How To Find LIC Policy Number?

Read on to know more about how to find LIC policy number.

Check LIC Policy Number 

The LIC customer portal helps customers retrieve their policy numbers and run an LIC policy number check if they need to be remembered or misplaced. To do this, policyholders need to use the correct details, such as the name and date of birth, given when buying the LIC policy.

Let’s understand the steps to find your LIC policy number:

1. Online Methods to Find LIC Details by Policy Number

   LIC requires policyholders to create an account on its website before purchasing a policy. The policyholder provides accurate credentials, which are used to locate policy numbers. Here are the steps that you can follow to get LIC policy details:

   Via LIC Customer Portal

   • Step 1: Log in to the LIC Portal: Go to the LIC e-services portal and log in using your username and password.

   • Step 2: Enter Accurate Details: Input your credentials correctly.

   • Step 3: Get Policy Number: Your policy number will be displayed on the screen. Note it down or save it for future reference.

   You can also view all details, including premium payment information and accumulated bonuses. Follow these steps to track your LIC policy status:

   • Step 1: Visit the LIC e-Services Portal: Go to the official LIC e-service portal.

   • Step 2: Select User Type: Choose 'New User' or 'Registered User' as applicable.

   • Step 3: Enter Login Credentials: Enter your username and password to log in.

   • Step 4: Select 'Policy Status' Option: Select the 'Policy Status' option from the menu once logged in.

   • Step 5: View Policy Details: This will display information about all your enrolled policies, including policy number, policy name, term, next premium due date, and sum assured.

   Note: You can also find LIC policy number by logging in to the LIC Digital App.

   Via Email

   To find your LIC policy number, start by checking your email inbox for any correspondence from LIC. Emails with subjects like “policy confirmation,” “policy documents,” or “welcome kit” usually include your policy number, as it is a unique identifier for your LIC plan. If you have multiple policies, searching with keywords such as LIC policy or the type of plan you purchased can help you quickly locate the correct email and retrieve your policy number without any hassle.

2. Offline Methods to Find LIC Policy Number

   If you are still looking for “how to find LIC policy number”, there are offline methods available as well. However, before for offline methods, note that LIC offers only online methods for unclaimed policies that remain unclaimed for at least 6 months from maturity. These methods do not apply to the active policies during the policy period.

   For your convenience, there are various offline methods. If you wish to get any information about the active policies in your name, you can visit the nearest branch or directly contact the LIC agent. Following are the below-mentioned steps to be taken to locate the policy number:

   Check Official Documents

   You can often locate your policy number from physical documents related to your policy:

   • Policy Bond: The policy bond contains all the key details of your LIC policy, including the policy number.

   • Premium Paid Receipts: Receipts for premiums paid usually mention the policy number for reference.

   • Bank Statements: If your premiums are auto-debited, your bank statement may include your policy number along with the transaction details.

   Contact your LIC Agent

   Contacting your agent is one of the most effective and simplest methods. If your LIC agents are in contact with you, it becomes quite convenient to get the details of your policies. LIC agents have their LIC ‘agent portal’ to access the company database and recover the policy number quickly. The agent will only be required to provide the policyholder’s name and date of birth. This is the easiest method if you misplaced the policy number or details.

   Contact Home Branch

   Suppose the policyholder cannot find the policy number through any agent or has no online profile on the LIC portal. In that case, the policyholder can locate the policy number by visiting the LIC branch from where the policy was purchased first. LIC officials will start the recovery process using any of the official policy documents provided to them. While visiting the LIC branch, bring your PAN card and other ID cards. LIC officials validate the details of the policyholder. Once the verification has been completed, the LIC staff will provide you with the policy number. If there is no online presence of policyholder’s details, then LIC officials will be liable to check the data manually.

   Locate information from any nearest branch of the LIC

   If the policyholder cannot visit the home branch, he/she can visit any nearest LIC branch and request the policy number. The PAN card, along with your full name and date of birth, is required.

Importance of LIC Policy Number Check

The points below highlight how a simple policy number check can prevent future hassles and keep your policy management smooth and stress-free.

• Ensures Easy Access to Policy Information: Doing a regular LIC policy number check or policy number check online helps you quickly view your policy details anytime. It becomes especially helpful if you accidentally misplace documents and need to find LIC policy number information.

• Avoids Claim-Related Issues: Many people struggle during claims because they don’t know how to find my LIC policy number or how to know LIC policy number purchased by parents or guardians. A simple policy number check prevents delays and confusion during crucial times.

• Helps Recover Lost Policy Details: If you’ve forgotten your number, the LIC portal makes it easy to learn how to find LIC policy number, how to know my LIC policy number, or simply perform a policy no check to retrieve the required details.

• Provides Complete Transparency: You can view LIC policy details by policy number, ensuring that all premium payments, maturity dates, and policy status are accurate. Regular LIC policy no check keeps your financial planning on track.

• Quick and Convenient Verification: Knowing how to check LIC policy number online saves time and prevents the stress of searching through physical files. The digital process makes it effortless to find LIC policy number anytime you need.

Tips to Keep Your LIC Policy Number Handy

After understanding how to find policy number, let's understand the tips one should keep in mind:

• Digital Records: Save a scanned copy of your policy document, including your term insurance policy details, on your computer or cloud storage for quick access.

• Email Backup: Forward your policy document and premium receipts to your email for easy access.

• Mobile Apps: Use LIC’s mobile app to keep track of your policy details.

• Notebook: Write down your policy number in a secure notebook that you regularly use.

Wrapping It Up:

Finding your LIC policy number doesn’t have to be complicated. From now on, whenever you go online and type “my LIC policy details” using the above methods, you can quickly locate your policy number and ensure to stay updated on your policy. Keeping your policy number handy will save you time and stress, making your experience with LIC smooth and hassle-free.

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