IDBI Bank SIP Investment

The IDBI Bank SIP Plans are Systematic Investment Plans offered by IDBI Bank. They are a way to make disciplined and rewarding investments to help you steadily grow your wealth. IDBI Bank SIP Plans offer a variety of schemes to choose from, including equity, debt, and hybrid funds.

Invest Today, Secure Tomorrow

Take the first step to ₹1 Crore
Start SIP in just 2 minutes
100% online, Zero paperwork
150+ Fund Options Available
Funds delivering up to 18% CAGR+
Expert help at no extra cost

Best SIP Funds

Tax Saving Funds Large Cap Low Return Funds Mid Cap Mid Return Funds Multi Cap Debt Funds Shariah Funds Balanced Funds

Payment Mode

Invest

₹ 10,000

Invest for

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹11,852

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.26 20.09 17.94 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,206

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.05 16.51 15.14 %

View Fund

Instant tax receipt

Large Cap Equity Fund

AUM (Cr)

₹2,581

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.17 15.24 14.7 %

View Fund

Instant tax receipt

Opportunities Fund

AUM (Cr)

₹34,475

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.13 15.52 14.57 %

View Fund

Instant tax receipt

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,492

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.28 13.96 14.27 %

View Fund

Instant tax receipt

Grow Money Plus Fund

AUM (Cr)

₹422

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.49 12.97 13.74 %

View Fund

Instant tax receipt

Frontline Equity Fund

AUM (Cr)

₹4,838

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.72 14.06 13.59 %

View Fund

Instant tax receipt

Accelerator Fund

AUM (Cr)

₹206

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.02 13.66 13.08 %

View Fund

Instant tax receipt

Diversified Equity Fund

AUM (Cr)

₹3,452

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.06 12.01 13.02 %

View Fund

Instant tax receipt

Pure Equity

AUM (Cr)

₹3,154

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.34 13.09 12.94 %

View Fund

Instant tax receipt

Virtue II

AUM (Cr)

₹3,206

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.05 16.51 15.14 %

View Fund

Large Cap Equity Fund

AUM (Cr)

₹2,581

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.17 15.24 14.7 %

View Fund

Grow Money Plus Fund

AUM (Cr)

₹422

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.49 12.97 13.74 %

View Fund

Frontline Equity Fund

AUM (Cr)

₹4,838

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.72 14.06 13.59 %

View Fund

Accelerator Fund

AUM (Cr)

₹206

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.02 13.66 13.08 %

View Fund

Diversified Equity Fund

AUM (Cr)

₹3,452

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 10.06 12.01 13.02 %

View Fund

Pure Equity

AUM (Cr)

₹3,154

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.34 13.09 12.94 %

View Fund

Future Apex Fund

AUM (Cr)

₹136

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.4 13.25 12.93 %

View Fund

Pure Stock Fund

AUM (Cr)

₹7,369

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.02 13.23 12.85 %

View Fund

Top 300 Fund

AUM (Cr)

₹1,918

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.06 11.07 11.55 %

View Fund

Whole Life Mid Cap Equity Fund

AUM (Cr)

₹11,852

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 18.26 20.09 17.94 %

View Fund

Opportunities Fund

AUM (Cr)

₹34,475

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.13 15.52 14.57 %

View Fund

Accelerator Mid-Cap Fund II

AUM (Cr)

₹5,492

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.28 13.96 14.27 %

View Fund

Multi Cap Fund

AUM (Cr)

₹10,579

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 21 20.93 22 %

View Fund

High Growth Fund

AUM (Cr)

₹13,736

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 19.79 21.71 18.65 %

View Fund

Growth Opportunities Plus Fund

AUM (Cr)

₹1,042

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 12.52 14.39 14.61 %

View Fund

Classic Opportunities Fund

AUM (Cr)

₹13,101

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.89 13.24 12.86 %

View Fund

Opportunities Fund

AUM (Cr)

₹3,457

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 13.3 12.8 12.6 %

View Fund

Flexi Cap

AUM (Cr)

₹1,050

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 11.91 12.53 12.27 %

View Fund

Equity Top 250 Fund

AUM (Cr)

₹498

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 9.79 11.37 11.12 %

View Fund

Asset Allocation

AUM (Cr)

₹224

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.78 8.79 9.75 %

View Fund

Whole Life Income Fund

AUM (Cr)

₹847

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.61 6.74 7.27 %

View Fund

Debt Fund

AUM (Cr)

₹532

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.17 6.6 6.95 %

View Fund

Bond Fund

AUM (Cr)

