Shriram Householder's Umbrella Package Insurance

Shriram Home Insurance’s “Householder Umbrella Package Insurance Policy” is a package policy that protects your house from unknown calamities by providing cover against various loss/damage due to various perils.

Shriram Householder's Umbrella Package Insurance

4.7 (99 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.


Shriram Householder's Umbrella Package Insurance

4.7 (99 reviews)
Get insurance for Home loan or Personal security in just 5 minutes.
What’s covered?
Violent disturbance
Fire
Natural disasters
Policybazaar advantages
365 days support system
Easy claim process
Instant online policy issuance

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹ 18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Protect your house from calamities

cover starting just @ ₹18/month*

Step 1/2
Get Updates on WhatsApp
Compare & Save upto 25%**
By clicking on "" you agree to our Privacy Policy and Terms of Use

**All savings are provided by the insurer as per the IRDAI approved insurance plan. Standard T&C Apply
*The premium of ₹18/month is for a pucca building with sum insured of ₹ 5 lakh at selected locations, for property age less than 40 years and policy term of 1 year. Additional premium is payable for the optional covers including contents opted.

Shriram Householder's Umbrella Package Insurance

Shriram Home Insurance’s “Householder Umbrella Package Insurance Policy” is a package policy that protects your house from unknown calamities by providing cover against various loss/damage due to various perils.

Key Features & benefits –

  • Flexibility to choose policy covers according to your requirements, which means only pay for what you require.
  • Large number of cover options to choose, which covers almost each and every part of the home.
  •  The premiums are fixed for respective covers, which means hassle-free and transparent process.

Policy Details –

Coverage –

Basically, there are 5 options or covers to choose from, you can also take all the 5 covers. The covers are –

  • Fire and allied perils
  • Burglary
  • Electronic equipment and other domestic appliances.
  • Loss of cash due to assault
  • Personal accident

Sum Insured –                                            

*Please check the home insurance policy wordings for more information.

Policy termination -Policyholder is allowed to terminate the policy at any time by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.

Free look period -If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of cancelling the policy within 15 days of receipt of the policy documents, provided there has been no claim.

