Prices Increasing soon Prices Increasing Soon

Bajaj Allianz Life eTouch Online Term Plan

Bajaj Allianz eTouch Term Plan is a pure risk protection plan that offers financial benefit to the family of the policyholder in case of his/her unfortunate death during the policy term. This plan offers comprehensive cover at affordable premium rates and provides four plan options for the customer to choose as per their suitability. Let us see the various key features and benefits of the Bajaj Allianz Life eTouch Online Term Plan. 

Read more
Gets ₹1 Cr. Life Cover at just
COVID-19 Covered
The Policybazaar Advantage
Dedicated claim support for family FREE
Upto 10% discount for buying online
Only certified experts will call you on 100% recorded lines
We are rated~
rating
58.9 Million
Registered Consumer
51
Insurance Partners
26.4 Million
Policies Sold

#All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply

By clicking on "View plans" you agree to our Privacy Policy and Terms of use

~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

Life is Unpredictable! Protect your family’s future
Get ₹1 Crore Life cover starting from ₹384/month+
+91
Secure
We don’t spam
Check Your Premium Now
Please wait. We Are Processing..
Get Updates on WhatsApp
The Policybazaar Advantage
Policybazaar Advantage Icon
Dedicated claim support for family FREE
Policybazaar team will help and support you at the time of claim. A personal claim handler from our team of experts will get in touch with you when your nominee applies for a claim on our website.
Policybazaar Advantage Icon
100% calls recorded to ensure no mis-selling
We will make sure you get what is promised by the advisors. We conduct regular monitoring of our calls to make sure you get the best experience.
Policybazaar Advantage Icon
Exclusive lifetime discount upto 5% for buying online
The discounts will be valid for the entire policy payment term and is not available if you choose to buy the insurance through offline agents.
Policybazaar Advantage Icon
Advisors available in your city
Our advisors are available in more than 55 cities across India and can help you at your doorstep in understanding the plans and in documentation.
Policybazaar Advantage Icon
Refund at the click of a button
In case you aren’t happy with your purchase, you can cancel your policy hassle-free at the click of a button. We will help you with the cancellation and refund of your policy.

Key Features of Bajaj Allianz Life eTouch Online Term Plan

This term plan offered by Bajaj Allianz Life Insurance has the following key features:

  • Get comprehensive life cover for yourself and your family

  • Choose to receive the policy benefits in a lump sum or monthly instalments

  • Choose from among 3 plan variants and get enhanced protection

  • Non-tobacco users will have to pay lower premiums for leading healthy lifestyles

  • Claim tax benefits as per the prevailing tax laws under the Income Tax Act of 1961

  • Avail of maturity benefits if you survive the policy term

  • Receive extra payout upon death due to accident, with the accidental death benefit rider

  • Enjoy early exit and get back all your premiums paid (as early exit value) when your need for the term plan is over

  • With the Premium Holiday feature, skip premiums for 1, 2 or 3 years during the premium payment term

one crore term plan
plus

Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

Benefits of Bajaj Allianz Life eTouch Online Term Plan

Let us see the benefits payable under each term plan option available under this Bajaj Allianz Term Insurance plan:

  1. Bajaj Allianz eTouch Term Plan – Life Shield

    • In case of the policyholder’s accidental total and permanent disability, all the remaining premiums will be waived, and the policy will terminate.

    • In case the policyholder, unfortunately, dies during the policy term, the death benefit will be paid, and the policy will terminate.

    • Policyholder will receive the terminal illness benefit upon being diagnosed with terminal illness.

      • If the chosen Sum Assured is up to 2 crores:

        • Insurer will pay the Sum Assured.

        • The policy will terminate.

      • If the chosen Sum Assured is over 2 crores:

        • Insurer will pay 2 crores.

        • The policy will continue with the remaining Sum Assured.

        • The remaining Sum Assured will be paid on the death of the Life Assured.

        • The policy will terminate upon the death of the Life Assured.

  2. Bajaj Allianz eTouch Term Plan – Life Shield Plus

    • On the policyholder’s death during the policy term, the death benefit will be paid to the policyholder, and the policy will terminate.

    • On the accidental total permanent disability of the policyholder, the insurer will:

      • Pay an amount equal to the sum assured as ATPD benefit (maximum limit Rs. 2 Crores).

      • All the remaining premiums will be waived, and the policy will continue its coverage.

    • Policyholder will also receive the terminal illness benefit in this variant.

      • If the chosen Sum Assured is up to 2 crores:

        • The insurer will pay the entire Sum Assured.

        • The policy will terminate.

      • If the chosen Sum Assured is over 2 crores:

        • The insurer will pay 2 crores.

        • The insurer will pay 2 crores.

        • The remaining Sum Assured will be paid on the death of the Life Assured.

        • The policy will terminate upon the death of the Life Assured.

  3. Bajaj Allianz eTouch Term Plan – Life Shield ROP

    • Policyholder’s nominee will receive the Sum Assured chosen at inception; the policy will terminate upon death.

    • If the Sum Assured is up to 2 crores, insurer will pay the Sum Assured, and the policy will terminate. If the Sum Assured is over 2 crores, insurer will pay 2 crores, and the policy continues with the remaining Sum Assured, payable upon death, after which the policy will terminate.

