This Diwali Insure Your Home and Wish Home a Happy Diwali

One of the most awaited festivals in India, Diwali holds a special place in many peoples' hearts. The festival of light is almost a week-long joyful affair and an extremely auspicious time. For so many people, this is a time to buy gifts, jewelry, and other small treasures for their homes. But what about the greatest protector of all? The roof over your head is not just a structure; it holds immense value and deserves your protection. Your entire family puts in a lot of care and sacrifices to keep it standing. So make sure to provide your home with proper protection through home insurance this Diwali.

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

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**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 9/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Why Insure Your Home?

Diwali is just around the corner and people have already started preparing for this long-awaited festival after a difficult period of the tragic pandemic. The festival has everything from sweets, lights, and decorations to gifts, shopping, and more. Many people even get their homes repaired and repainted during this time.

If we take so much time and effort to improve our home's exteriors, what about its inside? After all, what makes it most important is the valuable memories and items it holds. This is where home insurance comes into the picture.

While most people readily buy health or car insurance, they often neglect their homes. The precious products that you've bought and saved for all these years are valuables that need to kept from harm. Any damage caused to it will directly affect your finances and family. With a good plan, your household valuables will be covered for any damages caused by theft, burglary, fire, and other natural or man-made calamities. Any loss caused by these or other unforeseen reasons will be compensated thanks to your insurance. This way, your financial and emotional security will be taken care of.

Why Buy Home Insurance Policy this Diwali?

This grand festival is celebrated in all fervor in almost every corner of our country. While it’s dangerous for the environment, people often indulge in harmful firecrackers that may cause more damage than fun. Every Diwali, we hear about so many cases of fires and property damage caused by fireworks gone wrong. Damages caused by stray firecrackers have even caused a lot of destruction to shops, godowns, and houses. Aren't we all a bit wary of that one bomb burning too close to our cars?

With your home insured, you can relax and put these fears to rest with the assurance that if at all something goes wrong, you will not be alone. The policy will help you to recover from these losses and provide you with financial support to rebuild your home.

There are also many plans that protect your valuables. These are available at different costs and for varying durations, so make sure you spend some time shopping for this ideal Diwali gift! You can also compare different plans online at Policybazaar before deciding which one to buy.

How Will Home Insurance Protect You?

Many insurance policies being offered in Indian markets are all-inclusive and protect your precious home from almost every natural or man-made disaster. Disasters like lightning, floods, earthquakes, storms, etc. are also included. If your home falls victim to threats like vandalism, riots, fires, electrical breakdowns then any damages that have been caused will be compensated for as per the decided value.

There are different types of policies that cover your home. One only focuses on your building's structure and its exterior, while a comprehensive plan will also protect your home's expensive belongings like furniture, electronic items, and precious jewelry.

Some of the benefits of a home insurance policy are discussed below:

  • Many people purchase precious items on Dhanteras. If you're one of them, your recently bought valuable items will be compensated for if your valuable items are included in the coverage.
  • While we all love diyas and firecrackers, your house will be protected against any fires or losses caused by untoward damages.
  • Damages to your washing machine and brand new home theatre will be taken care of if there’s a technical fault or repair work needed!
  • People living in their own houses aren't the only ones at risk. If you happen to be living in a rented home, you can still buy a home insurance policy for rented accommodations that will protect you from these unfortunate incidents. This way, you won't have to bear any difficult financial situation on your own.

To Conclude,

While money can't buy happiness, it is an essential commodity that we work hard for. The effort that goes into our house is unfathomable; we can never put a number on the emotional safety it provides us and our families. So this Diwali, consider gifting a home insurance policy to your family by providing them long-term security.

Written By: PolicyBazaar - Updated: 31 January 2022
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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Reviews & Ratings

4.4 / 5 (Based on 120 Reviews)
(Showing Newest 10 reviews)
Virendra
Bokaro, July 26, 2022
Coverage for natural calamity
I was looking for an insurance policy that provides me coverage for natural calamity. Since my house is located near a river and it floods my area in the rainy season. So i went on the Policybazaar website and particularly look for this coverage found the exact plan that provides this coverage.
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Bilaspur, July 26, 2022
Premium Calculation
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Bikaner, July 26, 2022
Natural Calamity cover
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Amritsar, July 26, 2022
Enough coverage
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Sahil
Bareilly, July 26, 2022
Nice customer service
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Jitendra
Ajmer, July 26, 2022
Qiuck claim
I purchased a home insurance policy recently. However, due to a natural calamity, my house was damaged as the pressure of the water because of flood broke the enterance door of my house. But the insurance plan that i bought got me covered and i as able to get the quickest claim possible.
Prashant
Delhi, July 26, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension free now.
Sharad
Kolkata, July 26, 2022
Wide coverage
The home insurance plan that i purchased from policybazaar's website is a great plan that provides me coverage for not only the structure but also cover several expensive content of the home such as paintings, mobile phones, laptops, television, etc.
Ravi
Ahmedabad, July 26, 2022
Suitable insurance plan
I purchased the group health insurance policy from Policybazaar website. First of all, i did not have to wander much online while lookig for a home insurance plan that fits my requirement and i found the suitbale home insurance plan by comparing different plans on the website.
Yashashvi
Amritsar, June 09, 2022
Natural calamities covered
I bought a home insurance policy recently. As i live near a river and in the rainy season, my area gets flooded so in order to protect my house and its contents, i purchased the insurance to get coverage for such natual calamities and i am tension-free now.
  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of ₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

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