Exclusions –

  • Any Damage or loss due to War and related perils.
  • Consequential loss
  • Any loss due to radioactivity or nuclear weapons.
  • Any loss due to depreciation or wear and tear.
  • Under Insurance.
Home Insurers
Bajaj Allianz Home Insurance
Cholamandalam Home Insurance
Digit Home Insurance
Future Generali Home Insurance
HDFC Ergo Home Insurance
ICICI Lombard Home Insurance
IFFCO Tokio Home Insurance
National Insurance Home Insurance
New India Assurance Home Insurance
Oriental Home Insurance
Raheja QBE Home Insurance
Reliance Home Insurance
SBI Home Insurance
Shriram General Home Insurance
Tata AIG Home Insurance
United India Home Insurance
Universal Sompo Home Insurance
Disclaimer: The list mentioned is according to the alphabetical order of the insurance companies. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website www.irdai.gov.in
Average Rating
(Based on 99 Reviews)
Write a Review
Home Insurance Articles
  • Popular Articles
  • Recent Articles
Is it Mandatory to Buy a Home Insurance Policy for Your Home Loan?
Is it Mandatory to Buy a Home Insurance Policy for Your Home Loan?
Buying your dream house can be one of your most significant investments in life, for which you might avail of...Read more
21 Sep 2023 by Policybazaar 7817 Views
Housing Society Insurance
Housing Society Insurance
Housing society insurance is a one-stop solution for all residential societies against unforeseen damage caused by...Read more
14 Feb 2024 by Policybazaar 2842 Views
10 Points to Remember When Buying a Flat
10 Points to Remember When Buying a Flat
Purchasing a home is one of the most financially sound decisions one can make. Any decision taken in a hurry might...Read more
07 Feb 2024 by Policybazaar 2777 Views
Common Inclusions and Exclusions of Home Insurance Policy
Common Inclusions and Exclusions of Home Insurance Policy
Common Inclusions and Exclusions of Home Insurance Policy In India, several insurance companies are offering various...Read more
05 Apr 2022 by Policybazaar 3456 Views
Home Insurance Claim Process in India
Home Insurance Claim Process in India
Owning your dream house is one of the significant milestones in a lifetime. Remember, your home is not merely a...Read more
30 Jan 2024 by Policybazaar 2328 Views
Burglary, Theft & Additional Covers in Home Insurance
Burglary, Theft & Additional Covers in Home Insurance
Buying a home is the dream of all, and if you are among those who have one should protect it and its contents...Read more
08 Jul 2021 by Policybazaar 3216 Views
Do You Have to Renew Home Insurance Policy Annually?
Do You Have to Renew Home Insurance Policy Annually?
A home insurance policy plays a significant role in insuring the structure of your house,supporting structure, the...Read more
21 Apr 2022 by Policybazaar 3242 Views
Understanding Sum Insured in Home Insurance
Understanding Sum Insured in Home Insurance
A sum insured in home insurance refers to the maximum payout amount an insurance company agrees to pay in the...Read more
18 Apr 2024 by Policybazaar 1519 Views
Self-Financed Homes: A Guide to the Potential Risks Involved
Self-Financed Homes: A Guide to the Potential Risks Involved
Having a home of their own is a significant milestone in one's life. However, with the rapidly increasing prices...Read more
15 Feb 2024 by Policybazaar 1422 Views
Over a 10-year period, is Home Insurance Really Worth it?
Over a 10-year period, is Home Insurance Really Worth it?
Natural and man-made threats like floods and theft aren’t uncommon in India; causing a serious setback to your...Read more
28 Feb 2022 by Policybazaar 1876 Views
Loss of Rent Cover Vs. Rent for Alternative Accommodation Cover
Loss of Rent Cover Vs. Rent for Alternative Accommodation Cover
In home insurance, it is essential to know the differences between two major aspects: Loss of Rent Cover and Rent...Read more
16 Apr 2024 by Policybazaar 1322 Views
Loss of Rent Cover in Home Insurance
Loss of Rent Cover in Home Insurance
Loss of Rent (LOR) coverage is a significant feature of a home insurance policy for landlords. This additional...Read more
09 May 2024 by Policybazaar 1292 Views
How are Commercial Property Insurance Rates Determined?
How are Commercial Property Insurance Rates Determined?
The real estate market might be booming at a time or facing a dip at others – but what remains true at all times...Read more
08 Feb 2022 by Policybazaar 2897 Views
Valuable Content Cover in Bharat Griha Raksha Policy
Valuable Content Cover in Bharat Griha Raksha Policy
Valuable Content Cover is an optional or add-on cover offered by Bharat Griha Raksha Policy to provide...Read more
05 Jun 2024 by Policybazaar 1385 Views
Tips to Secure Your Home While You Are Away for a Vacation
Tips to Secure Your Home While You Are Away for a Vacation
Are you planning to go on a long vacation to your hometown or preparing for a family trip this summer holidays...Read more
20 Apr 2022 by Policybazaar 2401 Views
Valuable Content Cover in Bharat Griha Raksha Policy
Valuable Content Cover in Bharat Griha Raksha Policy
Valuable Content Cover is an optional or add-on cover offered by...Read more
05 Jun 2024 by Policybazaar 1385 Views
Personal Accident Cover in Bharat Griha Raksha Policy
Personal Accident Cover in Bharat Griha Raksha Policy
Personal Accident (PA) Cover is an add-on cover provided by...Read more
05 Jun 2024 by Policybazaar 1066 Views
Loss of Rent Cover in Home Insurance
Loss of Rent Cover in Home Insurance
Loss of Rent (LOR) coverage is a significant feature of a home...Read more
09 May 2024 by Policybazaar 1292 Views
Understanding Sum Insured in Home Insurance
Understanding Sum Insured in Home Insurance
A sum insured in home insurance refers to the maximum payout...Read more
18 Apr 2024 by Policybazaar 1519 Views
Loss of Rent Cover Vs. Rent for Alternative Accommodation Cover
Loss of Rent Cover Vs. Rent for Alternative Accommodation Cover
In home insurance, it is essential to know the differences...Read more
16 Apr 2024 by Policybazaar 1322 Views
Self-Financed Homes: A Guide to the Potential Risks Involved
Self-Financed Homes: A Guide to the Potential Risks Involved
Having a home of their own is a significant milestone in one's...Read more
15 Feb 2024 by Policybazaar 1422 Views
Housing Society Insurance
Housing Society Insurance
Housing society insurance is a one-stop solution for all...Read more
14 Feb 2024 by Policybazaar 2842 Views
10 Points to Remember When Buying a Flat
10 Points to Remember When Buying a Flat
Purchasing a home is one of the most financially sound decisions...Read more
07 Feb 2024 by Policybazaar 2777 Views
Home Insurance Claim Process in India
Home Insurance Claim Process in India
Owning your dream house is one of the significant milestones in...Read more
30 Jan 2024 by Policybazaar 2328 Views
Benefits of Buying Home Insurance Online
Benefits of Buying Home Insurance Online
Getting home insurance is like giving your house a financial...Read more
05 Jan 2024 by Policybazaar 1082 Views
Is it Mandatory to Buy a Home Insurance Policy for Your Home Loan?
Is it Mandatory to Buy a Home Insurance Policy for Your Home Loan?
Buying your dream house can be one of your most significant...Read more
21 Sep 2023 by Policybazaar 7817 Views
What Does Your Room Color Say About Your Personality?
What Does Your Room Color Say About Your Personality?
Have you ever wondered if the color of your room affects your...Read more
02 Mar 2023 by Policybazaar 2304 Views
Vastu Shastra Tips for Your Home
Vastu Shastra Tips for Your Home
Vastu Shastra refers to the science of architecture. It uses...Read more
28 Feb 2023 by Policybazaar 2213 Views
Buy/Renew Bharat Griha Raksha Policy Online | PolicyBazaar
Buy/Renew Bharat Griha Raksha Policy Online | PolicyBazaar
Bharat Griha Raksha Policy is a standard home insurance policy...Read more
27 Feb 2023 by Policybazaar 17 Views
6 Unknown Facts About Home Insurance in India
6 Unknown Facts About Home Insurance in India
The majority of the population in India does not understand the...Read more
17 Jan 2023 by Policybazaar 2011 Views

