Why invest in a systematic investment plan?

A systematic investment plan (SIP) is a simple, safe, and cost-effective way to invest your savings in mutual funds. It's great for reducing risks and investing regularly.

When is the best time to invest in a SIP?

There's no perfect time to start a SIP. You don't need to time the market or wait for the right moment to invest in market-linked securities. SIPs make investing easier by automating the process.

What is the minimum amount required to invest in SIP?

The minimum amount for SIP investment is â¹500. You can start with this amount and gradually build a significant corpus over time.

Axis Max Life SIP Plans

Axis Max Life SIP Plans are a type of Unit Linked Insurance Plan (ULIP), which combines life insurance coverage with the potential for wealth creation through market-linked investments. SIP plans, or Systematic Investment Plans, are a popular way to invest in various financial instruments, like ULIPs, in a disciplined and regular manner. You can make your SIP smarter by using tools like an SIP Calculator and see how your money grows.

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹12,317

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.42 22.83 17.71 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,212

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.65 17.8 15 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹35,005

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.4 17.57 13.91 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,660

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.01 16.65 13.88 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹5,019

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.93 16.38 13.61 %

View Fund

Instant tax receipt

Top 50 Fund

AUM (Cr)

₹404

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.32 15.33 13.48 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.02 14.61 13.45 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹203

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.53 15.44 13.03 %

View Fund

Instant tax receipt

Future Apex Fund

AUM (Cr)

₹140

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.48 15.8 12.99 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,431

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.5 13.6 12.86 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,212

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.65 17.8 15 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹5,019

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.93 16.38 13.61 %

View Fund

Top 50 Fund

AUM (Cr)

₹404

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.32 15.33 13.48 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹426

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.02 14.61 13.45 %

View Fund

Accelerator Fund

AUM (Cr)

₹203

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.53 15.44 13.03 %

View Fund

Future Apex Fund

AUM (Cr)

₹140

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.48 15.8 12.99 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,431

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.5 13.6 12.86 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,189

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.29 14.87 12.58 %

View Fund

Maximiser

AUM (Cr)

₹3,092

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.63 13.05 11.89 %

View Fund

Equity Fund

AUM (Cr)

₹79,317

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.87 12.16 10.97 %

View Fund

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹12,317

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.42 22.83 17.71 %

View Fund

Opportunities Fund

AUM (Cr)

₹35,005

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.4 17.57 13.91 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,660

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.01 16.65 13.88 %

View Fund

Multi Cap Fund

AUM (Cr)

₹11,264

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21 23.04 22 %

View Fund

High Growth Fund

AUM (Cr)

₹14,798

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 20.2 23 19.8 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,087

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.2 16.2 14.38 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,394

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.82 15.2 12.81 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,627

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.3 12.8 12.6 %

View Fund

Flexi Cap

AUM (Cr)

₹1,020

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.07 14.08 11.99 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹501

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.31 12.95 10.96 %

View Fund

Asset Allocation

AUM (Cr)

₹219

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.35 9.06 9.47 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹838

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.17 6.6 7.01 %

View Fund

Bond Fund

AUM (Cr)

₹129

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.06 6.56 6.8 %

View Fund

Steady Money Fund

AUM (Cr)

₹74

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.14 6.22 6.69 %

View Fund

Debt Fund

AUM (Cr)

₹523

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.74 6.36 6.67 %

View Fund

Individual Preserver Pension Fund

AUM (Cr)

₹181

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.68 6.03 6.6 %

View Fund

Debt Fund

AUM (Cr)

₹92

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.85 6.14 6.39 %

View Fund

Bond Fund

AUM (Cr)

₹16,252

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.75 6.02 6.37 %

View Fund

Secure Fund

AUM (Cr)

₹1,061

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 6.21 6.59 6.35 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹154

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.26 5.54 6.29 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹912

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.87 16.95 14.94 %

View Fund

Balanced Fund

AUM (Cr)

₹352

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.16 11.08 9.88 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹63

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.95 9.42 9.49 %

View Fund

Balanced Fund

AUM (Cr)

₹4,697

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.99 10.3 9.44 %

View Fund

Creator

AUM (Cr)

₹417

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.71 9.57 9.27 %

View Fund

Balanced Fund

AUM (Cr)

₹20,111

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.35 9.32 9.15 %

View Fund

Balancer II

AUM (Cr)

₹753

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.12 9.89 9.08 %

View Fund

Growth Fund

AUM (Cr)

₹6,357

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.83 9.75 9.05 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹256

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.67 9.65 8.99 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,677

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.83 10.36 8.95 %

View Fund

Best Axis Max Life SIP Plans 2026

Axis Max Life offers various Unit Linked Insurance Plans (ULIPs) with SIP options. ULIPs combine life insurance coverage with market-linked investments, offering wealth creation alongside protection. Below are the best SIP plans by Axis Max Life offered by Policybazaar:

Axis Max Life Capital Guarantee Solution

Axis Max Life Capital Guarantee Solution SIP plan is a combination of two plans offered by Axis Max Life Insurance:

Axis Max Life Online Savings Plan: This is a Unit Linked Life Insurance plan (ULIP) that invests your premiums in a mix of debt and equity funds. The returns on your investment are linked to the performance of these funds.

Axis Max Life Smart Wealth Plan/Axis Max Life Assured Wealth Plan: This is a traditional savings plan that offers guaranteed returns on your investment. The rate of return is fixed at the time you purchase the plan.

The Capital Guarantee Solution combines the guaranteed returns of the traditional plan with the potential for market-linked growth. This means that you are guaranteed to get back your original investment plus any interest earned, even if the market performs poorly. However, you also have the chance to earn higher returns if the market performs well.

Triple Benefits Under the Plan

The plan also offers triple benefits:

In case of unfortunate death of life insured
- Life Cover paid to the family to meet immediate expenses.
- Future premiums are paid by the insurance company. On maturity, an amount is paid to the nominee.
- Nominees get monthly income to meet the regular expenses.

Axis Max Life Online Savings Plan

Axis Max Life Online Savings Plan is an investment plan offered by Axis Max Life Insurance. It is a market-linked savings plan that provides life insurance cover along with the potential for wealth creation. This ULIP plan offers two variants:

Variant 1: Death benefit is defined as the highest of Sum Assured, 105% of total premiums paid till the date of death, or Total Fund Value as on the date of death.
Variant 2: Death benefit is defined as Sum Assured irrespective of the Total Fund Value.

People also read: Axis Max Life NFO

Plan at a Glance:

Criteria	Specification
Product Type	Unit Linked Non Participating Individual Life Insurance Plan
Coverage	All individuals in accordance with the Board Approved Underwriting Policy
Minimum Age of Life Insured at Entry	18 years
Maximum Age of Life Insured at Entry	Variant 1: 60 years Variant 2: 54 years
Maximum Maturity Age of the Life Insured	Variant 1: 85 Years Variant 2: 64 years
Policy Term	Variant 1- Minimum 5 years; Maximum 52 years for Maturity Age <=70 Years Minimum 10 years; Maximum 67 years for Maturity Age > 70 years Variant 2- Minimum – 5 years; Maximum – 30 years
Premium Payment Term	Pick a Premium Payment Term: Variant 1- Minimum – 5 years; Maximum – 52 years for Maturity Age <=70 years Minimum – 10 years; Maximum – 67 years for Maturity Age > 70 years Variant 2- Minimum – 5 years; Maximum – 30 years
Minimum Annualised Premium	Annually: ₹12,000 Semi Annual: ₹6,000 Quarterly: ₹3,000 Monthly: ₹1,000
Premium Payment Mode	Annually, Semi-Annually, Quarterly and Monthly.
Minimum Sum Assured	Minimum Sum Assured for both variants is ₹1,20,000
Maximum Sum Assured	No Limit
Riders	Axis Max Life Critical Illness and Disability Secure Rider (UIN: 104A034V01): This rider provides benefit upon diagnosis of any of the critical illnesses covered
Top Up	Not Available
Loan Policy	Not Available

Conclusion

With Axis Max Life SIP Plans, you invest a fixed amount of money at regular intervals (usually monthly) into a chosen ULIP fund. The amount you invest can be as low as ₹500 per month, making it an accessible option for many people.

FAQ's

Why invest in a systematic investment plan?

A systematic investment plan (SIP) is a simple, safe, and cost-effective way to invest your savings in mutual funds. It's great for reducing risks and investing regularly.
When is the best time to invest in a SIP?

There's no perfect time to start a SIP. You don't need to time the market or wait for the right moment to invest in market-linked securities. SIPs make investing easier by automating the process.
What is the minimum amount required to invest in SIP?

The minimum amount for SIP investment is ₹500. You can start with this amount and gradually build a significant corpus over time.