Term Plans
The LIC Yuva Term plan calculator is a simple online tool that is used to estimate the premium amount for LIC’s Yuva Term insurance plan. The policy buyer is required to add basic personal details like name, date of birth, gender along with some policy specific details like coverage amount, and policy term.
Thereafter, the LIC calculator instantly gives you a quote with estimated details of coverage. Such information can help the potential policy buyer to choose the right cover plan considering their financial needs and budget.
LIC’s Yuva Term plan calculator allows the customer to compare the difference in premium amounts using different premium modes. The variation in amounts can help the user to make an informed financial decision for their future. Let's learn more about using the LIC Yuva Term plan Calculator in detail.
Term Plans
The LIC Yuva Term Plan Calculator is a user-friendly digital tool that helps people to choose better for their families as per their future requirements. The calculated estimates allow the policyholders and prospective customers to gain clarity on this LIC plan. It boosts comparison and customization as individuals can tailor the plan to their long-term goals. The LIC Yuva Term plan 875 Premium Calculator also saves time by providing real-time updates based on input changes, ensuring that users are always viewing the most accurate results.
The Yuva Term LIC plan calculator empowers policyholders to choose a term insurance plan that satisfies their family’s financial requirement in their absence by being well informed and transparent. The tool simplifies premium planning and helps users understand the cost of securing financial protection through the LIC Yuva Term plan.
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| Applicable Plan | LIC Yuva Term plan (Plan 875) |
| Purpose | Estimate premium based on basic personal and customized policy details |
| Inputs Required from the User | Age, Gender, Basic Sum Assured, Sum Assured Option, Policy term, Premium Payment Term (PPT), and Smoking status |
| Outputs by the calculator | Premium amount, Death benefit details, Rider premium (if selected) |
| Where to find it? | Online (on LIC’s official website) |
If you wish to know the estimated premiums for LIC Yuva Term plan then use the Premium calculator on LIC’s official website. Here’s a step-by-step guide:
Step 1: Go to LIC’s official website.
Step 2: Find “How Much Insurance You Need” Section by scrolling down and click on the “Premium Calculator” given below.
Step 3: You will be guided to an external website. Input the required details like age, name, DOB, gender, etc. Click on “Next” once you’re done.
Step 4: A pop-up with options appears on your screen. Choose “Quick Quotes”.
Step 5: Under the “Term” option, select “LIC’s Yuva Term (Plan-875) (Term)” and click on “Coverage”.
Step 6: Now, enter your plan details like base sum assured, policy term, premium payment type, type of sum assured on death. Once you have added all your requirements, then click “Quote”.
The LIC Yuva term plan 875 calculator will present all the available premium options considering your policy details and personal information. This realistic overview of your life insurance policy will let you assess the finances required to buy this policy. The Yuva Term plan LIC calculator works similarly to any other LIC Calculator. It can be adjusted as per the chosen plan.
The LIC Yuva Term plan premium calculator by LIC of India allows users to differentiate how premium payable works with different input details. With the LIC Yuva Term plan 875 Premium Calculator, users can get accurate estimates for their specific details. The LIC 875 Plan Calculator simplifies planning for the user as it projects clear information quickly.
Age at the time of entry
Date of Birth
Gender
Smoking Status
Premium paying mode
Sum assured
Policy term
Optional riders
Annual premium payable
Death benefit payout
Rider premium details
Premium payable at different frequencies
The sample illustrative premiums for LIC Yuva Term plan using a basic sum assured of Rs 50 Lakh for both Option I (Level Sum Assured) and Option II (Increasing Sum Assured) are shown below. Here are the plan details:
Option I (Level Sum Assured)
|
Age |
Policy Term |
Regular Annual Premium |
Annual Premium for Limited Premium Paying Term of 15 Years |
Annual Premium for Limited Premium Paying Term of 10 Years |
Single Premium |
| 20 | 20 | 4550 | 5250 | 6600 | 44350 |
| 30 | 20 | 5950 | 6850 | 8750 | 59550 |
| 40 | 20 | 11700 | 13600 | 17500 | 121900 |
Option II (Increasing Sum Assured)
|
Age |
Policy Term |
Regular Annual Premium |
Annual Premium for Limited Premium Paying Term of 15 Years |
Annual Premium for Limited Premium Paying Term of 10 Years |
Single Premium |
| 20 | 20 | 5850 | 6750 | 8550 | 58400 |
| 30 | 20 | 8250 | 9600 | 12250 | 84950 |
| 40 | 20 | 17850 | 20850 | 26850 | 188950 |
The LIC Term Plan Calculator asks for details such as Sum Assured type, smoker category, policy term, premium paying term, etc, to factor in all your policy specifications and calculate the premium amount under Option I and Option II to provide illustrations based on them.
