TATA AIG Standard Fire and Special Perils Cover
Standard Fire Home Insurance provides coverage against fire and some special perils.
- Person residing in a self-owned or rented house.
- Covers buildings under RCC construction.
- Covers against Fire/Lightning, Explosion/Implosion, Damage due to aircraft, Riot, Strike and Malicious damage, missile testing operations, bush fire, overflowing of water tanks, inundation, landslides/flood/storm, earthquake etc.
- Fixation of sum insured: Covers the cost of reconstruction not including the value of land. Building value should be related to the present day cost of reconstruction however contents should be insured for their market value.
The policy doesn’t cover if loss/damage caused due to-
- War, invastion, act of foreign enemy hostilities, civil war, civil commotion
- Loss/damage caused to the insured property by pollution
- Loss or destruction to the stocks in cold storage premises
- Loss/damage caused due to electrical machine, fixture or fitting arising from over-running, excessive pressure, short circuiting, etc.
- SBI Home Insurance
- Raheja QBE Home Insurance
- Bharti AXA Home Insurance
- Shriram General Home Insurance
- Universal Sompo Home Insurance
- Future Generali Home Insurance
- HDFC Ergo Home Insurance
- Cholamandalam Home Insurance
- Royal Sundaram Home Insurance
- Reliance Home Insurance
- New India Assurance Home Insurance
- National Insurance Home Insurance
- IFFCO Tokio Home Insurance
- Oriental Home Insurance
- Everything You Need to Know About New India Assurance Griha Suvidha
- HDFC Ergo Home Insurance versus Bharti AXA Home Insurance
- Bajaj Allianz, Bharti AXA and Cholamandalam: Comprehensive Insurance for Your Home
- Importance of Having a Home Insurance Policy in India
- Secure Your Home against Calamities with Home Insurance
- What Does Home Insurance Cover?