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Tata AIA Term Plan Calculator

TATA AIA Term Plan Calculator 2024 helps customers calculate the premiums payable for their desired term insurance plan. Using this Tata AIA calculator, you can plan your finances better, knowing how much of your income will be spent on the premiums and how much returns you can expect on survival. This term calculator can compare the premiums and select the plan with the most suitable features and benefits.

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What is the Tata AIA Term Plan Calculator 2024?

Tata AIA Term Insurance Calculator is an online tool that helps customers accurately calculate the premium amount they need to pay for the desired life cover for their ideal Tata AIA Term Plan. This tool is easy to use, cost-effective, and time-saving as you can perform complex calculations within seconds using the Tata term plan calculator. You can find the most suitable Tata AIA term insurance plan for yourself by altering your requirements, such as life coverage and policy terms, in the calculator.

one crore term plan
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Term Plans

₹1
Crore

Life Cover

@ Starting from ₹ 16/day+

₹50
LAKH

Life Cover

@ Starting from ₹ 8/day+

₹75
LAKH

Life Cover

@ Starting from ₹ 12/day+

What Are The Key Reasons For Using Tata AIA Term Plan Calculator?

The key reasons to use the TATA AIA term insurance plan calculator are as follows:

  • Compare Premium Rates: You can easily compare term insurance premium rates between the wide range of insurance plans.

  • Choose a Budget-Friendly Plan: The Tata AIA Term Plan Calculator helps the customer to decide whether a particular plan fits into their budget or not.

  • Know Life Cover, Premium And Policy Term: You can get a clear idea of your life cover, premiums and the time period for insurance to .

  • Cost-Free: It can be done free of charge and online, which means it can be done from the comfort of the policyholder’s home.

  • Knowledge Before Buying: The policyholder gets thorough information on particular life insurance plan before buying it, and he/she also gets to know the the minimum and maximum age for them when the policy gets matured.

one crore term plan

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₹1 CRORE

Term Plan Starting @ ₹449/month+

Get an online discount of upto 10%+

Compare 40+ plans from 15 Insurers

+Standard T&C Applied

How to Use the Tata AIA Term Insurance Calculator?

Here is how you can use the Tata AIA term plan calculator:

  • Step 1: Visit the term insurance premium calculator page

  • Step 2: Select your suitable age, gender, life cover, and cover till age in the drop-down sections

  • Step 3: The lowest monthly premiums applicable will be shown on the calculator

  • Step 4: Click on the ‘View Plans’ section to see the available plans and compare them online

What are the Benefits of Tata AIA Term Plan Calculator 2024?

There are many advantages to using Tata AIA Term Plan Calculator. Calculating the premium before finalizing on any insurance helps the customers a lot. Tata AIA Term Plan Calculator can help differentiate between various plans and help select the best plan that is suitable for the policyholder. Some of the advantages of using the Tata term plan calculator are given below:

Clarity on the Insurance Plan Details

Using the term plan calculator can help the policyholder to get a clear idea of the insurance plan and premium rates of particular insurance before choosing to purchase it.

Time and Cost-Efficient

This calculator can be used online for free. Thus, this saves the time that it takes for the customer to wait in line at the office for calculating their premium rates. Since it is free, it saves the money that is spent on visiting the company’s office and making such complex calculations manually.

Prepared Beforehand

Knowing the premium amounts of a policy beforehand saves the customer from uncomfortable situations like delays in the premium payments or if the customer couldn't afford to pay a premium. By knowing the premium rates and the term for their policies, the policyholder can prepare before paying their premiums.

Check Premium for Multiple Policies

The policyholder can check premium for multiple policies in the term Insurance calculator if they are willing to take multiple policies from the insurance company.

Things to keep in mind before using Tata AIA Term Plan Calculator

Several basic information is needed while using the Tata AIA Term Plan Calculator 2024 online. Here are some points that need to be kept in mind before using the Tata AIA Term Plan Calculator:

  • Personal Information – Full Name, Age, Date of Birth, Gender, Address, E-mail ID, Contact Number, Salary per Annum, Loan Amount, Marital Status, Debts, etc.

