In today’s fast-growing pace of life, investing in good plans that yield solid returns along with providing a financial corpus for the future is practically mandatory. The HDFC Life Click 2 Wealth policy is a unit-linked non-participating life assurance plan that generates such financial backing for not only the policyholder but also his/her family.Read more
Save Upto ₹46,800 in tax under Sec 80C
Inbuilt Life Cover
Tax Free Returns Unlike FD
*All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
Helping in meeting goals and offering the potential of benefiting from market-linked returns, this plan is a great investment for a child's protection, post-retirement wealth, and the securing of one's immediate family members. Not only this, this plan offers the ultimate flexibility with the option of 10 funds, all with unlimited free switches.
|Policy Tenure||10-40 years|
|Premium Paying Term||5 years|
|Premium Paying Mode||Single pay, Limited pay (5, 7, 10 years) and Regular pay (10-40 years)|
|Entry Age||Minimum – 30 days (0 years) Maximum – 60 years|
|Maturity Age||18 years – 75 years|
|Grace Period||30 days|
|Sum Assured||Single pay (1.25 x single premium), Regular & limited pay (10 times the annualized premium), Top-up (1.25 x top-up premium)|
|Liquidity||No policy loans are applicable to this plan|
There are many benefits offered by HDFC Life Click2Wealth. The key benefits are as follows:
HDFC Life Click 2 Wealth premium modes range from single, monthly, quarterly, half-yearly and annual installments. This entirely depends on the policyholder’s risk appetite, offering extreme flexibility. To be able to calculate the exact premium amounts, one can refer to the HDFC Life Click 2 Wealth calculator available on the company’s official website. *Standard T&C Apply
Add-on riders are a great way to safeguard one’s finances in case of the occurrence of undue mishaps. The offline as well as online HDFC Life Click 2 Wealth policy has two main riders, namely, HDFC Life critical illness plus rider and HDFC Life income benefit on accidental disability rider.
Buying this policy is very easy. One has to fill the policy form and submit it along with the due payment and specified documents. The documents needed are stated below;
Various HDFC Life Click 2 Wealth reviews online will suggest the ease with which this plan can be purchased. For more accurate details, the official website can be skimmed through in addition to calling the customer care helpline numbers.
Death resulting from suicide, participation in illegal activities, intoxication, drugs, and alcohol abuse shall be considered as the exclusion of this plan. A death benefit may be paid out if the suicide has occurred within a year of inception of the policy. *Standard terms and conditions apply.
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