rupee Cost Averaging:

    SIPs benefit from rupee cost averaging, buying more units when prices are low and fewer when prices are high, but this only helps to average out costs, not fix returns.

Start An Sip Today Watch Your Money Grow Start An Sip Today Watch Your Money Grow

Examples of SIP Returns

SIP returns can vary widely depending on the fund, market conditions, and investment period. Here are some illustrative examples:

  1. Long-Term Example:

    If an investor started a monthly SIP of ₹10,000 in January 2008 and continued till January 2020 (12 years), the total investment would have been ₹14.5 lakh. By January 2020, the corpus could have grown to ₹28.1 lakh, equating to an annualized return of about 10.5%. However, during the market crash in March 2020, the same SIP value could have dropped to ₹17.6 lakh, reducing the annualized return to just 3%. This demonstrates how market volatility, especially near the end of the investment period, can significantly impact returns.

  2. Fund Performance Example:

    Over different periods, SIP returns in equity mutual funds have historically ranged from 8% to 15% per annum, but these are not assured and can be higher or lower based on market cycles and fund performance.

  3. Calculation Method:

    SIP returns are best measured using the XIRR (Extended Internal Rate of Return) method, which accounts for the timing and amount of each installment. For example, if an investor puts ₹10,000 monthly into a mutual fund for three years (total ₹3,60,000), the final value will depend on how the market performed during those 36 months. The XIRR method aggregates the returns of each instalment to provide a realistic annualized return figure.

These examples highlight that SIP returns are variable and depend on several factors, including market timing, investment duration, and fund choice. There is no fixed or guaranteed return in SIPs, making it essential for investors to have realistic expectations and a long-term perspective.

SIP Plans
5 Years
SIP Plans
7 Years
SIP Plans
10 Years
SIP Plans
12 Years
SIP Plans
15 Years
SIP Plans
20 Years
SIP Plans

How to Estimate Returns on Your SIP Investments?

Calculating returns on your SIP (Systematic Investment Plan) investments is straightforward. The SIP calculator can simplify the calculations. An SIP calculator is a tool designed to help you estimate the future value of your investments in a Systematic Investment Plan (SIP). By inputting key information such as the monthly investment amount, duration of investment, and expected rate of return, the SIP calculator automatically computes the estimated returns and the final corpus you could accumulate by the end of the investment period.

Start Small & Build Your Wealth For A Brighter Tomorrow Start Small & Build Your Wealth For A Brighter Tomorrow

Conclusion

The SIP interest rate plays an important role in shaping the outcome of your investments. While SIPs use the power of compounding and reduce risk through rupee cost averaging, the returns largely depend on market performance and the interest rate assumed. Monitoring and understanding the projected SIP interest rate is crucial to achieving long-term financial goals, allowing investors to adjust their investment strategies for better growth and returns.

SIP Hub
SIP Investment Plans - SIP Funds to Invest in India
How to Invest in SIP
What is SIP
Types of SIP
SIP vs FD
Best SIP Plans
SIP Plans for NRI
SIP for Long Term
Step up SIP Calculator
SIP for 1 Crore in 10 years
Index Fund SIP Calculator
Systematic Withdrawal Plan - SWP
Step up SIP
SWP Calculator
AMC SIP
SIP vs SWP vs STP
Best SIP Plan for 5 Years
HDFC SIP Plans
SBI SIP Plans
ICICI SIP Plan
Reliance SIP Plan
Axis Bank SIP Plans
Yes Bank SIP Plans
Aditya Birla Sun Life SIP Plans
Tata AIA SIP Plans
Kotak SIP Plan
Bajaj Life SIP Plans
BOI SIP Investment
PNB SIP Investment
IDBI Bank SIP Investment
Canara SIP Plans
HSBC SIP Plan
Index Fund Systematic Investment Plan
Axis Max Life SIP Plans
HDFC SIP Plans
SBI SIP Plans
ICICI SIP Plan
Reliance SIP Plan
Axis Bank SIP Plans
Yes Bank SIP Plans
Aditya Birla Sun Life SIP Plans
Tata AIA SIP Plans
Kotak SIP Plan
Bajaj Life SIP Plans
BOI SIP Investment
PNB SIP Investment
IDBI Bank SIP Investment
Canara SIP Plans
HSBC SIP Plan
Index Fund Systematic Investment Plan
Axis Max Life SIP Plans
500 SIP for 1 Year
500 SIP for 2 Years
500 SIP for 5 Years
500 SIP for 10 Years
500 SIP for 15 Years
500 SIP for 20 Years
500 SIP for 25 Years
1000 SIP for 1 Year
1000 SIP for 2 Years
1000 SIP for 10 Years
1000 SIP for 25 Years
1000 SIP for 30 Years
2000 SIP for 1 Year
2000 SIP for 2 Years
2000 SIP for 5 Years
2000 SIP for 18 Years
2000 SIP for 20 Years
2000 SIP for 25 Years
3000 SIP for 1 Year
3000 SIP for 2 Years
3000 SIP for 5 Years
3000 SIP for 15 Years
3000 SIP for 20 Years
3000 SIP for 25 Years
5000 SIP for 1 Year
5000 SIP for 2 Years
5000 SIP for 20 Years
5000 SIP for 25 Years
10000 SIP for 2 Years
10000 SIP for 15 Years
10000 SIP for 25 Years
15000 SIP for 1 Year
15000 SIP for 2 Years
15000 SIP for 15 Years
15000 SIP for 20 Years
15000 SIP for 25 Years
16000 SIP for 5 Years
16000 SIP for 10 Years
16000 SIP for 15 Years
16000 SIP for 20 Years
16000 SIP for 25 Years
20000 SIP for 1 Year
20000 SIP for 2 Years
20000 SIP for 5 Years
20000 SIP for 15 Years
20000 SIP for 20 Years
20000 SIP for 25 Years
30000 SIP for 1 Year
30000 SIP for 2 Years
30000 SIP for 5 Years
30000 SIP for 10 Years
30000 SIP for 15 Years
30000 SIP for 20 Years
30000 SIP for 25 Years
50000 SIP for 1 Year
50000 SIP for 2 Years
50000 SIP for 10 Years
50000 SIP for 15 Years
50000 SIP for 20 Years
50000 SIP for 25 Years
SIP Calculator
SBI SIP Calculator
HDFC SIP Calculator
AXIS SIP Calculator
BOI SIP Calculator
Canara Bank SIP Calculator
DHFL SIP Calculator
ICICI SIP Calculator
IDBI SIP Calculator
Kotak SIP Calculator
PNB SIP Calculator
Union Bank SIP Calculator
Step up SIP Calculator
HSBC SIP Calculator
Aditya Birla SIP Calculator
Index Fund SIP Calculator
Yes Bank SIP Calculator
Nippon India SIP Calculator
Bajaj Life SIP Calculator
TATA SIP Calculator
View More