  • Required Sum Assured - Sum assured amount that is needed for life insurance coverage.

  • Health information – Information about any critical illnesses like Cancer and other habits that are harmful to health, like smoking.

  • Assess Requirements - An estimated amount is needed to fulfil the future financial goals and dreams of the customer. Dreams and plans of the policyholder's family etc.

Why Should You Buy Tata AIA Term Insurance Plan?

Tata AIA Insurance provides various coverage schemes under their policies. Some of the significant benefits of buying this insurance are discussed below:

Coverage Policy

Tata AIA Term Insurance has life coverage up to 85 years of age. Some policies of Tata AIA have life coverage up to 100 years of age of the policyholder. This is one of the highlighted benefits of Tata AIA Term insurance, among the other insurances that are available on the market.

Life Stage Milestone Options

The cover on the existing policy can be increased to a higher amount during the policyholder's life milestones like – marriage, the birth of a child, retirement, etc. By increasing the life cover on the already existing policy saves the policyholder from the trouble of getting a new policy.

Discounts on Premium

Discounts are provided for premium rates of the policies with a higher sum assured amount in them. Tata AIA term insurance even provides discounts for women and non-smokers.

Riders

Some add-on riders are also available in Tata AIA Term Insurance. This scheme helps the policyholder at the time of death, accidental deaths, disability, critical illnesses, and terminal illnesses. All of these risk factors have a probability of arising in any policyholder's life at any time.

Affordability

Tata AIA offers premium rates to fit the convenience of its customers. They offer premium payment options like – monthly, quarterly, semi-annually, and yearly for the policyholder to pay the premiums as per their suitability. The customer can choose among these options and select a plan that suits them and comes under their budget line.

Claim Percentage

Tata AIA life insurance provided a CSR of 98.53% in the FY 2021-22, which means they settled most of the claim requests received in the year. This is also one of the significant benefits of Tata AIA term insurance. Customers can register their claim requests online to get their claims settled as soon as possible from the comfort of their homes.

*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C applies.

FAQs

  • Q1. Is there any exclusion in Tata AIA Maha Raksha Supreme?

    A1. Yes. If the policyholder's death happens due to suicide, then the beneficiary or the Nominee gets the higher of the death benefit, which is at least 80% of the total premiums paid till the death date, or the surrender value.

  • Q2. What is a death benefit?

    A2. The death benefit payable to the Nominee is the sum assured on death along with the additional sum assured under the life stage plus option. Sum Assured on death is the basic sum assured, ten times the annualized premium and 105% of total premiums paid up to the date of death.

  • Q3. List a few additional benefits of Tata AIA Insurance.

    A3. There are a few additional benefits to Tata AIA. Life Insurance like ADDL (Accidental Death and Dismemberment Long Scale) and other riders that ensure to pay the Nominee the sum assured amount that is to be paid at the end of the policy.

  • Q4. Can I use the Tata AIA Term Insurance Calculator 2024 online?

    A4. Yes. The Tata AIA Term Insurance can be calculated online for free on the official website of Tata Life Insurance by providing a few basic details of the customers.

  • Q5. Can I take a policy online in Tata AIA Insurance?

    A5. Yes. A policy can be taken online in Tata AIA Insurance. The customer needs to provide a few basic details and upload a few documents if necessary to get their policies approved online.

  • Q6. What is the highest sum assured amount provided by Tata AIA Insurance?

    A6. The highest sum assured by Tata AIA is 1 Cr. and above. It depends on the plan or the policy that the customer chooses to be the best fit for them.

  • Q7. What are the steps involved in getting a plan in Tata AIA Insurance?

    A7. The steps involved in buying plan in TATA AIA insurance are as follows:

    • Step 1: Go to the Tata AIA term insurance page
    • Step 2: Fill in the required details like name, gender, contact no., and DOB
    • Step 3: Enter smoking habits, occupation type, annual income, and educational background
    • Step 4: Choose the suitable term plan and proceed to pay.
  • Q8. Are there any tax benefits applicable?

