SBI Mutual Fund

SBI Mutual Fund is an Asset Management Company (AMC) incorporated in 1987. It is a joint venture between the State Bank of India (SBI), an Indian public sector bank, and Amundi, an European Asset Management Company (AMC). SBI Mutual Fund is one of the largest AMCs in India, with an Asset under Management (AuM) of over ₹7.2 trillion as of March 2023. SBI Mutual Fund offers a wide range of mutual funds, including equity, debt, hybrid, and money market funds. Let us learn about SBI Mutual Fund in detail.

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Overview of Top SBI Mutual Fund Schemes in India

SBI Mutual Fund Name Risk Category 1-Year Returns 5-Year Returns Fund Size (in crores) Investment Objective
EQUITY FUNDS
SBI Contra Fund Very High 26.99% 20.74% ₹14,608 SBI Contra Fund is an actively managed equity fund that invests in a combination of undervalued and out-of-favour stocks. The fund uses a top-down and bottom-up approach to stock selection.
SBI Magnum Mid Cap Fund Very High 19.61% 19.94% ₹12,555 SBI Magnum Midcap Fund is a mid-cap mutual fund that invests in a diversified portfolio of mid-cap stocks. The fund follows a blend of growth and value investing and a bottom-up approach to stock selection.
SBI Consumption Opportunities Fund Very High 20.96% 16.31% ₹1,575 The SBI Consumption Opportunities Fund is a mutual fund that invests in companies that are involved in the production and distribution of consumer goods and services. The fund's investment strategy is based on a bottom-up approach.
SBI Large & Midcap Fund Very High 19.07% 16.59% ₹14,682 The fund aims to provide investors with long-term capital appreciation by benefiting from the growth potential of mid-cap companies and the scale of large-cap companies. It uses a combination of top-down and bottom-up approaches to stock-picking.
SBI Infrastructure Fund Very High 28.78% 19.27% ₹1,209 The fund invests in the stocks of companies that are involved in the development of infrastructure in India. The fund aims to provide investors with long-term capital appreciation by actively managing its investments.
DEBT FUNDS
SBI Magnum Gilt Fund Moderate 7.82% 8.87% ₹7,196 The goal of this portfolio is to generate returns for investors through investments in government securities issued by the central government and/or state governments. The portfolio will actively manage interest rate risk in order to make capital gains.
SBI Credit Risk Fund Moderate to High 8.56% 7.51% ₹2,734 This scheme invests primarily in corporate bonds rated AA and below, excluding AA+ bonds. It aims to generate attractive returns while maintaining moderate liquidity in the portfolio through investment in money market securities.
SBI Magnum Income Fund Moderate to High 7.36% 8.32% ₹1,683 It aims to provide investors with regular income through investments in debt and money market instruments, with a duration of between 4 and 7 years. The scheme will actively manage the portfolio to minimize credit risk and interest rate risk and to provide attractive risk-adjusted returns to investors.
SBI Dynamic Bond Fund Moderate 7.96% 8.39% ₹3,016 The scheme aims to generate attractive returns for investors by investing in a diversified portfolio of high-quality debt securities with varying maturities. The fund manager will allocate the fund corpus across different types of debt securities, including government bonds, corporate bonds, and money market instruments, based on their expected risk and return profiles.
SBI Magnum Medium Duration Fund Moderate 7.27% 8.24% ₹7.113 The scheme aims to generate attractive returns with moderate liquidity by investing in debt and money market instruments with duration of 3-4 years. It will invest in a wide range of debt and money market securities to manage credit risk and interest rate risk and provide attractive risk-adjusted returns to investors.
HYBRID FUNDS
SBI Conservative Hybrid Fund Moderate to High 11.01% 10.65% ₹8,691 The SBI Arbitrage Opportunities Fund aims to generate returns by taking advantage of the price differences between assets in the spot and derivatives markets. If there are no arbitrage opportunities available, the fund will invest in debt and money market instruments.
SBI Multi Asset Allocation Fund Very High 17.10% 12.58% ₹1,615 This fund offers investors the opportunity to invest in a diversified portfolio of assets, including debt, equity, and commodities. Debt investments will be made based on an evaluation of macroeconomic factors, market dynamics, and issuer-specific factors.
SBI Equity Hybrid Fund Very High 10.15% 12.44% ₹59,810 The SBI Equity Hybrid Fund is an open-ended fund that invests in a mix of debt and equity. It aims to provide investors with long-term capital appreciation while balancing risk by investing in a diversified portfolio of stocks of high-growth companies and fixed-income securities.
SBI Equity Savings Fund Moderate to High 13.73% 10.02% ₹2,758 The SBI Equity Savings Fund aims to generate income through arbitrage and capital appreciation by investing in a mix of equity and debt securities.
SBI Arbitrage Opportunities Fund Low 7.81% 5.58% ₹14,313 The fund will invest primarily in debt and money market instruments, with a secondary focus on equity and equity-related instruments.
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Highlights of SBI Asset Management Company Limited (AMC)

