SBI PPF Calculator

What is a PPF Calculator SBI?

A PPF Calculator SBI is an online tool provided by SBI to help users estimate their returns from a Public Provident Fund (PPF) investment. It calculates the maturity amount based on factors like the annual investment, tenure (15 years or more), and the current PPF interest rate. The tool shows how your investment grows with yearly contributions and compounding interest.  

NOTE: As of 2025, the current PPF interest rate is 7.1% per annum, compounded annually.

How is a SBI PPF Calculator Useful?

The key uses of the PPF calculator SBI are as follows: 

• Quick Interest Calculation: Instantly calculates interest based on current rates.
• Accurate Maturity Projection: Gives precise estimates of your maturity amount.
• Customizable Options: Adjust deposit amounts and tenure to see potential returns.
• Time-Efficient: Saves time by avoiding manual calculations.
• Clear Growth Insights: Displays how your PPF balance grows over time.
• Convenient Access: Available online anytime, anywhere.

Illustration to Show How SBI PPF Calculator Works

Suppose Mr. Rohit invests Rs.10,000 for 15 years in the PPF account. The following table shows the total interest receivable by Mr. Rohit and the loan and withdrawal amount eligibility related to the investment. (note that the interest rate is rounded off to 8% here).
Here is how the SBI PPF Calculator works:

How to Use the SBI PPF Calculator by Policybazaar? 

To use Policybazaar's PPF Calculator, follow these simple steps:

• Go to the SBI Bank PPF Calculator available on this page:
• Choose between monthly and yearly PPF investments.
• Insert your monthly/yearly investment amount.
• The PPF Rate of Interest is usually auto-filled in the calculator.
• Enter the total number of years you plan to invest in the PPF account.
• The PPF Calculator SBI will then instantly calculate your total investment amount, the interest earned till date, and the maturity amount at the end of the tenure.

You can also explore other investment plans available on Policybazaar to find options that offer good returns.

What is SBI PPF Account?

An SBI PPF Account is a Public Provident Fund account. It is a savings scheme supported by the Government of India and offered by the State Bank of India. The PPF account aims to promote long-term savings while providing attractive tax benefits under Section 80C of the Income Tax Act. 

The SBI PPF account has a fixed tenure of 15 years and allows deposits ranging from ₹500 to ₹1.5 lakh per financial year. It offers a competitive interest rate of 7.1% p.a., which is compounded annually, and the interest earned is completely tax-free. With SBI’s extensive branch network and online banking services, managing a PPF account is easy and convenient.

Advantages of Using Policybazaar’s SBI PPF Calculator

Some of the advantages of using an SBI PPF Calculator are:

• Hassle-free results in comparison to manual calculations.
• Accurate results with minimum basic details.
• Shows the returns you will get according to your investment
• Guides how much investment should be made to achieve a desirable maturity amount.