    • WOP Benefit on ATPD/TI:

      • Future premiums will be waived if the Life Assured is diagnosed with Accidental Total Permanent Disability or Terminal Illness.

      • For ATPD, the policy continues with existing Death and Terminal Illness benefits.

      • For TI with Sum Assured over 2 crores, the policy continues with the remaining Death Benefit.

      • If the Life Assured survives until the end of the term, the Maturity Benefit will be payable.

    • Maturity Benefit:

      • If no claims are paid before maturity, you will receive the total premiums paid as a lump sum, and the policy will terminate.

      • If the Terminal Illness Benefit is paid before maturity, you will receive a proportionate Maturity Benefit based on the remaining coverage, paid on the maturity date.

one crore term plan

Secure Your Family Future Today

₹1 CRORE

Term Plan Starting @ ₹449/month+

Get an online discount of upto 10%+

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

Benefits Offered by Bajaj eTouch Term Plan for Women

Bajaj etouch term plan offers several benefits for its female customers:

Free Health Management Services: Women can get up to 36, 500 worth of health management services for free annually. These services include Comprehensive Health check-ups like Cancer screening, CBC and calcium serum tests, and diabetic, thyroid, and lipid profile tests, along with OPD in-clinic consultations. All the above benefits are available once per year. Not only that, female customers can get doctor-insta consultations, diet and nutrition consultations, psychologist consultations, and medicine discounts. OPD benefit in case of pregnancy is also available but only once throughout the policy term.

Eligibility Criteria of Bajaj Allianz Life eTouch Online Term Plan

The eligibility conditions to buy Bajaj Allianz eTouch Term Plan are as follows:

Criteria Minimum Maximum
Entry Age 18 years 65 years
Maturity Age 28 years 99 years
Policy Term 10 years 99 years
Sum Assured 50 Lacs No Limit
Premium Payment Terms Regular and Limited Pay
Premium Payment Modes Monthly, quarterly, half-yearly, and yearly

Conditions in Bajaj Allianz Life eTouch Online Term Plan

The following conditions apply under the Shield Plus, Shield Super, and Shield Supreme variants of this term insurance plan:

  1. ATPD Benefit

    The benefit amount of the Bajaj Allianz eTouch term plan will not be paid if the accident occurs before the end of the policy term and the disability happens within 90 days from the date of the accident but after the end of the policy term

  2. ADB Benefit

    • In case the policyholder suffers an accident and is totally and permanently disabled and dies within 90 days of the accident, then two separate benefit amounts will be paid, first for ATPD and then for ADB.

    • ADB benefit will not be paid if the accident occurs before the end of the policy and the death occurs before 90 days but after the end of the policy term.

Policy Details of Bajaj Allianz Life eTouch Online Term Plan

  • Free Look Period

    A free look period is provided for the customer to review the details of their Bajaj eTouch term plan and return the plan if unsatisfied with the policy T&Cs. The free look period provided for online purchased policies is 30 days, whereas, for offline purchased policies, it is 15 days.

  • Grace Period

    The Bajaj etouch term plan provides a grace period of 15 days for the monthly premium payment mode and 30 days for all the other premium payment modes.

How To Buy Bajaj Allianz Life eTouch Online Term Insurance Plan?

Here is how you can buy Bajaj Allianz Life eTouch Online Term Plan from the comfort of your home:

  • Step 1: Go to the term insurance page of Policybazaar

  • Step 2: Fill in the required details like name, gender, DOB, and contact information

  • Step 3: Enter your educational qualifications, annual income, occupation type, and smoking habits

  • Step 4: Select the Bajaj Allianz eTouch term plan proceed to pay

Premium By Age



Term insurance Articles

  • Recent Article
  • Popular Articles
02 Jul 2024

Term Life Insurance in Daman and Diu 2024

Daman and Diu, a union territory in western India, consists of

Read more
02 Jul 2024

Term Life Insurance in Andhra Pradesh 2024

Andhra Pradesh, a state in the southern coastal region of India

Read more
02 Jul 2024

Term Life Insurance in Sikkim 2024

Sikkim is a Northeastern Indian state bordered by Bhutan, Tibet

Read more
02 Jul 2024

Term Life Insurance in Punjab 2024

Punjab, also known as the Land of Five Rivers, is situated in

Read more
02 Jul 2024

Term Life Insurance in Chhattisgarh 2024

Chhattisgarh is a state known for its forests, majestic

Read more

'Har Family Hogi Insured' Policybazaar's Vision...

Empowering Every Household: policybazaar's Commitment to Nationwide Coverage In a visionary move towards a

Read more

Term Insurance for Women in India

Term insurance for women is a type of life insurance specifically designed for fulfilling women’s needs and

Read more

2 Crore Term Insurance Plan

Individuals can choose to buy term plan that offers a life cover (sum assured) of ₹ 2 crore. These plans are

Read more

What Is Saral Jeevan Bima

Saral Jeevan Bima (SJB) is a simple term insurance plan that offers financial protection for policyholder’s

Read more
Need Help? Request Callback
top
View Plans
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL