Protect your house from calamities @ just ₹9/month*
Compare and Save
Compare and save up to 28%**
Bank-approved policy copies
Bank-approved policy copies
No paperwork
No paperwork
Instant online policy issuance
Instant online policy issuance
Name

So that we know what to call you.

Name

We'll send your policy copy & important updates to this number.

Continue
By clicking on "" you agree to our Privacy Policy & Terms of Use
Get Updates on WhatsApp

Essential Tips to Stay Safe Before, During, and After a Tsunami

A tsunami is a natural calamity that may cause widespread flooding with powerful water currents & waves in the coastal region for several hours or even a day. Therefore, people who are residing in these areas must have a home insurance policy. As a coastal area resident, you must know how to stay alert & be safe before, during, and after a tsunami.

Read more

How to Prepare Yourself for a Tsunami Hit?

A tsunami may arrive within minutes, and its effects are likely to stay for at least 12-24 hours. If you are living in coastal areas, it is essential to keep your ears open for official warnings and advisories. Let us discuss the significant tips that need to follow before, during, and after a tsunami-

Before a Tsunami

Compared to other countries, Tsunamis in India rarely happen. However, it is important to prepare yourself if you reside or work on the coast. You may not feel a massive undersea earthquake from far away, but you must activate your warning alerts. To keep you and everyone safe in your family, you must understand the official warnings and be ready with the evacuation plan.

Follow the below instructions in case of an unfortunate tsunami attack in your home-

  • The first and foremost tip is to keep your warning alert on if you are at home, workplace, or school/college. However, if you reside in a high-risk area, keep yourself updated with the evacuation plans for each location.
  • If you need time-to-time updates on every coast, you can tune in to the Indian Metrological Department. They significantly monitor every move and forecast coastal weather.
  • Being prepared is anyway better than being stuck in an unwanted situation. Therefore, prepare an emergency kit, which includes items like food, drinking water, cash, portable radio, baby food, first aid, etc. However, you can add essentials as per the need of you and your family.
  • Connect with the local public health authorities to get food supplies and medical help if you are stuck at home or your workplace.

You must follow all the above tips when the State Government or Central Government issues a warning regarding a tsunami. Moreover, opt for a flood insurance policy as it covers the home structure when damaged due to excessive water, like- floods, cyclones, and tsunamis.

You may also read- Home Insurance during Floods

During a Tsunami

If you feel an earthquake near the coast, the best advice you can follow is-

  • Drop- means go to the ground level before the earthquake makes you fall abruptly.
  • Cover- means to shed under a piece of heavy furniture such as a table or desk to protect your head from falling objects.
  • Hold- means to hold that object tightly and keep yourself covered under it.

Other than these points, be aware of other signs of tsunamis, such as-

  • Near the coast, a strong earthquake can last from a few seconds to a couple of minutes.
  • You can notice a rapid rise or fall in the water level along with unusual noise.
  • A series of waves may continue for hours. If you cannot evacuate to a higher ground level, move to a higher floor or onto a roof or a tree.
  • Finally, yet importantly, listen to warnings and instructions from local authorities. Stay put until they declare everything is safe and there is no movement in the ocean.

After a Tsunami

  • Take all the precautions and follow all the instructions given by the local authorities.
  • Be prepared for after effects, sometimes aftershocks generate another tsunami leading to huge loss of human lives and property.
  • A tsunami may continue for hours, and get yourself prepared for its secondary effects, such as landslides, mudflows, damaged infrastructure, contaminated water, and other related hazards.
  • Stay out of a building that has water because the force of water can cause cracks in the floors, rooftops, or walls, causing heavy destruction.
  • If you are unsure what is inside your home, do not enter. Always rely on the security or rescue team to clean your place for re-entry.
  • Avoid using contaminated water. Instead, use the drinking water you have stored for an emergency.
  • Most importantly, insure your home with the right home insurance policy. During a tsunami, there can be a huge loss of property due to heavy water flow, so getting a home insurance policy should be your utmost priority.

You may also read- A Beginner’s Guide to Home Insurance

Final Thoughts

A tsunami is a natural disaster, and experiencing it can be challenging enough. With the help of the above-mentioned tips, you should be aware of the place where you reside and take all the preventive measures. Another important thing to do is to have adequate property insurance so that you get compensation for any loss incurred due to such unfortunate incidents.

Written By: PolicyBazaar - Updated: 13 January 2023
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
Home Insurance Articles
Buying your dream house can be one of your most significant investments in life, for which you might avail of...Read more
21 Sep 2023 by Policybazaar 4024 Views
Purchasing a home is one of the most financially sound decisions one can make. Any decision taken in a hurry might...Read more
07 Feb 2024 by Policybazaar 797 Views
Housing society insurance is a one-stop solution for all residential societies against unforeseen damage caused by...Read more
14 Feb 2024 by Policybazaar 846 Views
Owning your dream house is one of the significant milestones in a lifetime. Remember, your home is not merely a...Read more
30 Jan 2024 by Policybazaar 667 Views
A sum insured in home insurance refers to the maximum payout amount an insurance company agrees to pay in the...Read more
18 Apr 2024 by Policybazaar 293 Views
Valuable Content Cover is an optional or add-on cover offered by...Read more
05 Jun 2024 by Policybazaar 142 Views
Personal Accident (PA) Cover is an add-on cover provided by...Read more
05 Jun 2024 by Policybazaar 113 Views
Loss of Rent (LOR) coverage is a significant feature of a home...Read more
09 May 2024 by Policybazaar 222 Views
A sum insured in home insurance refers to the maximum payout...Read more
18 Apr 2024 by Policybazaar 293 Views
In home insurance, it is essential to know the differences...Read more
16 Apr 2024 by Policybazaar 285 Views

Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, July 26, 2022
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
Sunil
Bilaspur, July 26, 2022
Premium Calculation
I was looking for a home insurance policy online. I stumblled upon the Policybazaar website and it is one of the best online platforms to purchase home insurance policy. I learned about the insurance plan i wanted to purchase and after choosing the plan and add ons i could calculate the premium using their online premium calculator. Thanks Policybazaar.
Manish
Bikaner, July 26, 2022
Natural Calamity cover
I have recently purchased a flat and wanted to cover it with a home insurance policy. I was aware of the Policybazaar website so i thought i should give it a try. I went on their website and as i wanted to cover my flat with a natural calamity cover specifically i searched for it and without wasting a minute it showed me the natural calamity coverage.
Mohit
Amritsar, July 26, 2022
Enough coverage
I was looking for a home insurance plan online. I was fed up as i have to visit different websites to look for a single suitable insurance plan. However, i stumbbled upon Policybazaar website where i was able to find the right insurance plan that could provide me enough coverage.
Sahil
Bareilly, July 26, 2022
Nice customer service
I wanted to purchase a home insurance policy and a friend of mine suggested to purchase it from Policybazaar. I bought the policy and after that i had a confusion regarding exclusions so i called up Policybazaar customer care and they cleared out the confusion and i loved their customer service.
Jitendra
Ajmer, July 26, 2022
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, July 26, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, July 26, 2022
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, July 26, 2022
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, June 09, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

top