Shriram Householder's Umbrella Package Insurance

Introduction –

Shriram Home Insurance’s “Householder Umbrella Package Insurance Policy” is a package policy that protects your house from unknown calamities by providing cover against various loss/damage due to various perils.

Key Features & benefits –

  • Flexibility to choose policy covers according to your requirements, which means only pay for what you require.
  • Large number of cover options to choose, which covers almost each and every part of the home.
  •  The premiums are fixed for respective covers, which means hassle-free and transparent process.

Policy Details –

Coverage –

Basically, there are 5 options or covers to choose from, you can also take all the 5 covers. The covers are –

  • Fire and allied perils
  • Burglary
  • Electronic equipment and other domestic appliances.
  • Loss of cash due to assault
  • Personal accident

Sum Insured –                                            

*Please check the policy wordings for more information.

Policy termination -Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.

Free look period -If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

Exclusions –

  • Any Damage or loss due to War and related perils.
  • Consequential loss
  • Any loss due to radioactivity or nuclear weapons.
  • Any loss due to depreciation or wear and tear.
  • Under Insurance.
Written By: PolicyBazaar - Updated: 07 September 2016
Disclaimer: Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by an insurer.
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