₹131

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.84 6.54 6.85 %

View Fund

Steady Money Fund

AUM (Cr)

₹72

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.4 6.32 6.79 %

View Fund

Debt Fund

AUM (Cr)

₹91

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.14 6.33 6.58 %

View Fund

Bond Fund

AUM (Cr)

₹16,641

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.19 6.14 6.57 %

View Fund

Dynamic Gilt Fund

AUM (Cr)

₹166

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 4.62 5.81 6.56 %

View Fund

Secure Fund

AUM (Cr)

₹1,080

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.6 6.2 6.55 %

View Fund

Bond Fund

AUM (Cr)

₹1,623

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 5.25 5.87 6.42 %

View Fund

Whole Life Aggressive Growth Fund

AUM (Cr)

₹896

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 14.13 15.81 15.06 %

View Fund

Balanced Fund

AUM (Cr)

₹348

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.89 9.93 10 %

View Fund

Save N Grow Money Fund

AUM (Cr)

₹62

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.85 8.77 9.66 %

View Fund

Balanced Fund

AUM (Cr)

₹4,753

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.76 8.99 9.62 %

View Fund

Creator

AUM (Cr)

₹438

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.6 8.75 9.48 %

View Fund

Balancer II

AUM (Cr)

₹765

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.28 9.2 9.31 %

View Fund

Balanced Fund

AUM (Cr)

₹20,171

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.14 8.6 9.27 %

View Fund

Multi Cap Balanced Fund

AUM (Cr)

₹1,682

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 8.88 9.16 9.05 %

View Fund

Asset Allocation Fund II

AUM (Cr)

₹260

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.64 8.68 9.03 %

View Fund

Stable Fund

AUM (Cr)

₹15

Estimated Value

₹

After 5 years

Returns (p.a.)

+ 7.26 8.16 8.85 %

View Fund

What are IDBI Bank SIP Plans?

IDBI Bank SIP Plans are investment options that allow you to invest small amounts regularly in various investment fund schemes. With the potential for substantial returns, SIP Plans help you grow your wealth steadily over time. IDBI Bank offers a variety of SIP plans customised to suit the diverse needs of investors. Whether you are a conservative investor or seeking high returns, IDBI Bank has SIP plans to match your risk profile and financial aspirations.

IDBI Funds SIP Plans

Fund Name	Fund Category	Risk Profile
IDBI Small Cap Fund	Equity	High
IDBI Midcap Fund	Equity	High
IDBI Flexi Cap Fund	Equity	High
IDBI Equity Advantage Fund	Equity	High
IDBI India Top 100 Equity Fund	Equity	High
IDBI Gilt Fund	Debt	Low to Moderate
IDBI Dynamic Bond Fund	Debt	Low to Moderate
IDBI Short-Term Bond Fund	Debt	Low to Moderate
IDBI Liquid Fund	Debt	Low to Moderate
IDBI Hybrid Equity Fund	Hybrid	Moderate
IDBI Equity Savings Fund	Hybrid	Moderate

*Using a SIP Calculator will help you to estimate the interest earned and maturity returns on your IDBI investments in SIP Plans.

SIP Calculator

I know my investment amount I know my goal amount

Monthly SIP Yearly SIP Lumpsum

I want to invest Pro Tip

Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth

/Month

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Total Wealth ₹1.03 Cr

View Plans

I want to save

I want to invest for Pro Tip

Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively

Years

Expected return Pro Tip

Top 25% of investors consistently generate more than 12% return

% Annually

Monthly Investment ₹22.4 L

View Plans

Top Funds with High Returns (Past 7 Years)

12.01%

Equity Pension

14.57%

Opportunities Fund

18.65%

High Growth Fund

12.6%

Opportunities Fund

22%

Multi Cap Fund

14.27%

Accelerator Mid-Cap Fund II

16.18%

Multiplier

13.59%

Frontline Equity Fund

15.14%

Virtue II

14.16%

Equity Fund

9.64%

Blue-Chip Equity Fund

16.13%

Global Equity Growth Fund

14.61%

Growth Opportunities Plus Fund

11.12%

Equity Top 250 Fund

12.93%

Future Apex Fund

10.54%

Pension Dynamic Equity Fund

13.08%

Accelerator Fund

Features of IDBI Bank SIP Plans

You can start a SIP with a minimum amount of Rs. 500.
IDBI Bank offers various mutual funds and other fund scheme options.
You can choose from equity funds, debt funds, hybrid funds, and more based on your risk appetite and financial goals.
SIPs allow you to invest a fixed amount regularly, promoting discipline and long-term wealth creation.
With regular investments in SIP, you can benefit from rupee-cost averaging and the power of compounding.
IDBI Bank SIPs can be used to plan for various financial goals, such as retirement, marriage, buying a house or car, and higher education.

