₹1 Lakh cover starting at ₹110/month/employee+
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A group health insurance policy is also known as a corporate health insurance policy to provide coverage for people of a specific group like corporate employees against medical contingencies. This kind of medical insurance plan offers affordable coverage and is very easy to avail of. In case of medical emergency when a covered individual is hospitalized, a claim can easily be made under this insurance plan and it will provide coverage for the medical expenses incurred in case of hospitalization.
Affordable prices
Dedicated claims manager
All round wellness benefits
For claiming a group medical insurance policy, the insurance provider has to be informed instantly about the claim. If the covered individual requires treatment at a hospital that is in the network hospital of the insurance provider, then cashless claim settlement is offered. However, if one goes for the treatment in a non-network hospital, then he/she has to opt for reimbursement of the claim. So, in the reimbursement process of claim settlement, one has to pay the medical expenses from his/her pocket, and then the medical insurance plan would reimburse all the cost that is incurred.
However, despite the claim settlement process, reimbursement or cashless, the insurance provider generally needs a specific set of documents to process the claim. These documents are:
With all these documents, the insurance provider may also need other documents as well as per the claim. All the required documents have to be duly submitted to the insurance provider so that the claim is easily and quickly processed and settled.
The Final Words!
Providing these documents can make the claim settlement process easy and quick. The time taken in settling the claim varies with the insurance provider. However, if the documents for claim settlement are as per the requirement of the insurer, then chances of claim settlement within time are high.
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Minimum lives should be 7
Include maternity coverage
Wellness At Work
Benefits of group health insurance