FAQs

  • What is a SIP interest rate?

    SIPs (Systematic Investment Plans) don't have a fixed interest rate like traditional bank deposits. The returns on a SIP are linked to the performance of the underlying mutual fund, which can vary depending on market conditions.

  • How are SIP return rates calculated?

    SIP returns are calculated based on the performance of the market-linked fund in which you've invested. Factors like market fluctuations, fund manager's decisions, and the overall economic environment influence the returns.

  • Can I guarantee a specific return on my SIP?

    No, you cannot guarantee a specific return on a SIP. The returns are subject to market risk, and past performance is not indicative of future results.

  • How do SIP returns compare to traditional investment options like bank fixed deposits?

    SIPs offer higher potential returns than traditional fixed deposits, but they also come with higher risk. Fixed deposits have a guaranteed return, but the interest rates are usually lower than those offered by good-performing market-linked funds.

SIP plans Articles

Recent Articles
Popular Articles
EMI vs SIP
EMI vs SIP

20 Mar 2026

Every month, millions of Indians decide whether to use their
Read more
SIP Cancellation Form
SIP Cancellation Form

20 Mar 2026

An SIP Cancellation Form gives you complete control over your
Read more
How to Stop SIP Online
How to Stop SIP Online

16 Mar 2026

Investing in a Systematic Investment Plan (SIP) is one of the
Read more
How to Open an SIP Account
How to Open an SIP Account

16 Mar 2026

Opening an SIP account is a simple process that allows you to
Read more
Rs 40000 SIP Portfolio Plan
Rs 40000 SIP Portfolio Plan

10 Mar 2026

Investing ₹40,000 every month is a significant commitment
Read more
SIP Calculator
SIP Calculator
  • 10 Apr 2018
  • 1427529
Best Mutual Funds Increase Your SIP Wealth See how increasing your contribution by just ₹5,000 and
Read more
Best SIP Plans
Best SIP Plans
  • 14 Feb 2020
  • 378088
Best SIP Plans are top mutual fund schemes that have been constantly outperforming in the market due to their
Read more
SIP Investment Plans - SIP Funds to Invest in India
SIP Investment Plans - SIP Funds to Invest in India
  • 01 Feb 2017
  • 1191550
A Systematic Investment Plan (SIP) is a method to invest fixed amounts regularly in mutual funds. It makes the
Read more
Kotak SIP Calculator
Kotak SIP Calculator
  • 16 Dec 2021
  • 12526
Kotak Mahindra Bank offers various financial services to its customers, including the option for SIP investments
Read more
Systematic Withdrawal Plan - SWP
Systematic Withdrawal Plan - SWP
  • 22 Jun 2023
  • 43910
A Systematic Withdrawal Plan (SWP) is a mutual fund feature that enables regular, fixed withdrawals from your
Read more
Invest ₹10K/Month & Get ₹1 Crore# Tax-Free*
*under 10(10D)

Explore the popular searches and stay informed

˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
Disclaimer:#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. All SIPs listed here are of insurance companies’ funds. The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.
¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.
**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

Claude
top

  • Invest In SIP & Get Financial Freedom

    With BEST RETURNS˜ and Tax-Free* Maturity

  • Mobile +91
  • Mobile +91

*under 10(10D)

Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL