Tata AIA SIP Plans

List of Tata Mutual Funds in India in 2026

Below are the best SIP plans by Tata Mutual Funds:

Details of Tata SIP Plans in India

Below are the details of the SIP plans to invest in:

1. Tata Small Cap Fund Regular - Growth

   The Tata Small Cap Fund Regular - Growth aims to provide long-term capital appreciation by investing predominantly in equity and equity-related instruments of small-cap companies. However, there is no assurance or guarantee that the investment objective of the scheme will be achieved. The fund may also invest a portion of its assets in debt and money market instruments to manage liquidity.

   Parameters	Details
   Fund Name	Tata Small Cap Fund Regular-Growth
   NAV	₹ 39.39 (as on 30th September, 2026)
   AUM	₹13,093.88 Crs
   Expense Ratio	1.69%
   Return 3 Years	10.13%
   Return 5 Years	13.27%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	12th November, 2018
   Asset Allocation	Equity: 93.58%, Others: 6.34%
   Top Sectors	Energy & Utilities Consumer Discretionary Industrials Consumer Staples Diversified Financial Healthcare Materials Real Estate Technology
   Top Holdings	Cash/Net Current Assets Repo Kirloskar Pneumatic Company Ltd Sudarshan Chemical Industries Ltd Usha Martin Ltd IDFC First Bank Ltd Tega Industries Ltd Godrej Industries Ltd Wockhardt Ltd BASF India Ltd
   Fund Managers	Chandraprakash Padiyar Jeetendra Khatri
   Fund Type	Open-ended

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2. Tata Balanced Advantage Fund Regular - Growth

   The investment objective of Tata Balanced Advantage Fund Regular - Growth is to generate long-term capital appreciation and income by investing in a dynamic mix of equity and debt instruments. The fund uses a model-based approach to dynamically manage its exposure between equity and debt, aiming to optimize risk-adjusted returns for investors over different market cycles and conditions.

   Parameters	Details
   Fund Name	Tata Balanced Advantage Fund Regular-Growth
   NAV	₹ 20.13 (as on 30th September, 2026)
   AUM	₹8,538.57 Crs
   Expense Ratio	1.86%
   Return 3 Years	5.84%
   Return 5 Years	6.67%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at very high risk
   Launch Date	28th January, 2019
   Asset Allocation	Equity: 63.38%, Debt: 27.05%, Others: 5.7%
   Top Sectors	Consumer Discretionary Industrials Consumer Staples Diversified Energy & Utilities Financial Healthcare Materials Real Estate Technology
   Top Holdings	Cash Margin Repo Reliance Industries Ltd HDFC Bank Ltd Cash/Net Current Assets ICICI Bank Ltd Net Current Assets State Bank of India Bharti Airtel Ltd Larsen & Toubro Ltd
   Fund Managers	Sailesh Jain Akhil Mittal Rahul Singh
   Fund Type	Open-ended

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3. Tata Liquid Fund Regular-Growth

   The investment objective of Tata Liquid Fund Regular-Growth is to provide reasonable returns and high liquidity to investors by investing in a mix of money market and debt instruments with residual maturities of up to 91 days, aiming to minimize risk and maximize safety of principal.

   Parameters	Details
   Fund Name	Tata Liquid Fund Regular-Growth
   NAV	₹ 4,440.34 (as on 3rd October, 2026)
   AUM	₹32,369.99 Crs
   Expense Ratio	0.33%
   Return 3 Years	6.83%
   Return 5 Years	6.25%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at low to moderate risk
   Launch Date	1st September, 2004
   Asset Allocation	Debt: 95%, Others: 5%
   Top Sectors	NA
   Top Holdings	91 DTB (09-Apr-2026) SMALL INDUSTRIES DEVELOPMENT BANK OF INDIA 91D CP 27JAN26 INDIAN OVERSEAS BANK CD 27MAR26 Repo ** - LIC HOUSING FINANCE LTD - CP - 24/06/2026 GOVERNMENT OF INDIA 36402 091 DAYS TBILL 04DC25 FV RS 100 GOVERNMENT OF INDIA 36626 091 DAYS TBILL 15JN26 FV RS 100 NATIONAL BANK FOR AGRICULTURE AND RURAL DEVELOPMENT CD 24MAR26 BANK OF BARODA CD 04SEP25 RELIANCE RETAIL VENTURES LIMITED 78D CP 19SEP25
   Fund Managers	Harsh Dave Amit Somani Abhishek Sonthalia
   Fund Type	Open-ended

