Bandhan Bank FD Calculator

Fixed deposits continue to be a preferred investment choice for individuals seeking predictable returns and capital safety. The Bandhan Bank FD Calculator helps investors estimate their fixed deposit maturity value and total interest earnings before investing. Know the details below.

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Senior Citizen FD Rates 2025
Guaranteed Return
Guaranteed Return
Includes Life Cover
Includes Life Cover
Completely Tax Free+
Completely Tax Free+
3 Benefits, 1 Plan
Maximum returns offered by:
6.9%* (Tax-Free)

Guaranteed Plan

(By Insurance companies)
4.6%* (After Tax)

Fixed Deposit

(Offered by Banks)
4.0%*

Savings Account

(Post Office)
Maximum returns Offered by Guaranteed

6.5%**

Fixed Deposits

(by SBI bank)

(5-10 Years)

6.9%***

Public Provident Fund

(other popular options)

(15 Years)

We are rated++
rating
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold
Get Guaranteed returns up to 6.9%*

Fully Tax-Free, Life Cover Included

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We are rated++
rating
12.02 Crore
Registered Consumer
51
Insurance Partners
5.9 Crore
Policies Sold
Bandhan Bank FD Calculator

Total Investment

₹500 ₹30L
Enter Total Investment

Rate of Interest (Yearly)

1% 15%
Rate of Interest (Yearly)

Time Period

1 Year 15 Years
Enter Time Period
Total Investment
Interest Earned
Maturity Amount

How Does the Bandhan Bank FD Calculator Work?

The Bandhan FD calculator works on the compound interest principle. It calculates maturity value by considering the investment amount, applicable FD interest rates, deposit tenure, and compounding frequency.

The FD calculator works on the basis of the following formula
A = P × (1 + r/n)^(n × t)
Where:
P
Principal invested
r
Annual interest rate (in decimal)
n
Compounding frequency per year
t
Investment duration (years)
A
Maturity amount

The Bandhan Bank FD calculator 2026 applies this formula internally and displays results instantly.

Example to Understand the Formula

Suppose Ms Suman invests ₹4,00,000 in a Bandhan Bank fixed deposit for 6 years at an annual interest rate of 7%, compounded yearly.

Here:

P = ₹4,00,000

r = 7% = 0.07

n = 1

t = 6 years

Calculation:

A = 4,00,000 × (1 + 0.07)⁶

After applying the formula, the maturity amount of Ms Suman comes to approximately ₹6 lakh, and the total interest earned is around ₹2 lakh.

Information About
Fixed Deposits, Guaranteed Return Plans & Debt Mutual Fund
Guaranteed Return Plans, Fixed Deposits &
Debt Mutual Fund
Guaranteed Return Plans
Returns Before Tax
6.9%* (TAX-FREE)
Returns After Tax
6.9%*
Guaranteed Returns
Yes
Life Cover
Yes
Tax on Profit
Tax Free*
Risk
No Risk
Fixed Deposits
Returns Before Tax
7% (TAXABLE)
Returns After Tax
4.8%
Guaranteed Returns
Yes
Life Cover
No
Tax on Profit
Taxable
Risk
Low Risk
Debt Mutual Fund
Returns Before Tax
8% (TAXABLE)
Returns After Tax
5.5%
Guaranteed Returns
No
Life Cover
No
Tax on Profit
Taxable
Risk
High Risk
VIEW PLANS
*For annual premium upto ₹5 Lacs

How to Use the Bandhan Bank FD Calculator?

Using the FD calculator Bandhan Bank is straightforward:

Step 1: Visit the Bandhan Bank FD calculator page.

Step 2: Enter the amount you wish to invest.

Step 3: Input the applicable interest rate.

Step 4: Select the FD tenure in years.

Step 5: View the total investment, interest earned, and maturity amount instantly.

Bandhan Bank FD Calculator Illustration

Suppose Mr. Rajesh wants to invest ₹10 lakh for 10 years at an interest rate of 7.5%, compounded annually.

Inputs Entered:

Total Investment ₹10,00,000
Rate of Interest (Yearly) 7.5%
Time Period 10 Years

Results Displayed:

Total Investment ₹10 L
Interest Earned ₹10.6 L
Maturity Amount ₹20.6 L

This highlights how FD returns grow over time and helps investors evaluate Bandhan Bank senior citizens FD interest rates and plan Tax-Saving FDs confidently.

Advantages of Bandhan Bank FD Calculator

The advantages of the Bandhan Bank FD Calculator are:

  • Fast Calculations: Provides results within seconds based on current Bandhan Bank FD interest rates, ensuring reliable estimates.
  • User-Friendly Interface: Simple inputs and clear outputs make it easy to use for all investors.
  • Flexible Planning: Allows testing of different deposit scenarios by adjusting tenure and interest assumptions..
  • Goal-Based Insights: Supports long-term financial planning by showing how investments grow over time.
  • Free Access: Available online without any cost.
Guaranteed return plan Guaranteed return plan

Conclusion

The Bandhan Bank FD calculator is a dependable tool for estimating fixed deposit returns accurately. It offers clarity on interest earnings and maturity value, helping investors evaluate Bandhan Bank FD interest rates and plan investments effectively alongside tools such as a SIP calculator.

FAQs

  • What is the Bandhan Bank FD calculator?

    It is an online tool that calculates FD maturity value and interest earned.
  • Is the Bandhan Bank FD calculator 2026 accurate?

    Yes, it provides reliable estimates based on current rates and tenure.
  • Can senior citizens use the Bandhan FD calculator?

    Yes, it supports calculations using Bandhan Bank senior citizens FD interest rates.
  • Does Bandhan Bank FD Calculator work for Tax-Saving FDs?

    Yes, the calculator can estimate returns for Tax-Saving FDs accurately.
  • Can I use the FD calculator Bandhan Bank multiple times?

    Yes, it is free to use with no usage restrictions.


˜The insurers/plans mentioned are arranged in order of highest to lowest first year premium (sum of individual single premium and individual non-single premium) offered by Policybazaar’s insurer partners offering life insurance investment plans on our platform, as per ‘first year premium of life insurers as at 31.03.2025 report’ published by IRDAI. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. For complete list of insurers in India refer to the IRDAI website www.irdai.gov.in
* Applicable for Titanium variant of Max Life Smart Fixed-return Digital (Premium payment of 5 years, Policy term of 10 years) and a healthy male of 18 years old paying Rs. 30,000/- monthly (exclusive of all applicable taxes)
** Fixed deposit rate applicable for 5 year's 1 day to 10 years for investment amount less< 2 Crore ( Not for senior citizens).
*** PPF interest rate applicable for 15 years for investment amount upto 1.5 Lac
+ Trad plans with a premium above 5 lakhs would be taxed as per applicable tax slabs post 31st march 2023
#Discount offered by insurance company
## The Guaranteed Returns are dependent on the policy term and premium term availed along with the other variable factors. 6.9% rate of return is for an 18 years old, healthy male for a policy term of 20 years and premium term of 10 years with Rs.10,000 monthly installment premium. All plans listed here are of insurance companies’ funds.
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

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