West Bengal Government Schemes

West Bengal, a state rich in culture and heritage, has consistently strived to improve the lives of its citizens through various government schemes. These initiatives span across multiple sectors, including agriculture, education, healthcare, social welfare, and infrastructure, aiming to uplift the underprivileged and foster sustainable development. This article delves into the core of these schemes, providing a detailed overview of their objectives and benefits.

Read more
kapil-sharma
Bajaj allianz life insurance
loading...
ICICI Prudential Life Insurance Company
loading...
tata aia life insurance
loading...
Investment Plans
  • money
    Generate wealth Earn 1 Cr# in maturity with Zero LTCG tax
  • tax
    Double tax savings^ On premiums (under 80C) and on maturity (under 10(10D))
  • compare
    Compare & Choose 30+ Plans and 150+ Fund options
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold

Top performing plans˜ with High Returns**

Invest ₹10K/month & Get ₹1 Crore# Tax-Free*

+91
Secure
We don’t spam
Please wait. We Are Processing..
Your personal information is secure with us
By clicking on "View Plans" you agree to our Privacy Policy and Terms of use #For a 55 year on investment of 20Lacs #Discount offered by insurance company
Get Updates on WhatsApp
We are rated++
rating
9.7 Crore
Registered Consumer
51
Insurance Partners
4.9 Crore
Policies Sold
Disclaimer: #The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CAGR 8%; ₹50,45,591 @ CAGR 4%. *Tax benefits and savings are subject to changes in tax laws. All plans listed here are of insurance companies’ funds.

What are West Bengal Government Schemes?

West Bengal Government Schemes are a collection of initiatives launched by the state government to address the diverse needs of its population. These schemes are designed to provide financial assistance, improve access to essential services, and create opportunities for economic and social empowerment. The primary goal is to ensure inclusive growth and equitable development across all sections of society.

List of West Bengal Government Schemes

Below is the list of West Bengal Government Schemes implemented throughout the state: 

  1. Krishak Bandhu Scheme

    This scheme provides financial assistance to farmers for agricultural inputs.

    Objective:

    To support farmers in their cultivation efforts, reduce their financial burden, and enhance agricultural productivity.

    Features:

    Offers annual financial assistance to landowning farmers and sharecroppers. It also includes a death benefit for farmer families.

  2. Swasthya Sathi Scheme

    A flagship health insurance scheme providing cashless treatment up to ₹5 lakh per family per year.

    Objective:

    To ensure access to quality healthcare for all residents of West Bengal, particularly those from economically weaker sections.

    Features:

    Covers a wide range of medical treatments and hospitalizations in empanelled hospitals. Every family is entitled to a smart card.

  3. Rupasree Prakalpa

    A one-time financial assistance of ₹25,000 provided to economically disadvantaged families for their daughters' marriages.

    Objective:

    To alleviate the financial burden on families during their daughters' weddings and prevent child marriages.

    Features:

    The assistance is provided to families meeting specific eligibility criteria.

  4. Kanyashree Prakalpa

    A conditional cash transfer scheme aimed at improving the status and well-being of girls.

    Objective:

    To prevent child marriages, promote girls' education, and empower young women.

    Features:

    Provides annual scholarships to girls enrolled in schools and a one-time grant upon reaching adulthood, provided they remain unmarried.

  5. Duare Sarkar (Government at Your Doorstep)

    A unique initiative bringing government services directly to citizens' doorsteps through camps organized across the state.

    Objective:

    To improve the delivery of government services, enhance accessibility, and address citizens' grievances efficiently.

    Features:

    Camps provide on-the-spot solutions for various government schemes, including Swasthya Sathi, Krishak Bandhu, and caste certificates.

  6. Sabuj Sathi Scheme

    A scheme providing bicycles to students of classes 9 to 12 in government and government-aided schools.

    Objective:

    To promote students' mobility, encourage school attendance, and reduce dropout rates.

    Features:

    Distribution of durable and quality bicycles to eligible students.

    People also read: Government Schemes for Girl Child

  7. Lakshmi Bhandar Scheme

    This scheme provides a monthly financial assistance to women heads of families.

    Objective:

    To provide economic support to women, and empower them financially.

    Features:

    Provides a monthly stipend to women, with higher amounts for those belonging to SC/ST categories.

  8. Pathashree Rastashree Scheme

    A scheme focused on the construction and maintenance of rural roads.

    Objective:

    To improve rural connectivity, enhance transportation infrastructure, and boost economic activity in rural areas.

    Features:

    Focuses on repairing and building roads connecting villages and agricultural areas.

  9. Banglar Awas Yojana

    This scheme aims to provide affordable housing to economically weaker sections.

    Objective:

    To ensure that every family has access to a pucca (permanent) house.

    Features:

    Provides financial assistance for the construction of new houses and the upgradation of existing ones.

  10. Matir Srishti

    A scheme focused on effective use of barren land.

    Objective:

    To create employment and boost the rural economy by using unused land for agricultural and other profitable purposes.

    Features:

    This scheme creates many opportunities for the people of the state.

    People also read: Sukanya Samriddhi Yojana

  11. Banglashree

    Focuses on the development of small and medium enterprises (SMEs).

    Objective:

    To promote entrepreneurship, create employment opportunities, and boost the state's economy by supporting SMEs.

    Features:

    Offers financial assistance, skill development training, and marketing support to entrepreneurs.