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4. Tata Arbitrage Fund Regular - Growth

   The investment objective of Tata Arbitrage Fund Regular - Growth is to seek reasonable returns by investing predominantly in arbitrage opportunities in the cash and derivatives segments of the equity markets and by investing the balance in debt and money market instruments. There is no assurance that the objective will be realized and the scheme does not guarantee any returns.

   Parameters	Details
   Fund Name	Tata Arbitrage Fund Regular-Growth
   NAV	₹ 15.42 (as on 30th September, 2026)
   AUM	₹24,949.62 Crs
   Expense Ratio	2.25%
   Return 3 Years	6.63%
   Return 5 Years	6.02%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at low risk
   Launch Date	18th December, 2018
   Asset Allocation	Equity: -0.36%, Debt: 32.94%, Others: 67.42%
   Top Sectors	Consumer Discretionary Industrials Financial Materials
   Top Holdings	Cash Margin Net Current Assets Tata Liquid Fund Direct-Growth HDFC Bank Ltd ICICI Bank Ltd Repo State Bank of India Axis Bank Ltd Reliance Industries Ltd Bharti Airtel Ltd
   Fund Managers	NA
   Fund Type	Open-ended

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5. Tata Money Market Fund Regular-Growth

   The investment objective of Tata Money Market Fund Regular-Growth is to generate reasonable returns with high liquidity through investments in money market instruments. The scheme seeks to offer returns comparable to short-term deposits, emphasizing safety and liquidity over aggressive pursuit of yield.

   Parameters	Details
   Fund Name	Tata Money Market Fund Regular-Growth
   NAV	₹ 5,111.05 (as on 30th September, 2026)
   AUM	₹34,511.28 Crs
   Expense Ratio	0.4%
   Return 3 Years	7.25%
   Return 5 Years	6.61%
   Minimum Investment	SIP ₹1000 & Lumpsum ₹5,000
   Risk Level	Principal at moderate risk
   Launch Date	22nd May, 2003
   Asset Allocation	Debt: 98.67%, Others: 1.33%
   Top Sectors	NA
   Top Holdings	CENTRAL GOVERNMENT LOAN 30243 GOI 12AP26 5.63 FV RS 100 EXPORT IMPORT BANK OF INDIA 109D CP 01JUN26 364 Days Treasury Bill (MD 02/04/2026) Repo HDFC BANK LIMITED CD 11SEP26 91 DAYS T-BILL - 24SEP2026 BANK OF BARODA CD 06APR26 AXIS BANK LIMITED CD 26NOV26 HDFC BANK LIMITED CD 05MAR27 GOVERNMENT OF INDIA 36735 364 DAYS TBILL 26NV26 FV RS 100
   Fund Managers	NA
   Fund Type	Open-ended

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Key Highlights About Tata Asset Management Ltd.

How Do Tata SIP Plans Work?

• Choose a scheme: Pick a Tata mutual fund (e.g., Tata Small Cap, Tata Mid Cap, Tata ELSS, etc.) based on your risk and goal.
• Set SIP details: Decide amount, frequency (monthly/quarterly), and start date. Many platforms let you start from as low as ₹500 per month.
• Auto‑debit: Your bank account is automatically debited on the SIP date, and units of the chosen fund are allotted at the prevailing NAV.
• Rupee‑cost averaging: You buy more units when the NAV is low and fewer when it is high, which smoothens out market volatility over time.
• Growth and exit: The corpus grows with the fund’s performance; you can redeem units partially or fully after the lock‑in period (if any, e.g., ELSS has 3‑year lock‑in).