Reviews & Ratings

4.7 / 5 (Based on 99 Reviews)
(Showing Newest 10 reviews)
Surendra
Delhi, February 05, 2025
★★★★★
Good Price
I had purchased Bajaj Allianz home insurance, and when there was damage to home equipment due to an electric spark, these damages were covered by the insurance. Got insurance at a good price.
Naresh
Muzaffarnagar, February 02, 2025
★★★★★
Best Deal
I never thought home insurance could be affordable. With Policybazaar, I could compare multiple insurance plans on a single platform. I am glad I got the best insurance plan at a very good deal.
Nalin
Begusarai, January 30, 2025
★★★★★
Easy Renewal
I renewed my home insurance through Policybazaar. Initially, I was unsatisfied with my previous insurer, but my experience with Policybazaar has been good. Very satisfied with their services.
Abhimanyu
Gridi, January 29, 2025
★★★★★
Good Experience
PolicyBazaar has made comparing policies easy, and its agent explained the features clearly. Really happy with my experience of getting a home insurance policy.
Prateek
Patna, January 27, 2025
★★★★★
Expenses Covered
With HDFC ERGO home insurance, I could cover my expenses when our building caught fire. Luckily, no one was hurt.
Dhruv
Jamshedpu, January 24, 2025
★★★★★
Easy Process
Thank you, Policybazaar, for helping me to get the claim approved for my home insurance. Your process was very easy.
Vihan
Etawa, January 21, 2025
★★★★★
Big Help
I had purchased a new flat by taking a home loan. However, after paying the second EMI, there were some issues with the water pipeline, and it burst. The house's walls were damaged, and home insurance through Policybazaar helped me get a claim for my loss.
Ishaan
Lucknow, January 20, 2025
★★★★★
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
Kshitiz
Lucknow, January 18, 2025
★★★★★
Easy Process
Thank you, Policybazaar, for helping me to get the claim approved for my home insurance. Your process was very easy.
Rahul
Patna, January 17, 2025
★★★★★
Stress-free process
Exploring different home insurance options felt overwhelming, but PolicyBazaar simplified everything. Their platform helped me compare plans quickly. The team answered all my queries, making the process stress-free.
Write a Review
Read All Reviews

  • Disclaimers+

    #Savings of 28% are based on the comparison between the highest and lowest premiums for a pucca building with sum insured of >₹ 1 crore at Delhi, for property age less than 5 years and policy term of 11 years.

top