LIC Yuva Term plan Calculator is extremely useful and some of its benefits are given below:
Instant Premium Estimation: Enter a few personal details like age, sum assured, and policy tenure in the LIC Yuva term plan 875 premium calculator and it instantly provides an estimated premium amount.
Flexibility: The user has the flexibility to choose their desired sum assured, policy term and even premium paying mode to find the best-fit premium option for their budget.
Evidence Based Decision: This LIC calculator offers transparent information of how the user’s personal factors affect the premium amount for the prospective buyers, to make informed decisions by showing how different parameters affect the premium.
Easy Comparison: Different coverage options and premium amounts can be compared by the user to choose the best fit.
Time Efficient: Using the LIC calculator, calculations can be done within minutes and require no branch walk-ins.
Cost-free: The LIC Yuva Term plan calculator is accessible on LIC’s official website without any hidden costs.
The LIC Yuva Term plan Calculator is an online free of cost tool to calculate premium estimates and understand the cost of life insurance protection. It allows the user to enter their basic personal data and customize the desired policy details to get clear premium estimations. The results help the user to make a well informed decision of high coverage at affordable rates. Buying the LIC Yuva Term plan is an excellent choice for young adults to secure their financial future.
˜The insurers/plans mentioned are arranged in order of highest to lowest Sum Assured(SA) offered by Policybazaar’s insurer partners offering term insurance plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI.
Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
+On the basis of your profile
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 410/month (Rs.14/day) is starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age rounded off to nearest 10
+Rs. 245 is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 8/day is starting price for a 50 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 15/day is starting price for a 75 lakhs term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age, rounded off to nearest 10
+Rs. 504/month is starting price for a 1.5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 494/month is starting price for a 2 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 636/month is starting price for a 3 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 918/month is starting price for a 5 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,286/month is starting price for a 7 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 453/month is starting price for a 1 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs.582/month is starting price for a 2 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 786/month is starting price for a 3 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,374/month is starting price for a 5 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 1,592/month is starting price for a 7 crore term life insurance for an (NRI) 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 525/month is the starting price for a 1 crore term life insurance for an 18 year-old male, non-smoker, with no pre-existing diseases, cover upto 68 years of age.
+Rs. 668/month is starting price for a 2 crore term life insurance for an 25 year-old male, non-smoker, with no pre-existing diseases, cover upto 45 years of age.
+Rs. 1,200/month is starting price for a 2 crore term life insurance for an 35 year-old male, non-smoker, with no pre-existing diseases, cover upto 55 years of age.
+Rs. 410/month is starting price for a 1 crore term life insurance for an 18 year-old Female, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
+Rs. 577/month is starting price for a 1 crore term life insurance for an 18 year-old Male, self employed, non-smoker, with no pre-existing diseases, cover upto 30 years of age.
*The full refund of premium is available on availing the one-time option of refund of premium. Total premium paid for policy (paid for add-ons) will be the special exit value, payable on availing the one-time option of refund of premium if you wish to completely exit the policy.
+Rs. ₹361/month is the starting price for a ₹1 crore loan cover with an 8% interest rate for an 18-year-old male, non-smoker, with no pre-existing diseases, loan tenure up to 20 years, rounded off to the nearest 10
Prices offered by the insurer are as per the approved insurance plans | #All savings and online discounts are provided by insurers as per IRDAI approved insurance plans | Standard Terms and Conditions Apply | **Tax Benefits are subject to changes in tax laws.| Policybazaar Insurance Brokers Private Limited
We will respond in the first instance within 30 minutes of the customers contacting us. 30-minute claim support service is for the purpose of giving reasonable assistance to the policyholder in pursuance of the claim. Settlement of claim (including cashless claim) is the responsibility of the insurer as per policy terms and conditions. The 30-minute claim support is subject to our operations not being impacted by a system failure or force majeure event or for reasons beyond our control. For further details, 24x7 Claims Support Helpline can be reached out at 1800-258-5881
For more details on risk factors, terms and conditions, please read the sales brochure carefully before concluding a sale
Policybazaar Insurance Brokers Private Limited | CIN: U74999HR2014PTC053454 | Registered Office - Plot No.119, Sector - 44, Gurgaon, Haryana – 122001 | Registration No. 742, Valid till 09/06/2027, License category- Composite Broker Visitors are hereby informed that their information submitted on the website may be shared with insurers. Product information is authentic and solely based on the information received from the insurers.
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