Fund Managers of Tata Mutual Funds

Tata Mutual Fund draws its strength from a highly experienced and diverse team of fund managers who bring deep market understanding, research insights, and disciplined management principles to every investment decision. Each fund manager plays a critical role in shaping the performance of Tata’s varied mutual fund offerings across fixed income, equity, and hybrid asset classes.

1. Mr. Akhil Mittal-Senior Fund Manager

   Akhil Mittal is a seasoned fixed-income specialist with over two decades of experience in debt markets. He holds a B.Com degree from Panjab University and an MBA from the University Business School.

   His career began at Rallis India Ltd. as an Assistant Manager in 2004, followed by senior roles at Edelweiss Capital Ltd., Canara Robeco Mutual Fund, and Principal PNB Mutual Fund. He joined Tata Mutual Fund in 2014 and currently oversees an AuM of around Rs. 4,102 crore across 18 fixed-income schemes, including Tata Dynamic Bond Fund, Tata Income Fund, and Tata Treasury Advantage Fund.

2. Mr. Sonam Udasi- Senior Fund Manager 

   With extensive expertise in equity research and strategy, Sonam Udasi holds a Post Graduate Diploma in Business Administration with a focus on Finance. His professional journey spans leadership roles in research and investment analysis at Prime Securities, Brics Securities, and IDBI Capital.

   Since joining Tata Mutual Fund in 2014, he has been managing diversified portfolios totaling Rs. 12,863 crore spread across 19 schemes such as Tata Banking and Financial Services Fund, Tata India Consumer Fund, and Tata Retirement Savings Fund.

3. Ms. Ennette Fernandes-Fund Manager 

   Ennette Fernandes, a finance professional with a strong background in consumer sector research, is a B.Com graduate with a PGDM in Finance from SIMSREE. She began her career with Phillip Capital India in 2009, focusing on the FMCG sector, and later joined Tata Mutual Fund in 2014 as a Research Analyst.

   She became Assistant Fund Manager in 2018 and today manages approximately Rs. 6,827 crore across 14 schemes including Tata India Consumer Fund, Tata Large Cap Fund, and Tata India Tax Savings Fund.

4. Mr. Amey Sathe-Fund Manager

   Amey Sathe is a Chartered Financial Analyst (CFA, USA) with academic credentials in commerce and finance, including MMS from SIES College of Management Studies. His career spans roles at Bank of America, HDFC Securities, CARE Ratings, and JM Financial.

   He joined Tata Asset Management in 2015 as a Research Analyst and was elevated to Fund Manager in 2018. Currently, he manages Rs. 5,911 crore across 8 schemes such as Tata Banking and Financial Services Fund and Tata Equity PE Fund.

5. Mr. Rupesh Patel-Fund Manager 

   Rupesh Patel combines engineering precision with investment acumen. A Civil Engineer with an MBA from Sardar Patel University, he began his professional career in project management before transitioning to the financial services sector with CARE Ratings and IndiaReit Fund Advisors.

   Joining Tata Mutual Fund in 2008, he has progressed through key roles in investments and portfolio management. He manages an AuM of Rs. 4,506 crore invested across 14 schemes including Tata Large Cap Fund, Tata Midcap Fund, and Tata Ethical Fund.

6. Mr. Sailesh Jain-Fund Manager 

   Sailesh Jain brings a strong command over equity and derivatives markets, supported by a B.Com from Jai Hind College and an MBA in Finance and Strategy from Queensland University of Technology. He has held senior positions in derivatives management at Brics Securities, Lotus India Mutual Fund, India Infoline Ltd., and Quant Capital.

   Since joining Tata Mutual Fund in 2018, he manages an AuM of approximately Rs. 1,782 crore across 15 schemes such as Tata Digital India Fund, Tata Resources & Energy Fund, and Tata Equity Savings Fund.