Marine Insurance for Household Items

People prefer purchasing things online however, it is the manufacturers and transportation business owners, who are aware of the risks while transporting the goods. Since the manufacturers are responsible for the goods until they get delivered, they are suggested to protect these goods with marine insurance policy.

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Importance of Marine Insurance for Household Items

It is important to purchase marine insurance policy for the manufacturers. Marine insurance for household goods provides coverage against unexpected loss or damage caused to the goods during the transportation from one place to another.

Coverage under Marine Insurance for Household Items

Marine insurance for household items provides coverage for the following:

Marine insurance for household items provides coverage to the insured against loss or damage caused to the goods due to road accident, fire, stranding, etc.
If the goods are being transported through sea then the damage caused due to sinking of ships is covered
Loss or damage caused due to collision, derailment of land conveyance during the transportation is covered
Jettison is covered
Washing overboard is covered
General average sacrifice salvage charges are covered
Total loss of package during the journey
Total loss of package during loading/unloading of the goods
Expenses incurred when the cargo leaves port of distress

Learn more about Marine Insurance

Annual open Policy

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Single Transit Policy

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Sales turn over Policy

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Transit Insurance

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Marine Insurance

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Cargo Insurance

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Exclusions under Marine Insurance for Household Items

Marine Insurance for Household Items does not provide coverage for the following:

Any loss or damage caused intentionally by the insured
Regular wear and tear of the household items will not be covered
Loss of insolvency will not be covered
Bad packaging that leads to damage of household goods during the transportation
Loss due to bankruptcy, liquidation or collapse of finances will not be covered
Loss or damage caused due to terrorist attack
Loss or damage caused during the war, riots or strikes are not covered
Loss incurred due to insolvency will not be covered

Claiming Process for Marine Insurance for Household Items

Follow the below mentioned claiming process to raise a claim:

Inform the insurance company about the loss or damage caused
If the insured cannot inform the insurer then anyone else on behalf of insured can do it
In case any of the household goods has been extremely damaged then the insured can get a survey done and lodge a monetary claim
In case the package goes missing then the insured can file an FIR for the missing package.
Insurer can ask for an FIR while processing the claim
Once the insurer finds everything in place, they will settle the claim within the specified period of time.

Marine Insurance for Household Items: Documents Required

Keep the following documents handy to submit along with the claim form to raise the claim:

Insurance policy copy
Survey report
Billing lading copy
Claim bill
Documents copy that were exchanged with the carrier
Invoice with shipping specification

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Policybazaar for Business - Marine Insurance - Customer Reviews

View all 114 reviews

View all

4.3

out of 5

Based on 114 reviews

14 users

87 users

13 users

0 users

0 users

3.8 April 20, 2023

Anas

Great Experience

I recently purchased Marine insurance from Policybazaar for my shipping business and I must say I am thoroughly impressed with their service and coverage. From start to finish, the experience has been smooth and hassle-free.Thankyou.

Mizoram

4.3 April 03, 2023

Vaishnav

Provides Comprehensive Protection

When it comes to coverage, Marine insurance that i bought from PolicyBazaar has exceeded my expectations. It provides comprehensive protection for my cargo and vessels during transit, ensuring I can focus on my business operations with peace of mind. Thankyou.

Assam

4.3 March 17, 2023

Umang

Excellent Services

I highly recommend Marine insurance from PolicyBazaar website to anyone in the shipping or logistics industry. Their user-friendly website, comprehensive coverage, and excellent customer service make them stand out from the competition. With Policybazaar, I feel confident in navigating the high seas, knowing that my business is well-protected. Thank you, Policybazaar.

Chennai

4.3 February 28, 2023

Vishal

User Friendly Interface

The website's user-friendly interface made it easy to compare different plans and find the perfect fit for my business needs.Thanks

Gurugram

4.3 February 11, 2023

Parth

Prompt Services

I appreciate the transparency and honesty with which Policybazaar handled my claims. They were prompt in processing my claim and their claim settlement process was hassle-free.Thanks PolicyBazaar.

Noida

3.8 February 10, 2023

Rishabh

Exceeds Expectations

I recently had the pleasure of purchsing marine insurance from Policy bazaar website and I must say it has been an outstnding experience from start to finish. I am thrilled to share my positive customer review, as this truly exceeded my expectations. Thanks PB.

Jamshedpur

3.8 January 31, 2023

Arvind

Easy Navigation

The ease of navigating the Policy bazaar website and finding the right marine insurance policy was impressive. The website's user-friendly interface and intuitive design made it incredibly simple to compare various options, understand the coverage details and make an informed decision. I appreciated the transparency provided throughout the process. Thanks.

Ajmer

3.8 January 21, 2023

Vishal

Excellent Support

The customer service provided by Policy bazaar was decent. Their team was responsive, knowledgeable and went above and beyond to assist me at every step. Their professionalism and commitment to customer satisfaction were truly commendable.Thankyou.

Mumbai

4.3 January 11, 2023

Sanjeev Rathor

Efficient Process

When it came to claims processing, Policy bazaar demonstrated remarkable eficiency and effectivenes. I had an unfortunate incident during the coverage period and filing a claim was a breeze. The entire process was streamlined and their team guided me throuugh every necssary step, making it hassle-free. The promptness with which my claim was setled reflected their commitment to their customers' well-being and peace of mind. Thankyou.

Pune

3.8 January 01, 2023

Kunal

Comprehensive Coverage

I must mention the comprehensive coverage provided by the marine insurance policy I purchasd through Policy bazaar. It offered me the necesary protection and peace of mind. Thankyou PolicyBazaar.

Indore

114 Review Item

Disclaimers⁺
*Savings of 42% are based on the comparison between the highest and lowest premiums for a Rs 50 lakh sum insured under Inland Transit Clause B or Institute Cargo Clause B for single transit cover of auto spare parts with shipment type of Inland(Domestic) and road as mode of transport. Premium varies on the basis of Occupancy, Business Activity & Coverage Type
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