How Do IDBI Bank SIP Plans Work?

Let us understand their working from below:

The first step is to choose an SIP plan that you want to invest in. You can choose from various plans, such as equity funds, debt funds, and hybrid funds.
Once you have chosen a plan, you must decide how much money you want to invest each month. You can invest any amount, starting from Rs.500.
You can set up a SIP with IDBI Bank through your bank account, net banking, or the IDBI Bank mobile app.
IDBI Bank will automatically invest the chosen amount of money in the SIP plan on a monthly basis.
The fund value grows as per the market conditions. However, you can use an SIP calculator to estimate your returns before investing in an IDBI SIP Investment plan.
Professional managers handle the investments, so you do not need to track individual funds.

start-an-sip-today-watch-your-money-grow

What are the Advantages of Investing in IDBI Bank SIPs?

Some advantages of investing in IDBI SIP Plans are as follows:

Safety and Regulation: IDBI Bank SIPs invest in SEBI-regulated Mutual Funds, ensuring investor protection.
Tax Benefits: Enjoy tax-free dividends and avoid long-term capital gains tax if you hold the units for more than a year.
Liquidity: Most IDBI Bank SIPs invest in open-ended funds, allowing for redemption within 3 working days at the current Net Asset Value (NAV).
Convenience and Flexibility: SIPs enable easy and hassle-free investing with features like systematic transfers, withdrawals, and even switching between funds to suit your evolving goals.
Risk Diversification: IDBI Bank SIPs invest in a diversified portfolio across various industries and stocks, mitigating risk.
Transparency: NAVs are declared daily, and portfolios are disclosed regularly, ensuring transparency.
Professional Management: Experienced fund managers handle your investment, leveraging their expertise for optimal returns.

Tips for Successful IDBI Bank SIP Investment

Follow the tips mentioned below to get high returns from investment in IDBI Bank SIP Plans:

Stay Disciplined: Maintain consistency in SIP contributions to reap the benefits of rupee cost averaging and compounding fully.
Review Periodically: Monitor the performance of your investments in the Best SIP Plans regularly and make adjustments if needed to stay on track with your financial goals.
Stay Informed: Stay informed about market trends and fund performance to make well-informed investment decisions.

Summary

IDBI Bank SIP Plans offer a convenient and disciplined way for investors to invest in SIP funds. Through regular contributions and diverse fund choices, investors can benefit from rupee-cost averaging and long-term growth opportunities, catering to their financial objectives and risk appetite.

start-small-&-build-your-wealth-for-a-brighter-tomorrow

FAQs

What is the interest rate of IDBI SIP?

SIP investments in large-cap equity funds yield around 12-15% returns, while mid-cap equities can offer returns in the range of 14-17%.
Is 100 rupees SIP good?

If you want to earn money through SIP, adopting a long-term approach is the most effective method. A recommended tactic is to set aside a minimum of Rs 100 daily from your regular expenditures and use it to invest in various funds via SIP.
What is SIP scheme in IDBI Bank?

A SIP scheme in IDBI Bank is a Systematic Investment Plan offered by IDBI Mutual Fund. It allows you to invest a fixed amount of money in a mutual fund scheme every month. This helps you to invest regularly and build your wealth over time.
Is SIP in IDBI bank is safe?

Yes, SIP in IDBI bank is safe. IDBI Bank is a well-regulated bank and its mutual fund arm, IDBI Mutual Fund, is a SEBI-registered fund house. This means that your money is safe and that your investments are managed in a responsible manner.
Does SIP pay monthly?

Yes, SIP is paid in monthly instalments. When you invest in a SIP, you invest a fixed amount of money every month. This amount is then invested in a ULIP fund or mutual fund scheme of your choice. The fund then invests your money in a variety of securities, such as stocks, bonds, and money market instruments.

IDBI Bank SIP Investment

Best SIP Funds

What are IDBI Bank SIP Plans?

IDBI Funds SIP Plans

SIP Calculator

Features of IDBI Bank SIP Plans

How Do IDBI Bank SIP Plans Work?

What are the Advantages of Investing in IDBI Bank SIPs?

Tips for Successful IDBI Bank SIP Investment

Summary

FAQs

What is the interest rate of IDBI SIP?

Is 100 rupees SIP good?

What is SIP scheme in IDBI Bank?

Is SIP in IDBI bank is safe?

Does SIP pay monthly?

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