    A8. Yes. The tax benefits of the policies will be provided by the Tata AIA Insurance under the tax benefits laws. Tata AIA Insurance tries its best to meet the customers' needs through any mode of tax benefit they could afford.

    *Standard T&C Apply

    *Tax benefits are subject to change as per tax laws.

  • Q9. What are the eligibility criteria?

    A9. The eligibility criteria for getting a policy in Tata AIA Insurance is – Minimum age 18 to maximum age 70, Basic sum Assured, Salary per annum, Premium payment modes, Maturity age, and Plan options. (Plan option depends on the mode of payment or the type of plan chosen by the customer).

Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.

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Tata AIA Term Plans Reviews & Ratings

4.2 / 5 (Based on 28 Reviews)
(Showing Newest 10 reviews)
Arya
Kanpur, March 10, 2021
Different companies
Last year when I bought a tata aia term plan I have found various good plans into the policybazaar website. Such a good place to plan a term plan. They helped me a lot to get the best term plan. Thanks.
Nikunj
Aranthangi, March 09, 2021
Stress-free process
I am happy that I have been a part of policybazaar and tata aia term plan. As their process is stress free and best. I really like the product which is been given by the policybazaar.
Vimal
Dwarka, January 23, 2019
Very Good
I have opened a Sampoorna Raksha+ plan with TATA AIA term insurance. I was not sure about the in-depth details of the plan and its benefits. I logged on to the Policybazaar website as I had seen many advertisements for the brand on TV. I entered my details on their website and one of their representatives contacted me. I had talked to other people too about the term insurance but the way Policybazaar executive explained the plan, was very simple and easy to understand. I was able to get all my confusions cleared beforehand and got the insurance policy opened. The documents involved were minimal and the process was also easy to follow. It took only 4 days to complete the process and I received my policy documents on my communication address as well as my email. All in all, I am really happy and satisfied with my experience with Policybazaar and Tata AIA.
Jaswant
Guwahati, October 18, 2016
Marvelous Insurance Plan
Having term insurance policy which is so beneficial and the investment is also low. Service provided is quick and on time. Online renewals are made so simple through online portal service. Policy coverage is good and claims are even better.
Yashvir
Gurgaon, September 27, 2016
TATA Term Policy
Got the tata aia term insurance policy in low budget and coverage is high as promised. Service given is very nice and staff member of the company available 24X7. Claiming is simple and renewals are done through online portals which is very good service.
Rahul
Dangar, July 27, 2016
Quality Investment
The term insurance plan i have is very perfect in all other policies. Maximum returns and many benefits. The 24X7 service of yours is the most attractive point which is very clam and nice behaviour of the staff. Renewals are simple to do through online portal service.
Vishu
Mirzapur, July 12, 2016
Term plan
My term insurance plan is an above average policy which comes in low premiums. Policy coverage is high and claims are high too. Service is fantastic and because of that the documentations become hassle free. Renewal is easy by online portal.
Lakshay
Bawal, June 30, 2016
Good
I bought a term insurance plan and the policy provide me many benefits like low premiums and returns are high. Service you gave is superb and policy coverage is good but the investment is less. My family is very happy with your services.
Nakul
Sant_kabir_nagar, April 21, 2016
slow service
The tata aia term plan has slow service issue. Policy coverage and claims are high with low investments. The executives and staff members behave well with the customers and providing nice outputs. The daily updates are mailed and texted to me regularly. It saves taxes.
Abhinav
Ooty, April 21, 2016
Nice Policy
Tata aia term policy plan is wonderful with huge benefits like low premiums and the policy coverage is high 91%. Claims are good and the payback amount is around Rs.40 L after the policy get mature. Internet services are great with easy interface and vast variety of policies are there with full descriptions. Good future investment with tax savings.
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