50000 SIP for 1 year

Nisha Sharma, a 30 year old Florist from Gorakhpur, is exploring small cap funds through a Systematic Investment Plan (SIP). By investing ₹50000 per month over 1 year , Nisha Sharma aims to leverage the power of compounding. With an estimated annual return of around 16%, Nisha Sharma's monthly SIP could accumulate a total corpus of approximately ₹6.51 L over 1 year . If he invests yearly for 1 year , this amounts to a corpus of about ₹6.96 L, while a one-time lump sum investment for the same period could potentially grow to ₹6.96 L . These figures highlight the growth opportunities available through disciplined SIP investing.

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SIP Plan Benefits
Start SIP with as low as ₹1000
Start SIP with as low as ₹1000
No hidden charges
No hidden charges
Save upto ₹46,800 in Tax
Save upto ₹46,800 in Taxunder section 80C^
Zero LTCG Tax
Zero LTCG Tax
Disciplined & worry-free investing
Disciplined & worry-free investing

Example for 50000 SIP for 1 year

  • Monthly Investment: ₹50000

  • Duration: 1 year

  • Investment Categories: Small Cap (16%), Mid Cap (14%), Large Cap (12%)

SIP Investment Breakdown by Fund Type

Small Cap Investment (16% Annual Return)

Using the SIP calculator and assuming return of 16% (annually). We will get:

  1. Monthly SIP:

    • Monthly Investment: ₹50000

    • Duration: 1 year

    • Expected Annual Rate of Return: 16%

    • Fund Type: Small Cap

    • Total Investment: ₹6 L

    • Total Returns: ₹50.82 K

    • Total Corpus: ₹6.51 L

  2. Yearly SIP:

    If you invest 6 L yearly for 1 year , you will get:

    • Yearly Investment: ₹6 L

    • Duration: 1 year

    • Expected Annual Rate of Return: 16%

    • Fund Type: Small Cap

    • Total Investment: ₹6 L

    • Total Returns: ₹96 K

    • Total Corpus: ₹6.96 L

  3. Lumpsum Investment:

    • Lumpsum Investment = ₹6 L

    • Duration: 1 year

    • Expected Annual Rate of Return: 16%

    • Fund Type: Small Cap

    • Total Investment: ₹6 L

    • Total Returns: ₹96 K

    • Total Corpus: ₹6.96 L

I want to invest Pro Tip
Financial experts suggest that a person should invest 10-15% of their monthly income for long-term financial growth
/Month
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Total Wealth ₹1.03 Cr
Start Investing
I want to save
I want to invest for Pro Tip
Financial experts suggest that individuals should ideally invest for a period of 5 to 10 years, or even longer, to maximize the benefits of compounding and navigate market fluctuations effectively
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Expected return Pro Tip
Top 25% of investors consistently generate more than 12% return
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Monthly Investment ₹22.4 L
Start Investing

Mid-Cap Investment (14% Annual Return)

Using the SIP calculator and assuming return of 14% (annually). We will get:

  1. Monthly SIP:

    • Monthly Investment: ₹50000

    • Duration: 1 year

    • Expected Annual Rate of Return: 14%

    • Fund Type: Mid Cap

    • Total Investment: ₹6 L

    • Total Returns: ₹44.59 K

    • Total Corpus: ₹6.45 L

  2. Yearly SIP:

    If you invest 6 L lumpsum for 1 year , you will get:

    • Yearly Investment: ₹6 L

    • Duration: 1 year

    • Expected Annual Rate of Return: 14%

    • Fund Type: Mid Cap

    • Total Investment: ₹6 L

    • Total Returns: ₹84 K

    • Total Corpus: ₹6.84 L

  3. Lumpsum Investment:

    • Total Investment = ₹6 L

    • Duration: 1 year

    • Expected Annual Rate of Return: 14%

    • Fund Type: Mid Cap

    • Total Investment: ₹6 L

    • Total Returns: ₹84 K

    • Total Corpus: ₹6.84 L

Large Cap Investment (12% Annual Return)

Using the SIP calculator and assuming return of 12% (annually). We will get:

  1. Monthly SIP:

    • Monthly: ₹50000

    • Duration: 1 year

    • Expected Annual Rate of Return: 12%

    • Fund Type: Large Cap

    • Investment: ₹6 L

    • Returns: ₹38.32 K

    • Total Corpus: ₹6.38 L

  2. Yearly SIP:

    If you invest 6 L lumpsum for 1 year , you will get:

    • Investment: ₹6 L

    • Duration: 1 year

    • Expected Annual Rate of Return: 12%

    • Fund Type: Large Cap

    • Total Investment: ₹6 L

    • Returns: ₹72 K

    • Total Corpus: ₹6.72 L

  3. Lumpsum Investment:

    • Total Investment = ₹6 L

    • Duration: 1 year

    • Expected Annual Rate of Return: 12%

    • Fund Type: Large Cap

    • Total Investment: ₹6 L

    • Total Returns: ₹72 K

    • Total Corpus: ₹6.72 L

Calculate your SIP

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FAQs

  • What is the total amount I will invest in 1 year with a ₹50000 monthly SIP?

    If you will invest monthly 50000 sip for 1 year :

    Amount = 50000

    Investment Duration = 1 year

    Total corpus will be ₹50000 × 12 months × 1 year = ₹6 L

    The magic happens through compounding and long-term growth, turning this into much higher values depending on the fund type and returns.

  • How does the final corpus differ between small cap, mid cap, and large cap funds?

    Assuming average returns:

    Small Cap Fund (16%): Final corpus = ₹6.51 L

    Mid Cap Fund (14%): Final corpus = ₹6.45 L

    Large Cap Fund (12%): Final corpus = ₹6.38 L

    These examples show how even a small change in return percentage can make a big difference over 1 year .

  • How much profit will I actually make from a 50000 monthly SIP for 1 year ?

    Subtracting your total investment of ₹6 L:

    Small Cap: Profit ~₹6.51 L - ₹6 L = ₹50.82 K

    Mid Cap: Profit ~₹6.45 L - ₹6 L = ₹44.59 K

    Large Cap: Profit ~₹6.38 L - ₹6 L = ₹38.32 K

  • How much can I expect to earn if I invest ₹50000 per month for 1 year ?

    The return depends on the type of fund and the expected annual return:

    Small Cap (16%): ~₹6.51 L

    Mid Cap (14%): ~₹6.45 L

    Large Cap (12%): ~₹6.38 L

    These are estimates and actual returns can vary based on market conditions.

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