  12. Bangla Krishi Sech Yojana

    A scheme designed to improve irrigation facilities for agricultural land.

    Objective:

    To enhance agricultural productivity by ensuring reliable water supply for irrigation.

    Features:

    Focuses on the construction of irrigation canals, installation of pumps, and promotion of water conservation techniques.

Impact and Significance of West Bengal Government Schemes

These schemes have had a significant impact on the lives of millions of people in West Bengal. They have contributed to:

  • Improved access to healthcare and education.

  • Enhanced agricultural productivity and rural development.

  • Empowerment of women and vulnerable groups.

  • Increased financial inclusion and economic stability.

  • Improved rural infrastructure.

Conclusion

The West Bengal Government Schemes reflect a commitment to inclusive growth and social welfare. By addressing the diverse needs of its citizens, the state government is laying the foundation for a prosperous and equitable future. The continuous evaluation and improvement of these schemes ensure their effectiveness and relevance in meeting the evolving needs of the population. These initiatives are vital in building a stronger and more resilient West Bengal.

FAQs

  • How can I apply for a government scheme in West Bengal?

    The application process varies by scheme. Most schemes allow online applications through government portals, while some require applicants to visit designated offices.
  • How can I get a Swasthya Sathi card?

    You can apply for a Swasthya Sathi card online or visit local government offices. The card is issued to the female head of the family.
  • Are these schemes available for residents of other states?

    No, most schemes are exclusively for permanent residents of West Bengal. Some schemes may have additional residency requirements.

˜Top 5 plans based on annualized premium, for bookings made in the first 6 months of FY 24-25. Policybazaar does not endorse, rate or recommend any particular insurer or insurance product offered by any insurer. This list of plans listed here comprise of insurance products offered by all the insurance partners of Policybazaar. For a complete list of insurers in India refer to the Insurance Regulatory and Development Authority of India website, www.irdai.gov.in

Past 10 Years' annualised returns as on 01-05-2025

^The tax benefits under Section 80C allow a deduction of up to ₹1.5 lakhs from the taxable income per year and 10(10D) tax benefits are for investments made up to ₹2.5 Lakhs/ year for policies bought after 1 Feb 2021. Tax benefits and savings are subject to changes in tax laws.

*All savings are provided by the insurer as per the IRDAI approved insurance plan.

Tax benefit is subject to changes in tax laws. Standard T&C Apply
++Source - Google Review Rating available on:- http://bit.ly/3J20bXZ

^^The information relating to mutual funds presented in this article is for educational purpose only and is not meant for sale. Investment is subject to market risks and the risk is borne by the investor. Please consult your financial advisor before planning your investments.

#The investment risk in the portfolio is borne by the policyholder. Life insurance is available in this product. The maturity amount of Rs 1 Cr. is for a 30 year old healthy individual investing Rs 10,000/- per month for 30 years, with assumed rates of returns @ 8% p.a. that is not guaranteed and is not the upper or lower limits as the value of your policy depends on a number of factors including future investment performance. In Unit Linked Insurance Plans, the investment risk in the investment portfolio is borne by the policyholder and the returns are not guaranteed. Maturity Value: ₹1,05,02,174 @ CARG 8%; ₹50,45,591 @ CAGR 4%

¶Long-term capital gains (LTCG) tax (12.5%) is exempted on annual premiums up to 2.5 lacs.

**Returns are based on past 10 years’ fund performance data (Fund Data Source: Value Research).

Invest More Get More!
You Get
₹1 Crores*
You Invest
₹10K/month
You Get
₹80 Lakhs*
You Invest
₹8K/month
You Get
₹50 Lakhs*
You Invest
₹5K/month
Investment Calculator
  • One time
  • Monthly
/ Year
Sensex has given 10% return from 2010 - 2020
You invest
You get
View plans

Investment plans articles

Recent Articles
Popular Articles
Chhattisgarh Government Schemes

01 May 2025

Chhattisgarh has been actively implementing various government
Read more
Delhi Government Schemes

01 May 2025

Delhi, the national capital, is a dynamic and ever-evolving
Read more
Jharkhand Government Schemes

30 Apr 2025

Jharkhand, a state rich in natural resources and cultural
Read more
Rajasthan Government Schemes

30 Apr 2025

Rajasthan, a land of vibrant culture and rich heritage, is also
Read more
Gujarat Government Schemes

30 Apr 2025

Gujarat, a powerhouse of India's industrial and economic growth
Read more
20 Best Investment Options in India in 2025
  • 04 Apr 2014
  • 1907436
In India, there are many safe and reliable options to grow your money with minimal risk. Whether you are new to
Read more
Post Office Senior Citizen Savings Scheme (SCSS) 2025
  • 13 Feb 2020
  • 134326
The Post Office Senior Citizen Savings Scheme (SCSS) is a popular investment option for senior citizens looking
Read more
Investment Options for Senior Citizens
  • 06 Nov 2024
  • 12596
As we age, managing finances becomes increasingly important. Senior citizens often seek safe and stable
Read more
Best Saving Plans in India 2025
  • 30 Jan 2019
  • 184910
Saving money is an important step towards achieving financial independence and security. Whether you're looking
Read more
Government Schemes to Invest in India in the Year 2025
  • 23 Dec 2021
  • 25471
Government schemes offer secure returns, tax benefits, and long-term growth. In 2025, top schemes like PPF, SSY
Read more

top
Close
Download the Policybazaar app
to manage all your insurance needs.
INSTALL