Particulars Details
Name of Asset Management Company (AMC) SBI Funds Management Private Limited (SBIFMPL)
AMC Setup On 20 June 1987
AMC Incorporated On 07 February, 1992
Assets Under Management ₹6,27,589 Crores
Name of Sponsor Institutions State Bank of India AMUNDI
Name of Trustee Organisation SBI Mutual Fund Trustee Company Private Limited
MD & CEO Mr Vinay M Tonse
Compliance Officer Ms Vinaya Datar
CIO
  • Mr R Srinivasan (Equity)
  • Mr Rajeev Radhakrishnan (Fixed Income)
Top Fund Managers
  • Mr Ashwani Bhatia
  • Mr Nicholas Simon
  • Mr R. S. Srinivas Jain
  • Mr D. P. Singh
  • Mr Aparna Nirgude
  • Mr Rahul Mayor

Documents Required to Invest in SBI Mutual Fund Schemes

The following documents are required to invest in SBI Mutual Fund schemes:

Particulars Documents Required
Mandatory Documents
  • PAN Card
  • Aadhaar Card
Proof of Address
  • Passport
  • Voter ID Card
  • Driving License
Proof of Identity
  • Bank statement
  • Utility bills

Steps to Invest in SBI Mutual Fund Schemes

Follow the steps mentioned below to start investing in SBI mutual fund schemes:

Step 1: KYC (Know Your Customer) Compliance

Ensure you are KYC-compliant by completing the necessary KYC documentation. If not, you can visit a KYC registration agency or SBI Mutual Fund's website to initiate the KYC process.

Step 2: Select the Mutual Fund Scheme

Decide which SBI Mutual Fund scheme aligns with your financial goals and risk tolerance. You can explore their range of equity, debt, hybrid, and other specialized funds.

Step 3: Access the Application Form

Obtain the application form for the chosen scheme. You can download it from SBI Mutual Fund's website, pick it up from their branch, or use the online platform if available.

Step 4: Fill in the Form

Complete the application form with accurate personal and financial information. Be sure to specify the scheme's name, plan (e.g., regular or direct), and other details as required.

Step 5: Provide Required Documents

Attach the necessary documents along with the application form. Also include KYC-related documents, such as:

  • PAN card

  • Aadhar card

  • Address proof

  • Passport-size photographs

Step 6: Choose Investment Mode

Decide on the investment mode from the following:

  • Lump sum (one-time)

  • SIP (Systematic Investment Plan)

If opting for SIP, specify the frequency and amount of your investments.

Step 7: Payment

Make the investment by attaching a cheque or demand draft payable to the respective scheme. You can also opt for online payment methods if available.

Step 8: Submit the Application

Submit the completed application form and required documents to your nearest SBI Mutual Fund branch or a registered distributor.

Step 9: Acknowledgment and Statement

Upon successful submission, you will receive an acknowledgement receipt. Keep this safe for future reference. You will also receive periodic account statements and updates on your investments.

Step 10: Monitor and Manage

Regularly monitor the performance of your investments through the provided account statements. If needed, you can make additional investments or redeem units as per your financial goals.

Calculate SIP Returns from SBI Mutual Fund Schemes

To assess the potential returns from your SIP investments in SBI Mutual Fund schemes, you can utilize the Policybazaar SIP calculator.

All you need to do is input the following details in the SIP calculator:

  • Investment Amount

  • Investment Duration

  • Expected Rate of Return

  • Frequency of Investment (weekly/ monthly/ quarterly/half-yearly/ annually)

FAQ's

  • Which is the best SBI Mutual Fund?

    The best SBI Mutual Fund for you will depend on your investment goals, risk appetite, and time horizon. However, some of the top-performing SBI Mutual Funds in recent years are as follows:
    • SBI Magnum Multicap Fund

    • SBI Equity Hybrid Fund

    • SBI Nifty Index Fund

    • SBI Technology Opportunities Fund

    • SBI Small Cap Fund

  • Which SIP is best for 5 years in SBI?

    The best SIP for 5 years in SBI depends on your risk appetite and investment goals. Here are some of the best SIPs in SBI for a 5-year investment horizon:
    • SBI Small Cap Fund (G)

    • SBI Technology Opportunities Fund (G)

    • SBI Magnum Midcap Fund (G)

    • SBI Bluechip Fund (G)

  • Is SBI MF good or bad?

    SBI Mutual Fund (SBI MF) is one of the largest and most popular mutual fund companies in India. It has a long history of providing good returns to its investors. However, SBI Mutual Fund is not inherently good or bad; it depends on your individual circumstances and investment objectives.
  • How can I invest directly in SBI Mutual Fund?

    You can invest directly in SBI Mutual Fund through the following ways:
    • Online: You can invest online through the SBI Mutual Fund website or mobile app. You will need to create an account and provide some basic information, such as your PAN number and bank account details. Once your account is created, you can start investing in any of the SBI Mutual Fund schemes.

    • Through a broker: You can also invest through a broker. Brokers are financial intermediaries who can help you buy and sell mutual funds. They charge a commission for their services.

    • At a bank branch: You can also invest in SBI Mutual Fund at any SBI bank branch. You will need to fill out a form and submit it along with the required documents.

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*Tax benefit is subject to changes in tax laws. Standard T&C Apply
~Source - Google Review Rating available on:- http://bit.ly/3J20bXZ
^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

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